Shriram Life vs Hdfc Life Life Insurance 2026 | PolicyX
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COMPANY DETAILS ✎ Edit

Shriram Life

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Hdfc Life

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 38 crores

Annual Premiums Collected (2024-25)

₹ 044.91 crores
Payout Options

Payout Options

Lump sum, regular frequencies or a combination of both

Payout Options

Lump sum, fixed payouts, or a combination of both
Claim ratio

Payout Options

98.31%%

Payout Options

99.68%
Solvency Ratio

Solvency Ratio

2.62

Solvency Ratio

1.94
Pan India Presence

Pan India Presence

537

Pan India Presence

450+
Riders Available

Riders Available

Critical Illness Plus Rider, Accident Benefit Rider, Family Income Benefit Rider, Shriram Extra Insurance Cover Rider, Premium Waiver Riders, Term Conversion Rider, Long-Term Care Rider

Riders Available

Income Benefit on Accidental Disability Rider, Critical Illness Plus Rider, Protect Plus Rider, Health Plus Rider
Inception year

Inception year

-

Inception year

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Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

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Complaint ratio per ₹1 crore of premium collected

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Average claim settlement time

Average claim settlement time

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Average claim settlement time

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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