Sbi Pension Plans vs Sbi Investment Plans Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Sbi Pension Plans

Minimum Age- 30 year%Sbi Pension Plans Minimum Age - 5 year%Sbi Investment Plans

Share of death claims the insurer paid

Solvency ratio

Sbi Pension Plans

85 yearsSbi Pension Plans 80 yearsSbi Investment Plans

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Sbi Pension Plans

✎ Edit

Sbi Investment Plans

Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

1 plan ❯

Life insurance plans listed

8 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit
Claim settlement ratio

Claim settlement ratio

Minimum Age- 30 year% Higher

Claim settlement ratio

Minimum Age - 5 year%
Solvency ratio

Solvency ratio

85 years Higher

Solvency ratio

80 years
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

Annual, half-yearly,
Riders available

Riders available

10 to 30 years

Riders available

Minimum term - 6 years Maximum term - 30 years

Plans from Sbi Pension Plans and Sbi Investment Plans

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Sbi Pension Plans

SBI Life Retire Smart Plan

The SBI Life Retire Smart Plan is a unit-linked pension plan that helps build a retirement corpus while providing life insurance… Read More

  • Protection After Retirement For A Better Tomorrow
  • Guaranteed Additions Available
  • Get Tax Benefits On Premiums Paid
Sum assured5/8/10/15 years
Entry ageMinimum Age - 30 years Maximum Age - 70…
View plan
Investment

SBI Life Smart Lifetime Saver

The SBI Life Smart Lifetime Saver is a non-participating whole life insurance plan that combines insurance and savings, offering… Read More

  • Whole life cover
  • Guaranteed regular income
  • Rider benefits
Sum assured10/12/15 Years
Entry ageMinimum age: 90 days Maximum age: 55 ye…
View plan
Sbi Investment Plans

SBI Life Smart Platina Plus

The SBI Life Smart Platina Plus is a non-linked, non-participating life insurance savings plan that provides both life cover and… Read More

  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
Sum assuredMinimum: 6 Years Maximum: 10 Years
Entry ageMinimum entry age: 30 years Maximum ent…
View plan
Sbi Investment Plans

SBI Life New Smart Samridhi

The SBI Life Smart Samriddhi Plan is a savings-linked life insurance policy offering life coverage throughout the tenure with lim… Read More

  • Limited Premium Payment
  • No Medical Test Required
  • Annual Guaranteed Additions
Sum assuredSame as the policy term
Entry ageMinimum Entry Age: 30 days, Maximum Ent…
View plan
Investment Plan

SBI Life Smart Hamsafar Plan

The SBI Life Smart Humsafar Plan is a joint life insurance-cum-savings plan designed for spouses, offering both protection and in… Read More

  • Joint life plan
  • Waiver of premiums
  • Participation in profits
Sum assuredSame as the policy term
Entry ageMinimum entry age: 30 years Maximum ent…
View plan
Sbi Investment Plans

SBI Shubh Nivesh Plan

The SBI Life Shubh Nivesh Plan is a non-linked, participating life insurance policy offering triple benefits: whole life coverage… Read More

  • Explore SBI Life Shubh Nivesh
  • Understand the Key Features
  • Check the Eligibility Criteria
Sum assured5 to 30 years
Entry ageMinimum Age - 18 years Maximum Age - 60…
View plan
Sbi Investment Plans

SBI Smart Money Back Gold

The SBI Life Smart Money Back Gold plan is a non-linked, participating life insurance savings plan designed to provide both life… Read More

  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of the Plan
  • Sample Illustration of the Plan
Sum assured15 to 25 years
Entry ageMinimum Age - 14 years Maximum Age - 55…
View plan
Sbi Investment Plans

SBI Smart Platina Assure

The SBI Life Smart Platina Assure is a non-linked, non-participating life endowment savings plan that combines life cover with gu… Read More

  • Explore SBI Life Smart Platina Assure
  • Key Features of the Plan
  • How the Plan Works
Sum assured7, 10 years
Entry ageMinimum Age - 18 years Maximum Age - 60…
View plan
Sbi Investment Plans

SBI Smart Bachat

The SBI Life Smart Bachat Plan is an individual, non-linked, participating life insurance savings product designed to help indivi… Read More

  • Know All About SBI Life Smart Bachat
  • Explore the Key Features and Benefits
  • Understand the Exclusions
Sum assured7/10/15 years
Entry ageMinimum Age: 3 years, Maximum Age: 50 y…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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