Bandhan Life vs Exide Life Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Exide Life

98.15%Bandhan Life 99.68%Exide Life

Share of death claims the insurer paid

Solvency ratio

Bandhan Life

2.69Bandhan Life 1.94Exide Life

IRDAI minimum is 1.5

Pan India presence (branches)

Bandhan Life

130Bandhan Life 109+Exide Life

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Bandhan Life

 ✎ Edit

Exide Life
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

1 plan ❯

Life insurance plans listed

None listed yet
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 512.28 crores

Annual premiums collected (2024-25)

₹ 2,920.58 Crores
Claim settlement ratio

Claim settlement ratio

98.15%

Claim settlement ratio

99.68% Higher
Solvency ratio

Solvency ratio

2.69 Higher

Solvency ratio

1.94
Pan India presence (branches)

Pan India presence (branches)

130 Higher

Pan India presence (branches)

109+
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Lump sum, regular frequencies or a combination of both
Riders available

Riders available

Bandhan Life AD Rider, Critical Illness Rider, Accidental Total and Permanent Disability (ATPD) Rider, Waiver of Premium Rider, Income Benefit Rider, Terminal Illness Benefit

Riders available

Accidental Death, Disability and Dismemberment Rider, Critical Illness Rider
Inception year

Inception year

27,160.06 cr

Inception year

Not available
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Plans from Bandhan Life and Exide Life

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Ulip Plan

Bandhan Life iInvest Ultima Plus

Bandhan Life iInvest Ultima Plus is a unit-linked insurance plan (ULIP) that combines life insurance coverage with market-linked… Read More

  • ULIP Plan
Sum assuredSingle,Quarterly,Annually and Half-Year…
Entry age3 months to 60 years
View plan
No Exide Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Exide Life overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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