Pramerica Life vs Icici Life Investment Life Insurance 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity
Select Insurer

At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Pramerica Life

99.18%Pramerica Life Minimum Age - 5 year%Icici Life Investment

Share of death claims the insurer paid

Solvency ratio

Icici Life Investment

2.33Pramerica Life 80 yearsIcici Life Investment

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Pramerica Life

 ✎ Edit

Icici Life Investment
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

4 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2074.43 crores

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit
Claim settlement ratio

Claim settlement ratio

99.18% Higher

Claim settlement ratio

Minimum Age - 5 year%
Solvency ratio

Solvency ratio

2.33

Solvency ratio

80 years Higher
Pan India presence (branches)

Pan India presence (branches)

134

Pan India presence (branches)

Annual, half-yearly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Accelerated Benefit Rider, Waiver of Premium Rider, Children's Term Insurance Rider, Return of Premium Rider, Accidental Death Benefit Rider, Accidental Total and Permanent Disabi…

Riders available

Minimum term - 6 years Maximum term - 30 years

Plans from Pramerica Life and Icici Life Investment

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Pramerica Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Pramerica Life overview, or ask an advisor which of its plans fits you.
Investment Plan

ICICI Life Cash Advantage

The ICICI Life Cash Advantage Investment Plan is a non-linked life insurance savings plan that combines protection with guarantee… Read More

  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
Sum assured5/10 Years
Entry ageMinimum Age - 30 Days, Maximum Age - 60…
View plan
Investment Plan

ICICI Life Savings Suraksha

The ICICI Life Savings Suraksha Investment Plan combines savings and protection, helping individuals achieve financial goals whil… Read More

  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
Sum assuredLimited Pay (5, 7, 10, 12 years) and Re…
Entry ageMinimum age: 0 years, Maximum age: 60 y…
View plan
Investment Plan

ICICI Assured Savings

ICICI Life Assured Savings Plan combines life cover with guaranteed returns, offering annual additions of 9% to 11% to the base s… Read More

  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
Sum assured5/7/8/10/12 years
Entry ageMinimum age - 0 years Maximum age - 60…
View plan
Investment Plan

ICICI Life Future Perfect

The ICICI Life Future Perfect Investment Plan is a versatile savings and protection-oriented life insurance solution designed to… Read More

  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Sum assured5/7/10/15/20 years
Entry ageMinimum age - 91 days Maximum age - 55…
View plan
●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews

Life Insurance Articles

Quick Comparison with Other Insurers

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
Email: [email protected]
We are happy to help.
NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

📞 Call Free