ICICI Ulip Plan

The company can decline your policy application request if you're not eligible for the plan. In such cases, the payment is reversed to the customer within 7 working days. You will also get a chance to buy the same policy again after 6 months.

In case the policy issuance is taking time, you can track the status of your policy by visiting the 'track application' page present at the right corner of the website.

Yes. customers have the option of cancelling their application even before the policy is issued. For this, he/she is required to write an email to the company at Buyonline@iciciprulife.com.

To provide customers with ease, the company offers 3 options for making the premium payment. These options are:

• Online payment through net banking, UPI, debit card, credit card, & e-wallets.
• Dropping a policy premium cheque at any ICICI Prudential branches and a few banks.
• Paying in cash for the premium amount up to Rs. 49,999/- at any of the company’s authorised collection centers.

Yes, if you are not satisfied with the terms and conditions of your policy, you can cancel it within The following time frame:

• 15 days from the date it is received if the policy is purchased through solicitation in person
• 30 days from the date it is received if the policy is an electronic policy or is purchased through distance marketing

To avail of higher ICICI ULIP Plan returns, it is recommended to start investing early so that you can have more investment opportunities and you could enjoy higher returns.

Yes, the ULIP plan offered by ICICI Pru allows you to make partial withdrawals any time after the completion of five policy years.

Yes, with the help of the ICICI ULIP Calculator you can calculate the premium you need to pay online. To get access to ICICI ULIP Calculator, you need to visit the official website of ICICI Prudential and fill in your details.

Yes, under Income Tax Act 1961, the plans offer tax benefits against the premiums paid.

In order to maximize the returns, you can opt for the below-mentioned practice:

• Invest early
• Regularize your investments in a disciplined manner
• Choose fund options according to your requirements
• Pay your premiums regularly
• Add top-ups, if required