Pramerica Life vs Acko Life Insurance Company Life Insurance 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity
Select Insurer

At a glance

Which insurer is ahead on the figures both publish

Customer rating

Acko Life Insurance Company

4.6 / 5Pramerica Life 5 / 5Acko Life Insurance Company

Claim settlement ratio

Acko Life Insurance Company

99.18%Pramerica Life 99.38%Acko Life Insurance Company

Share of death claims the insurer paid

Solvency ratio

Acko Life Insurance Company

2.33Pramerica Life 2.36Acko Life Insurance Company

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Pramerica Life

 ✎ Edit

Acko Life Insurance Company
Customer rating

Customer rating

4.6 / 5

Customer rating

5 / 5 Higher
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2074.43 crores

Annual premiums collected (2024-25)

₹ 36.52 crores
Claim settlement ratio

Claim settlement ratio

99.18%

Claim settlement ratio

99.38% Higher
Solvency ratio

Solvency ratio

2.33

Solvency ratio

2.36 Higher
Pan India presence (branches)

Pan India presence (branches)

134

Pan India presence (branches)

Not available
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Accelerated Benefit Rider, Waiver of Premium Rider, Children's Term Insurance Rider, Return of Premium Rider, Accidental Death Benefit Rider, Accidental Total and Permanent Disabi…

Riders available

Accidental Death Benefit, Accidental Total & Permanent Disability, Critical Illness Benefit

Plans from Pramerica Life and Acko Life Insurance Company

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Pramerica Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Pramerica Life overview, or ask an advisor which of its plans fits you.
No Acko Life Insurance Company plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Acko Life Insurance Company overview, or ask an advisor which of its plans fits you.
●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews

Life Insurance Articles

Quick Comparison with Other Insurers

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
Email: [email protected]
We are happy to help.
NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

📞 Call Free