Lic Investment vs Sbi Child Life Insurance 2026 | PolicyX
Select Insurer

At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Lic Investment

Minimum Age - 5 year%Lic Investment Minimum Age- 0 years%Sbi Child

Share of death claims the insurer paid

Solvency ratio

Lic Investment

80 yearsLic Investment 70 yearsSbi Child

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Lic Investment

✎ Edit

Sbi Child

Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

2 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit
Claim settlement ratio

Claim settlement ratio

Minimum Age - 5 year% Higher

Claim settlement ratio

Minimum Age- 0 years%
Solvency ratio

Solvency ratio

80 years Higher

Solvency ratio

70 years
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

Annual, half-yearly,
Riders available

Riders available

Minimum term: 6 years. Maximum term: 30 years.

Riders available

21 ninus child entry age
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Plans from Lic Investment and Sbi Child

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Lic Investment plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Lic Investment overview, or ask an advisor which of its plans fits you.
Sbi Child Plan

SBI Smart Scholar

SBI Life Smart Scholar is a Unit Linked Child insurance plan that combines life cover with market-linked investments to secure a… Read More

  • Explore SBI Life Smart Scholar
  • Know Its Features & Benefits
  • Check the Eligibility Criteria
Sum assuredSingle Pay or 5 to 25 Years
Entry ageMinimum Age: 0 years; Maximum Age: 17 y…
View plan
Sbi Child Plan

SBI Smart Champ

The SBI Life Smart Champ Plan is a participating life insurance plan designed to secure a child's educational future. It combines… Read More

  • One-time payment option available
  • Offers Guaranteed Smart Benefits
  • Get Tax Benefits on premiums
Sum assuredMinimum Sum Assured: ₹1,00,000, Maximum…
Entry ageMinimum Age - 0 years Maximum Age - 13…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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