Bharti Axa Life vs Hdfc Life Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Hdfc Life

99.18%Bharti Axa Life 99.68%Hdfc Life

Share of death claims the insurer paid

Solvency ratio

Hdfc Life

1.6%Bharti Axa Life 1.94Hdfc Life

IRDAI minimum is 1.5

Pan India presence (branches)

Hdfc Life

200Bharti Axa Life 450+Hdfc Life

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Bharti Axa Life

 ✎ Edit

Hdfc Life
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2908.30 crore

Annual premiums collected (2024-25)

₹ 71,044.91 crores
Claim settlement ratio

Claim settlement ratio

99.18%

Claim settlement ratio

99.68% Higher
Solvency ratio

Solvency ratio

1.6%

Solvency ratio

1.94 Higher
Pan India presence (branches)

Pan India presence (branches)

200

Pan India presence (branches)

450+ Higher
Payout options

Payout options

Lump sum, regular frequencies, or a combination of both.

Payout options

Lump sum, fixed payouts, or a combination of both
Riders available

Riders available

Accidental Death Benefit Rider, Accidental Disability Rider, Accelerated Death Benefit, Critical Illness Benefit, Waiver of Premium Benefit, Income Benefit

Riders available

Income Benefit on Accidental Disability Rider, Critical Illness Plus Rider, Protect Plus Rider, Health Plus Rider

Plans from Bharti Axa Life and Hdfc Life

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Bharti Axa Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Bharti Axa Life overview, or ask an advisor which of its plans fits you.
No Hdfc Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Hdfc Life overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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