Shriram Life vs Exide Life Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Exide Life

98.31%Shriram Life 99.68%Exide Life

Share of death claims the insurer paid

Solvency ratio

Shriram Life

2.62Shriram Life 1.94Exide Life

IRDAI minimum is 1.5

Pan India presence (branches)

Shriram Life

537Shriram Life 109+Exide Life

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Shriram Life

 ✎ Edit

Exide Life
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 1919,38 crores

Annual premiums collected (2024-25)

₹ 2,920.58 Crores
Claim settlement ratio

Claim settlement ratio

98.31%

Claim settlement ratio

99.68% Higher
Solvency ratio

Solvency ratio

2.62 Higher

Solvency ratio

1.94
Pan India presence (branches)

Pan India presence (branches)

537 Higher

Pan India presence (branches)

109+
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Lump sum, regular frequencies or a combination of both
Riders available

Riders available

Critical Illness Plus Rider, Accident Benefit Rider, Family Income Benefit Rider, Shriram Extra Insurance Cover Rider, Premium Waiver Riders, Term Conversion Rider, Long-Term Care…

Riders available

Accidental Death, Disability and Dismemberment Rider, Critical Illness Rider
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Plans from Shriram Life and Exide Life

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Shriram Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Shriram Life overview, or ask an advisor which of its plans fits you.
No Exide Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Exide Life overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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