Lic Investment vs Hdfc Life Life Insurance 2026 | PolicyX
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COMPANY DETAILS ✎ Edit

Lic Investment

 ✎ Edit

Hdfc Life
Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 000 to No limit

Annual Premiums Collected (2024-25)

₹ 044.91 crores
Payout Options

Payout Options

-

Payout Options

Lump sum, fixed payouts, or a combination of both
Claim ratio

Payout Options

Minimum Age - 5 year%

Payout Options

99.68%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

1.94
Pan India Presence

Pan India Presence

Annual, half-yearly,

Pan India Presence

450+
Riders Available

Riders Available

Minimum term: 6 years. Maximum term: 30 years.

Riders Available

Income Benefit on Accidental Disability Rider, Critical Illness Plus Rider, Protect Plus Rider, Health Plus Rider
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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