Sbi Pension Plans vs Sbi Child Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Sbi Pension Plans

Minimum Age- 30 year%Sbi Pension Plans Minimum Age- 0 years%Sbi Child

Share of death claims the insurer paid

Solvency ratio

Sbi Pension Plans

85 yearsSbi Pension Plans 70 yearsSbi Child

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Sbi Pension Plans

 ✎ Edit

Sbi Child
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

1 plan ❯

Life insurance plans listed

2 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit
Claim settlement ratio

Claim settlement ratio

Minimum Age- 30 year% Higher

Claim settlement ratio

Minimum Age- 0 years%
Solvency ratio

Solvency ratio

85 years Higher

Solvency ratio

70 years
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

Annual, half-yearly,
Riders available

Riders available

10 to 30 years

Riders available

21 ninus child entry age

Plans from Sbi Pension Plans and Sbi Child

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Sbi Pension Plans

SBI Life Retire Smart Plan

The SBI Life Retire Smart Plan is a unit-linked pension plan that helps build a retirement corpus while providing life insurance… Read More

  • Protection After Retirement For A Better Tomorrow
  • Guaranteed Additions Available
  • Get Tax Benefits On Premiums Paid
Sum assured5/8/10/15 years
Entry ageMinimum Age - 30 years Maximum Age - 70…
View plan
Sbi Child Plan

SBI Smart Scholar

SBI Life Smart Scholar is a Unit Linked Child insurance plan that combines life cover with market-linked investments to secure a… Read More

  • Explore SBI Life Smart Scholar
  • Know Its Features & Benefits
  • Check the Eligibility Criteria
Sum assuredSingle Pay or 5 to 25 Years
Entry ageMinimum Age: 0 years; Maximum Age: 17 y…
View plan
Sbi Child Plan

SBI Smart Champ

The SBI Life Smart Champ Plan is a participating life insurance plan designed to secure a child's educational future. It combines… Read More

  • One-time payment option available
  • Offers Guaranteed Smart Benefits
  • Get Tax Benefits on premiums
Sum assuredMinimum Sum Assured: ₹1,00,000, Maximum…
Entry ageMinimum Age - 0 years Maximum Age - 13…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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