Pramerica Life vs Sbi Investment Plans Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Pramerica Life

99.18%Pramerica Life Minimum Age - 5 year%Sbi Investment Plans

Share of death claims the insurer paid

Solvency ratio

Sbi Investment Plans

2.33Pramerica Life 80 yearsSbi Investment Plans

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Pramerica Life

 ✎ Edit

Sbi Investment Plans
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

8 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2074.43 crores

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit
Claim settlement ratio

Claim settlement ratio

99.18% Higher

Claim settlement ratio

Minimum Age - 5 year%
Solvency ratio

Solvency ratio

2.33

Solvency ratio

80 years Higher
Pan India presence (branches)

Pan India presence (branches)

134

Pan India presence (branches)

Annual, half-yearly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Accelerated Benefit Rider, Waiver of Premium Rider, Children's Term Insurance Rider, Return of Premium Rider, Accidental Death Benefit Rider, Accidental Total and Permanent Disabi…

Riders available

Minimum term - 6 years Maximum term - 30 years

Plans from Pramerica Life and Sbi Investment Plans

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Pramerica Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Pramerica Life overview, or ask an advisor which of its plans fits you.
Investment

SBI Life Smart Lifetime Saver

The SBI Life Smart Lifetime Saver is a non-participating whole life insurance plan that combines insurance and savings, offering… Read More

  • Whole life cover
  • Guaranteed regular income
  • Rider benefits
Sum assured10/12/15 Years
Entry ageMinimum age: 90 days Maximum age: 55 ye…
View plan
Sbi Investment Plans

SBI Life Smart Platina Plus

The SBI Life Smart Platina Plus is a non-linked, non-participating life insurance savings plan that provides both life cover and… Read More

  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
Sum assuredMinimum: 6 Years Maximum: 10 Years
Entry ageMinimum entry age: 30 years Maximum ent…
View plan
Sbi Investment Plans

SBI Life New Smart Samridhi

The SBI Life Smart Samriddhi Plan is a savings-linked life insurance policy offering life coverage throughout the tenure with lim… Read More

  • Limited Premium Payment
  • No Medical Test Required
  • Annual Guaranteed Additions
Sum assuredSame as the policy term
Entry ageMinimum Entry Age: 30 days, Maximum Ent…
View plan
Investment Plan

SBI Life Smart Hamsafar Plan

The SBI Life Smart Humsafar Plan is a joint life insurance-cum-savings plan designed for spouses, offering both protection and in… Read More

  • Joint life plan
  • Waiver of premiums
  • Participation in profits
Sum assuredSame as the policy term
Entry ageMinimum entry age: 30 years Maximum ent…
View plan
Sbi Investment Plans

SBI Shubh Nivesh Plan

The SBI Life Shubh Nivesh Plan is a non-linked, participating life insurance policy offering triple benefits: whole life coverage… Read More

  • Explore SBI Life Shubh Nivesh
  • Understand the Key Features
  • Check the Eligibility Criteria
Sum assured5 to 30 years
Entry ageMinimum Age - 18 years Maximum Age - 60…
View plan
Sbi Investment Plans

SBI Smart Money Back Gold

The SBI Life Smart Money Back Gold plan is a non-linked, participating life insurance savings plan designed to provide both life… Read More

  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of the Plan
  • Sample Illustration of the Plan
Sum assured15 to 25 years
Entry ageMinimum Age - 14 years Maximum Age - 55…
View plan
Sbi Investment Plans

SBI Smart Platina Assure

The SBI Life Smart Platina Assure is a non-linked, non-participating life endowment savings plan that combines life cover with gu… Read More

  • Explore SBI Life Smart Platina Assure
  • Key Features of the Plan
  • How the Plan Works
Sum assured7, 10 years
Entry ageMinimum Age - 18 years Maximum Age - 60…
View plan
Sbi Investment Plans

SBI Smart Bachat

The SBI Life Smart Bachat Plan is an individual, non-linked, participating life insurance savings product designed to help indivi… Read More

  • Know All About SBI Life Smart Bachat
  • Explore the Key Features and Benefits
  • Understand the Exclusions
Sum assured7/10/15 years
Entry ageMinimum Age: 3 years, Maximum Age: 50 y…
View plan
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Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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