Pramerica Life vs Sbi Child Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Pramerica Life

99.18%Pramerica Life Minimum Age- 0 years%Sbi Child

Share of death claims the insurer paid

Solvency ratio

Sbi Child

2.33Pramerica Life 70 yearsSbi Child

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Pramerica Life

 ✎ Edit

Sbi Child
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

2 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2074.43 crores

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit
Claim settlement ratio

Claim settlement ratio

99.18% Higher

Claim settlement ratio

Minimum Age- 0 years%
Solvency ratio

Solvency ratio

2.33

Solvency ratio

70 years Higher
Pan India presence (branches)

Pan India presence (branches)

134

Pan India presence (branches)

Annual, half-yearly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Accelerated Benefit Rider, Waiver of Premium Rider, Children's Term Insurance Rider, Return of Premium Rider, Accidental Death Benefit Rider, Accidental Total and Permanent Disabi…

Riders available

21 ninus child entry age

Plans from Pramerica Life and Sbi Child

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Pramerica Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Pramerica Life overview, or ask an advisor which of its plans fits you.
Sbi Child Plan

SBI Smart Scholar

SBI Life Smart Scholar is a Unit Linked Child insurance plan that combines life cover with market-linked investments to secure a… Read More

  • Explore SBI Life Smart Scholar
  • Know Its Features & Benefits
  • Check the Eligibility Criteria
Sum assuredSingle Pay or 5 to 25 Years
Entry ageMinimum Age: 0 years; Maximum Age: 17 y…
View plan
Sbi Child Plan

SBI Smart Champ

The SBI Life Smart Champ Plan is a participating life insurance plan designed to secure a child's educational future. It combines… Read More

  • One-time payment option available
  • Offers Guaranteed Smart Benefits
  • Get Tax Benefits on premiums
Sum assuredMinimum Sum Assured: ₹1,00,000, Maximum…
Entry ageMinimum Age - 0 years Maximum Age - 13…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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