Pramerica Life vs Icici Ulip Plans Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Pramerica Life

99.18%Pramerica Life Minimum Age- 14 year%Icici Ulip Plans

Share of death claims the insurer paid

Solvency ratio

Icici Ulip Plans

2.33Pramerica Life 70 yearsIcici Ulip Plans

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Pramerica Life

✎ Edit

Icici Ulip Plans

Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2074.43 crores

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit
Claim settlement ratio

Claim settlement ratio

99.18% Higher

Claim settlement ratio

Minimum Age- 14 year%
Solvency ratio

Solvency ratio

2.33

Solvency ratio

70 years Higher
Pan India presence (branches)

Pan India presence (branches)

134

Pan India presence (branches)

Annual, half-yearly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Accelerated Benefit Rider, Waiver of Premium Rider, Children's Term Insurance Rider, Return of Premium Rider, Accidental Death Benefit Rider, Accidental Total and Permanent Disabi…

Riders available

10 to 30 years

Plans from Pramerica Life and Icici Ulip Plans

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Pramerica Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Pramerica Life overview, or ask an advisor which of its plans fits you.
No Icici Ulip Plans plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Icici Ulip Plans overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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