Hdfc Investment vs Sbi Investment Plans

  • Top life insurers to choose from
  • Multiple sum assured options
  • Choice of premium-payment term
Happy Customers

Buy Policy in 2 mins

With expert guidance

Buy Policy in just 2 mins

2 lakh + Customers

Real-time Reviews

Easy and Efficient

Free Comparison

Easy Comparison

30

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

GENDER

Compare

Hdfc Investment vs Sbi Investment Plans

COMPANY DETAILS Edit HDFC Investment Plans

Hdfc Investment

Edit SBI Investment Plans

Sbi Investment Plans

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

000 to No limit

Annual Premiums Collected (2024-25)

000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Claim ratio

Minimum Age - 5 year%

Claim ratio

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

80 years
Branches

Branches

Annual, half-yearly,

Branches

Annual, half-yearly,
Riders Available

Riders Available

Minimum term - 6 years Maximum term - 30 years

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 12 years

Policy Term

5 to 12 years

Overview

HDFC Investment Plans: Overview

HDFC Life Insurance company was founded in the year 2000 with a partnership between HDFC Limited & Standard Life Aberdeen PLC. HDFC Life offers a wide range of pension, savings, investment, and health insurance products.

HDFC Investment Plans are designed to help policyholders build savings habits and get good returns when needed. They usually provide a fixed maturity benefit amount at the end of the policy term. Read more to find out about the various HDFC investment plans offered by HDFC Life.

HDFC Investment Plans ensures to look after your investment needs by offering:

why-choose
  • Guaranteed Returns

  • Death Benefits

  • Participation in Profits

  • High Sum Assured Rebates

Riders

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

HDFC Investment Plans

HDFC Investment Plans are designed to help policyholders build savings and get good returns when needed. These plans offer fixed maturity benefits

HDFC Investment Plans Plans

HDFC Investment Plans

Secure Lifelong Income with Whole Life Cover Sign Up for HDFC Life Sanchay Par Advantage Plan Today.  HDFC Life Sanchay Par Advantage, from HDFC ...

Unique Features

  • 5.5% Guaranteed Additions
  • Three In-built Riders
  • Annual/Terminal Bonus

HDFC Sanchay Par Advantage (Pros)

HDFC Sanchay Par Advantage
  • 5.5% Guaranteed Additions
  • Three In-built Riders
  • Annual/Terminal Bonus

HDFC Sanchay Par Advantage (Cons)

HDFC Sanchay Par Advantage
  • Suicide within 12 months not covered
  • Consumption of any intoxicants
  • Death due to any aviation accident
  • Death due to adventurous sports

HDFC Sanchay Par Advantage (Other Benefits)

HDFC Sanchay Par Advantage
  • Death Benefits
  • Maturity Benefits
  • Guaranteed Surrender Value

HDFC Sanchay Par Advantage (Eligibility Criteria)

HDFC Sanchay Par Advantage
  • Minimum entry age- 0 year
  • Maximum entry age- 65 years
  • Sum assured- No Limit
  • Maximum policy term- 100 minus entry age

HDFC Investment Plans

HDFC Super Income Plan is a comprehensive, non-linked savings plan. It provides a combination of regular income and insurance coverage under the same ...

Unique Features

  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits

HDFC Super Income (Pros)

HDFC Super Income
  • Flexible premium payment
  • Guaranteed survival benefits
  • Regular income

HDFC Super Income (Cons)

HDFC Super Income
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Super Income (Other Benefits)

HDFC Super Income
  • Maturity Benefit
  • Death Benefit
  • Tax Benefit

HDFC Super Income (Eligibility Criteria)

HDFC Super Income
  • Minimum entry age- 30 Days
  • Maximum entry age- 59 years
  • Minimum sum assured- Rs 18
  • 457 Maximum sum assured- No Limit
  • Maximum policy term- 27 years

HDFC Investment Plans

‘A plan that offers you dual benefits- savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and savings plans...

Unique Features

  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy

HDFC Sampoorn Samridhi Plus (Pros)

HDFC Sampoorn Samridhi Plus
  • Loan against policy
  • Accidental death benefits
  • Guaranteed bonuses

HDFC Sampoorn Samridhi Plus (Cons)

HDFC Sampoorn Samridhi Plus
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Sampoorn Samridhi Plus (Other Benefits)

HDFC Sampoorn Samridhi Plus
  • Whole life cover
  • Death benefit
  • Maturity benefit

HDFC Sampoorn Samridhi Plus (Eligibility Criteria)

HDFC Sampoorn Samridhi Plus
  • Minimum entry age- 30 Days
  • Maximum entry age- 60 years
  • Minimum sum assured- NA
  • Maximum sum assured- NA
  • Maximum policy term- 40 years

HDFC Investment Plans

Invest today for a worry-free tomorrow: HDFC Life Uday Savings Plan for a brighter future. HDFC Life Uday, from HDFC Investment Life Insurance, is a g...

Unique Features

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits

HDFC Life Uday Plan (Pros)

HDFC Life Uday Plan
  • High Sum Assured Rebate
  • Auto Cover Continuance
  • Tax Benefits

HDFC Life Uday Plan (Cons)

HDFC Life Uday Plan
  • No pre-existing condition
  • Suicidal exclusion
  • War and criminal activity

HDFC Life Uday Plan (Other Benefits)

HDFC Life Uday Plan
  • Reversionary Bonus
  • Guaranteed Additions
  • Maturity Benefit

HDFC Life Uday Plan (Eligibility Criteria)

HDFC Life Uday Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 28
  • 465 Maximum sum assured- No Limit
  • Maximum policy term- 15 years

HDFC Investment Plans

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family after your demise a...

Unique Features

  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit

HDFC Assured Gain Plus (Pros)

HDFC Assured Gain Plus
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit

HDFC Assured Gain Plus (Cons)

HDFC Assured Gain Plus
  • Suicide within 12 months not covered
  • Consumption of any intoxicants
  • Death due to any aviation accident
  • Death due to adventurous sports

HDFC Assured Gain Plus (Other Benefits)

HDFC Assured Gain Plus
  • Death Benefits
  • Maturity Benefits
  • Surrender Benefits

HDFC Assured Gain Plus (Eligibility Criteria)

HDFC Assured Gain Plus
  • Minimum entry age- 3 year
  • Maximum entry age- 65 years
  • Sum assured- No limit
  • Maximum policy term- 15 years

HDFC Investment Plans

‘A plan that helps you save for your future goals’. The insurance market is filled with several insurance products, each having its benefi...

Unique Features

  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant

HDFC Guaranteed Wealth Plus (Pros)

HDFC Guaranteed Wealth Plus
  • Dual benefits
  • Guaranteed Income
  • Tax Benefits

HDFC Guaranteed Wealth Plus (Cons)

HDFC Guaranteed Wealth Plus
  • No pre-existing condition
  • Suicidal exclusion
  • War and criminal activity

HDFC Guaranteed Wealth Plus (Other Benefits)

HDFC Guaranteed Wealth Plus
  • Rider benefits
  • Return of premiums
  • Maturity Benefit

HDFC Guaranteed Wealth Plus (Eligibility Criteria)

HDFC Guaranteed Wealth Plus
  • Minimum entry age- 12 years
  • Maximum entry age- 60 years
  • Minimum sum assured- NA Maximum sum assured- NA
  • Maximum policy term- 43 years

HDFC Investment Plans

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to ...

Unique Features

  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit

HDFC Guaranteed Income Plan (Pros)

HDFC Guaranteed Income Plan
  • Limited premium payment
  • Maturity Benefit
  • Bonuses

HDFC Guaranteed Income Plan (Cons)

HDFC Guaranteed Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Guaranteed Income Plan (Other Benefits)

HDFC Guaranteed Income Plan
  • Maturity Benefit
  • Death Benefit
  • Tax Benefit

HDFC Guaranteed Income Plan (Eligibility Criteria)

HDFC Guaranteed Income Plan
  • Minimum entry age- 3 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Depends on monthly premiums
  • Maximum sum assured - No Limit
  • Maximum policy term- 15 years

HDFC Investment Plans

‘A combination of income and family protection plan’. HDFC Life My Assured Income Plan is a perfect blend of a guaranteed income plan and ...

Unique Features

  • Guaranteed income benefits
  • Terminal benefits
  • Life coverage

HDFC My Assured Income Plan (Pros)

HDFC My Assured Income Plan
  • Income Benefits
  • Surrender Value
  • Tax Benefits

HDFC My Assured Income Plan (Cons)

HDFC My Assured Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC My Assured Income Plan (Other Benefits)

HDFC My Assured Income Plan
  • Terminal Benefit
  • Rider Benefit
  • Life Coverage

HDFC My Assured Income Plan (Eligibility Criteria)

HDFC My Assured Income Plan
  • Minimum entry age- 2 years
  • Maximum entry age- 60 years
  • Minimum sum assured- NA
  • Maximum sum assured - NA
  • Maximum policy term- 16 years

HDFC Investment Plans

It is important to achieve the personal milestones that you have planned for your future to maintain life. But these milestones usually come along wit...

Unique Features

  • Guaranteed Benefits
  • Death Benefits
  • Sample Premium Rates

HDFC Sanchay Plus (Pros)

HDFC Sanchay Plus
  • Options of Income Payout
  • Guaranteed Benefits
  • Flexibility

HDFC Sanchay Plus (Cons)

HDFC Sanchay Plus
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Sanchay Plus (Other Benefits)

HDFC Sanchay Plus
  • Life-Long Income Option
  • Long Term Income Option
  • Optional Riders

HDFC Sanchay Plus (Eligibility Criteria)

HDFC Sanchay Plus
  • Minimum entry age- 5 years
  • Maximum entry age- 60 years
  • Minimum sum assured- 105% of premiums
  • Maximum sum assured- No limit
  • Maximum policy terrm- 25 years

SBI Investment Plans

SBI investment plans offered by SBI Life allow an individual to gain dual benefits of investment and insurance. You get the advantage of saving your money for the future as well as increasing your wealth corpus by investing in the market.

Plans

SBI Life Smart Lifetime Saver is a non-participating Whole Life Insurance plan. It offers dual benefits of insurance & saving under the same polic...

Unique Features

  • Whole life cover
  • Guaranteed regular income
  • Rider benefits

SBI Life Smart Lifetime Saver (Pros)

SBI Life Smart Lifetime Saver
  • Cash Bonus
  • Rider Benefit
  • Tax Benefits

SBI Life Smart Lifetime Saver (Cons)

SBI Life Smart Lifetime Saver
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life Smart Lifetime Saver (Other Benefits)

SBI Life Smart Lifetime Saver
  • Hassle-free
  • Maturity benefit
  • Death benefit

SBI Life Smart Lifetime Saver (Eligibility Criteria)

SBI Life Smart Lifetime Saver
  • Minimum entry age- 90 Days
  • Maximum entry age- 55 years
  • Minimum sum assured - 30
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term- 100 minus age at entry

SBI Investment Plans Plans

SBI Investment Plans

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by SBI Life Insurance....

Unique Features

  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option

SBI Life Smart Platina Plus (Pros)

SBI Life Smart Platina Plus
  • Guaranteed Income Benefit
  • Loan Benefit
  • Tax Benefits

SBI Life Smart Platina Plus (Cons)

SBI Life Smart Platina Plus
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life Smart Platina Plus (Other Benefits)

SBI Life Smart Platina Plus
  • 2 Plan options
  • Survival benefit
  • Death benefit

SBI Life Smart Platina Plus (Eligibility Criteria)

SBI Life Smart Platina Plus
  • Minimum entry age- 30 Years
  • Maximum entry age- 60 years
  • Minimum sum assured - 5
  • 50
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term- 36 years

SBI Investment Plans

SBI Life Smart Samridhhi Plan is a fusion of an insurance plan as well as a savings plan. This SBI plan offers you life coverage throughout the policy...

Unique Features

  • Limited Premium Payment
  • No medical test required
  • Annual guaranteed additions

SBI Life New Smart Samridhi (Pros)

SBI Life New Smart Samridhi
  • No medical needed
  • Joint cover
  • Grace period

SBI Life New Smart Samridhi (Cons)

SBI Life New Smart Samridhi
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life New Smart Samridhi (Other Benefits)

SBI Life New Smart Samridhi
  • Guaranteed additions
  • Death benefits
  • Tax Benefits

SBI Life New Smart Samridhi (Eligibility Criteria)

SBI Life New Smart Samridhi
  • Minimum entry age- 30 Days
  • Maximum entry age- 50 years
  • Minimum sum assured - 65
  • 000
  • Maximum sum assured - 10
  • 18
  • 000
  • Maximum policy term- 20 years

SBI Investment Plans

A penny saved is a penny earned. Save your money with SBI Life Shubh Nivesh Plan and meet your long-term financial goals. SBI Life Shubh Nivesh is a n...

Unique Features

  • Explore SBI Life Shubh Nivesh
  • Understand the Key Features
  • Check the Eligibility Criteria

SBI Shubh Nivesh Plan (Pros)

SBI Shubh Nivesh Plan
  • Corpus Building
  • Assured Returns
  • Flexibility

SBI Shubh Nivesh Plan (Cons)

SBI Shubh Nivesh Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

SBI Shubh Nivesh Plan (Other Benefits)

SBI Shubh Nivesh Plan
  • Policy Loan Facility
  • Discounts on High Sum Assured
  • Participation in Profits

SBI Shubh Nivesh Plan (Eligibility Criteria)

SBI Shubh Nivesh Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 75000
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

SBI Investment Plans

Your Family Depends on you! Ensure to give them a life you have dreamt of. With SBI Life Smart Money Back Gold, invest your money and get higher retur...

Unique Features

  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of The Plan
  • Sample Illustration of The Plan

SBI Smart Money Back Gold (Pros)

SBI Smart Money Back Gold

SBI Smart Money Back Gold (Cons)

SBI Smart Money Back Gold

SBI Smart Money Back Gold (Other Benefits)

SBI Smart Money Back Gold

SBI Smart Money Back Gold (Eligibility Criteria)

SBI Smart Money Back Gold

SBI Investment Plans

Don't save money to Save. Save Money To Invest & Fulfil your Long-term Goals. With SBI Life Smart Platina Assure, give your family an assurance th...

Unique Features

  • Explore SBI Life Smart Platina Assure
  • Key Features of The Plan
  • Get an idea of how the plan works

SBI Smart Platina Assure (Pros)

SBI Smart Platina Assure

SBI Smart Platina Assure (Cons)

SBI Smart Platina Assure

SBI Smart Platina Assure (Other Benefits)

SBI Smart Platina Assure

SBI Smart Platina Assure (Eligibility Criteria)

SBI Smart Platina Assure

SBI Investment Plans

Save yourself and your family from the rising inflation with SBI Life Smart Bachat. It is important to plan for future savings and expenses wisely whi...

Unique Features

  • Know All About SBI Life Smart Bachat
  • Explore the Key Features & Benefits
  • Understand the Exclusions

SBI Smart Bachat (Pros)

SBI Smart Bachat
  • Maturity Benefits
  • Death Benefits
  • Choice of Plan Option

SBI Smart Bachat (Cons)

SBI Smart Bachat
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

SBI Smart Bachat (Other Benefits)

SBI Smart Bachat
  • Policy Loan
  • Revival
  • Multiple Policy Renewal Payment Options

SBI Smart Bachat (Eligibility Criteria)

SBI Smart Bachat
  • Minimum entry age- 3 years
  • Maximum entry age- 50 years
  • Minimum sum assured- Rs 2
  • 00
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 21 minus entry age

Investment Plan Plans

Investment Plan

SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a j...

Unique Features

  • Joint life plan
  • Waiver of premiums
  • Participation in profits

SBI Life Smart Hamsafar Plan (Pros)

SBI Life Smart Hamsafar Plan
  • Guaranteed bonuses
  • Accidental death benefit
  • Staff discounts

SBI Life Smart Hamsafar Plan (Cons)

SBI Life Smart Hamsafar Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

SBI Life Smart Hamsafar Plan (Other Benefits)

SBI Life Smart Hamsafar Plan
  • Participation in profits
  • Waiver of premiums
  • Tax Benefits

SBI Life Smart Hamsafar Plan (Eligibility Criteria)

SBI Life Smart Hamsafar Plan
  • Minimum entry age- 18 Years
  • Maximum entry age- 46 years
  • Minimum sum assured - 1 Lakh
  • Maximum sum assured - 5 Crores
  • Maximum policy term- 30 years
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.