Future Generali Life vs Lic Investment Life Insurance 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity
Select Insurer

At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Future Generali Life

99.78%Future Generali Life Minimum Age - 5 year%Lic Investment

Share of death claims the insurer paid

Solvency ratio

Lic Investment

1.70Future Generali Life 80 yearsLic Investment

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Future Generali Life

 ✎ Edit

Lic Investment
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2510.85 crore

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit
Claim settlement ratio

Claim settlement ratio

99.78% Higher

Claim settlement ratio

Minimum Age - 5 year%
Solvency ratio

Solvency ratio

1.70

Solvency ratio

80 years Higher
Pan India presence (branches)

Pan India presence (branches)

100+

Pan India presence (branches)

Annual, half-yearly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Accidental Death Benefit Rider, Total Permanent Disability Protection Rider, Critical Illness Benefit Rider

Riders available

Minimum term: 6 years. Maximum term: 30 years.
Recommended Videos
6 Best LIC Plans to Invest

6 Best LIC Plans to Invest

Plans from Future Generali Life and Lic Investment

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Future Generali Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Future Generali Life overview, or ask an advisor which of its plans fits you.
No Lic Investment plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Lic Investment overview, or ask an advisor which of its plans fits you.
●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews

Life Insurance Articles

Quick Comparison with Other Insurers

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
Email: [email protected]
We are happy to help.
NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

📞 Call Free