Icici Life vs Credit Access Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Solvency ratio

Credit Access Life Insurance

2.12Icici Life 3.59Credit Access Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Icici Life

506Icici Life 2Credit Access Life Insurance

More branches, easier in-person help

Complaints per ₹1 crore of premium collected

Credit Access Life Insurance

2001Icici Life 25 March 2023Credit Access Life Insurance

Fewer complaints is better

COMPANY DETAILS ✎ Edit

Icici Life

 ✎ Edit

Credit Access Life Insurance
Customer rating

Customer rating

4.5 / 5

Customer rating

Not available
Life insurance plans listed

Life insurance plans listed

6 plans ❯

Life insurance plans listed

None listed yet
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 48,950.71 crores

Annual premiums collected (2024-25)

₹10,000 to ₹30,00,000
Claim settlement ratio

Claim settlement ratio

99.3%

Claim settlement ratio

Not available
Solvency ratio

Solvency ratio

2.12

Solvency ratio

3.59 Higher
Pan India presence (branches)

Pan India presence (branches)

506 Higher

Pan India presence (branches)

2
Payout options

Payout options

Lump sum, monthly, or a combination of both

Payout options

Not available
Riders available

Riders available

Terminal Illness Benefit, Income Benefit Rider, Waiver of Premium, Critical Illness Benefit, Permanent and Partial Disability Benefit, Accidental Death Benefit

Riders available

Not available
Inception year

Inception year

27,160.06 cr

Inception year

Rs 184 crore
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

2001

Complaints per ₹1 crore of premium collected

25 March 2023 Lower is better
Average claim settlement time

Average claim settlement time

Not available

Average claim settlement time

Around 2 days
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Best ICICI Life Insurance Plans

Best ICICI Life Insurance Plans

Plans from Icici Life and Credit Access Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Life

ICICI Protect-n-Gain

The ICICI Protect N Gain ULIP combines life insurance coverage, potentially up to 100 times the annual premium, with wealth creat… Read More

  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systematic Withdrawal Plan Option
Sum assuredBase sum assured: 5 Lakhs to no limit.
Entry ageMinimum Age - 18 years Maximum Age - 55…
View plan
Icici Investment Plans

ICICI Life Signature Plan

ICICI Signature is a ULIP that combines life cover with wealth creation, offering long-term growth and financial security. It fea… Read More

  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Sum assuredSingle, Yearly, Half-Yearly, and Monthly
Entry age0-70 years
View plan
Investment Plan

ICICI Life Cash Advantage

The ICICI Life Cash Advantage Investment Plan is a non-linked life insurance savings plan that combines protection with guarantee… Read More

  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
Sum assured5/10 Years
Entry ageMinimum Age - 30 Days, Maximum Age - 60…
View plan
Investment Plan

ICICI Life Savings Suraksha

The ICICI Life Savings Suraksha Investment Plan combines savings and protection, helping individuals achieve financial goals whil… Read More

  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
Sum assuredLimited Pay (5, 7, 10, 12 years) and Re…
Entry ageMinimum age: 0 years, Maximum age: 60 y…
View plan
Investment Plan

ICICI Assured Savings

ICICI Life Assured Savings Plan combines life cover with guaranteed returns, offering annual additions of 9% to 11% to the base s… Read More

  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
Sum assured5/7/8/10/12 years
Entry ageMinimum age - 0 years Maximum age - 60…
View plan
Investment Plan

ICICI Life Future Perfect

The ICICI Life Future Perfect Investment Plan is a versatile savings and protection-oriented life insurance solution designed to… Read More

  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Sum assured5/7/10/15/20 years
Entry ageMinimum age - 91 days Maximum age - 55…
View plan
No Credit Access Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Credit Access Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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