Aditya Birla Sun Life vs Hdfc Investment Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Aditya Birla Sun Life

98.65%Aditya Birla Sun Life Minimum Age - 5 year%Hdfc Investment

Share of death claims the insurer paid

Solvency ratio

Hdfc Investment

1.88Aditya Birla Sun Life 80 yearsHdfc Investment

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Aditya Birla Sun Life

✎ Edit

Hdfc Investment

Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

6 plans ❯

Life insurance plans listed

9 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 20638.77 crore

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit
Claim settlement ratio

Claim settlement ratio

98.65% Higher

Claim settlement ratio

Minimum Age - 5 year%
Solvency ratio

Solvency ratio

1.88

Solvency ratio

80 years Higher
Pan India presence (branches)

Pan India presence (branches)

1048+

Pan India presence (branches)

Annual, half-yearly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

accidental death and disability riders, critical-illness riders, hospital and surgical care riders, waiver of premium, accelerated/terminal illness benefits

Riders available

Minimum term - 6 years Maximum term - 30 years

Plans from Aditya Birla Sun Life and Hdfc Investment

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Life

Aditya Birla Sun Life Fixed Maturity Plan

The ABSLI Fixed Maturity Plan is a non-linked, non-participating endowment product offering both life insurance protection and a… Read More

  • Tax Benefits u/s 80C & 10 (10D)
  • Single Premium
  • ZERO Withdrawal Charges
Sum assuredSingle, Limited, Regular
Entry age8 years
View plan
Term

Aditya Birla Life Shield Plan

The Aditya Birla Sun Life Shield Plan is an online term insurance policy offering 8 flexible options, including Level Term, Incre… Read More

  • Avail 8 Plan Options
  • Flexible Premium Payment
  • Cover for Spouse
Sum assuredBase Sum Assured: 25 Lacs to no limit
Entry ageMinimum Age: 1 year, Maximum Age: 65 ye…
View plan
Term

ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suraksha Kawach is a term insurance plan that combines life cover with a return of premium benefit if the policyhold… Read More

  • 6 Plan options
  • Increasing or decreasing Sum Assured benefit
  • Special exit value
Sum assuredBase Sum Assured: ₹50 Lakhs to ₹20 Cror…
Entry ageMinimum Entry Age: 18 years, Maximum En…
View plan
Term

Aditya Birla Saral Jeevan Bima

Aditya Birla Sun Life Saral Jeevan Bima is a straightforward term insurance plan, providing high life cover at affordable premium… Read More

  • Simple Protection Plan
  • Flexible Premium Payment
  • Covers Accidental Death
Sum assuredBase sum assured: 5 lakhs to 25 Lakhs
Entry ageMinimum Age - 18 years Maximum Age - 65…
View plan
Term

Aditya Birla Anmol Suraksha Kawach Plan

Aditya Birla Sun Life's Anmol Suraksha Kawach is a short-term term insurance plan, providing life coverage from ₹50 lakh to ₹2 cr… Read More

  • Short-term protection
  • Affordable premiums
  • Flexible premium payment term
Sum assuredBase Sum Assured: ₹50 Lakhs to ₹2 Crores
Entry ageMinimum Age: 23 years, Maximum Age: 55…
View plan
Term

Aditya Birla Sun Life DigiShield Plan

Aditya Birla Sun Life's DigiShield Plan is a flexible term insurance solution designed to provide substantial financial protectio… Read More

  • Large Sum Insured
  • Many Plan Options
  • Affordable Premium
Sum assuredBase sum assured: ₹30 Lakhs to no limit.
Entry ageMinimum Age: 18 years, Maximum Age: 65…
View plan
Hdfc Investment Plans

HDFC Sanchay Par Advantage

HDFC Life Sanchay Par Advantage is a participating life insurance plan providing whole life cover up to age 100, designed to secu… Read More

  • 5.5% Guaranteed Additions
  • Three In-built Riders
  • Annual/Terminal Bonus
Sum assured5,6,7,8,9,10,12 years
Entry ageMin- 0 years, Max- 65 years
View plan
Hdfc Investment Plans

HDFC Super Income

HDFC Super Income Plan is a non-linked savings plan that combines regular income with life insurance protection. It offers nine f… Read More

  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
Sum assuredNA
Entry ageMinimum Age - 30 Days Maximum Age - 59…
View plan
Hdfc Investment Plans

HDFC Sampoorn Samridhi Plus

HDFC Sampoorn Samridhi Plus is a non-linked, non-participating life insurance plan that combines savings with whole life coverage… Read More

  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
Sum assured5 years
Entry ageMinimum Age - 30 Days Maximum Age - 60…
View plan
Hdfc Investment Plans

HDFC Life Uday Plan

HDFC Life Uday is a guaranteed savings plan designed for both wealth creation and family protection. It offers a death benefit, m… Read More

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits
Sum assuredMinimum: 8 years Maximum: 10 years
Entry ageMinimum Age: 18 years Maximum Age: 55 y…
View plan
Hdfc Investment Plans

HDFC Assured Gain Plus

HDFC Assured Gains Plus is a non-linked, participating savings life insurance plan that provides both financial protection for th… Read More

  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
Sum assuredLimited, Single
Entry ageMin- 3 years, Max- 65 years
View plan
Hdfc Investment Plans

HDFC Guaranteed Wealth Plus

HDFC Life Guaranteed Wealth Plus is a non-participating, non-linked savings life insurance plan offering dual benefits: financial… Read More

  • Dual Benefits
  • Guaranteed Income
  • Lump Sum and Income Variant
Sum assuredPremium Payment Options: Single Pay, Li…
Entry ageEntry Age: Minimum - 12 years, Maximum…
View plan
Hdfc Investment Plans

HDFC Guaranteed Income Plan

The HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance savings plan designed to provide… Read More

  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
Sum assured8 to 10 years
Entry ageMinimum Age - 18 years Maximum Age - 49…
View plan
Hdfc Investment Plans

HDFC My Assured Income Plan

HDFC Life My Assured Income Plan is a non-linked, non-participating savings life insurance plan that combines guaranteed income s… Read More

  • Guaranteed income benefits
  • Terminal benefits
  • Life coverage
Sum assured5 years, 8 years
Entry ageMinimum Age - 2 years Maximum Age - 60…
View plan
Hdfc Investment Plans

HDFC Sanchay Plus

HDFC Life Sanchay Plus is a non-linked, non-participating savings life insurance plan designed to provide guaranteed returns and… Read More

  • Guaranteed Benefits
  • Death Benefits
  • Sample Premium Rates
Sum assured5 to 12 years
Entry ageMinimum Age: 5 years, Maximum Age: 60 y…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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