Aditya Birla Sun Life vs Credit Access Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Solvency ratio

Credit Access Life Insurance

1.88Aditya Birla Sun Life 3.59Credit Access Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Aditya Birla Sun Life

1048+Aditya Birla Sun Life 2Credit Access Life Insurance

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Aditya Birla Sun Life

✎ Edit

Credit Access Life Insurance

Customer rating

Customer rating

4.6 / 5

Customer rating

Not available
Life insurance plans listed

Life insurance plans listed

6 plans ❯

Life insurance plans listed

None listed yet
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 20638.77 crore

Annual premiums collected (2024-25)

₹10,000 to ₹30,00,000
Claim settlement ratio

Claim settlement ratio

98.65%

Claim settlement ratio

Not available
Solvency ratio

Solvency ratio

1.88

Solvency ratio

3.59 Higher
Pan India presence (branches)

Pan India presence (branches)

1048+ Higher

Pan India presence (branches)

2
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

accidental death and disability riders, critical-illness riders, hospital and surgical care riders, waiver of premium, accelerated/terminal illness benefits

Riders available

Not available
Inception year

Inception year

Not available

Inception year

Rs 184 crore
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

Not available

Complaints per ₹1 crore of premium collected

25 March 2023
Average claim settlement time

Average claim settlement time

Not available

Average claim settlement time

Around 2 days

Plans from Aditya Birla Sun Life and Credit Access Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Life

Aditya Birla Sun Life Fixed Maturity Plan

The ABSLI Fixed Maturity Plan is a non-linked, non-participating endowment product offering both life insurance protection and a… Read More

  • Tax Benefits u/s 80C & 10 (10D)
  • Single Premium
  • ZERO Withdrawal Charges
Sum assuredSingle, Limited, Regular
Entry age8 years
View plan
Term

Aditya Birla Life Shield Plan

The Aditya Birla Sun Life Shield Plan is an online term insurance policy offering 8 flexible options, including Level Term, Incre… Read More

  • Avail 8 Plan Options
  • Flexible Premium Payment
  • Cover for Spouse
Sum assuredBase Sum Assured: 25 Lacs to no limit
Entry ageMinimum Age: 1 year, Maximum Age: 65 ye…
View plan
Term

ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suraksha Kawach is a term insurance plan that combines life cover with a return of premium benefit if the policyhold… Read More

  • 6 Plan options
  • Increasing or decreasing Sum Assured benefit
  • Special exit value
Sum assuredBase Sum Assured: ₹50 Lakhs to ₹20 Cror…
Entry ageMinimum Entry Age: 18 years, Maximum En…
View plan
Term

Aditya Birla Saral Jeevan Bima

Aditya Birla Sun Life Saral Jeevan Bima is a straightforward term insurance plan, providing high life cover at affordable premium… Read More

  • Simple Protection Plan
  • Flexible Premium Payment
  • Covers Accidental Death
Sum assuredBase sum assured: 5 lakhs to 25 Lakhs
Entry ageMinimum Age - 18 years Maximum Age - 65…
View plan
Term

Aditya Birla Anmol Suraksha Kawach Plan

Aditya Birla Sun Life's Anmol Suraksha Kawach is a short-term term insurance plan, providing life coverage from ₹50 lakh to ₹2 cr… Read More

  • Short-term protection
  • Affordable premiums
  • Flexible premium payment term
Sum assuredBase Sum Assured: ₹50 Lakhs to ₹2 Crores
Entry ageMinimum Age: 23 years, Maximum Age: 55…
View plan
Term

Aditya Birla Sun Life DigiShield Plan

Aditya Birla Sun Life's DigiShield Plan is a flexible term insurance solution designed to provide substantial financial protectio… Read More

  • Large Sum Insured
  • Many Plan Options
  • Affordable Premium
Sum assuredBase sum assured: ₹30 Lakhs to no limit.
Entry ageMinimum Age: 18 years, Maximum Age: 65…
View plan
No Credit Access Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Credit Access Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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