Bajaj Nvestment Plans vs Bandhan Life Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Customer rating

Bandhan Life

4.1 / 5Bajaj Nvestment Plans 4.6 / 5Bandhan Life

Claim settlement ratio

Bandhan Life

Minimum Age - 5 year%Bajaj Nvestment Plans 98.15%Bandhan Life

Share of death claims the insurer paid

Solvency ratio

Bajaj Nvestment Plans

80 yearsBajaj Nvestment Plans 2.69Bandhan Life

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Bajaj Nvestment Plans

✎ Edit

Bandhan Life

Customer rating

Customer rating

4.1 / 5

Customer rating

4.6 / 5 Higher
Life insurance plans listed

Life insurance plans listed

5 plans ❯

Life insurance plans listed

1 plan ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit

Annual premiums collected (2024-25)

₹ 512.28 crores
Claim settlement ratio

Claim settlement ratio

Minimum Age - 5 year%

Claim settlement ratio

98.15% Higher
Solvency ratio

Solvency ratio

80 years Higher

Solvency ratio

2.69
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

130
Payout options

Payout options

Not available

Payout options

Lump sum, regular frequencies or a combination of both
Riders available

Riders available

Minimum Term: 6 years. Maximum Term: 30 years.

Riders available

Bandhan Life AD Rider, Critical Illness Rider, Accidental Total and Permanent Disability (ATPD) Rider, Waiver of Premium Rider, Income Benefit Rider, Terminal Illness Benefit
Inception year

Inception year

Not available

Inception year

27,160.06 cr
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Plans from Bajaj Nvestment Plans and Bandhan Life

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Investment Plan

Bajaj Assured Wealth Goal

The Bajaj Assured Wealth Goal is a non-linked, non-participating life insurance savings plan offering both savings and insurance… Read More

  • Joint life cover
  • Six variants
  • Regular guaranteed income
Sum assured5 to 12 years
Entry ageMinimum Age - 0 years. Maximum Age - 55…
View plan
Investment Plan

Bajaj Flexi Income Goal

The Bajaj Flexi Income Goal Plan is a non-linked, participating life insurance plan offering both insurance and savings benefits… Read More

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income
Sum assured5 to 20 years
Entry ageMinimum Age - 0 years Maximum Age - 99…
View plan
Investment Plan

Guaranteed Income Goal

The Bajaj Guaranteed Income Goal Investment Plan is a non-linked savings life insurance plan from Bajaj Life Insurance, designed… Read More

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available
Sum assured5,7,8,10,12 years
Entry ageMinimum Age - 6 years, Maximum Age - 60…
View plan
Investment Plan

POS Goal Suraksha

Bajaj POS Goal Suraksha offers a dual benefit of life insurance protection for loved ones and a savings component to achieve futu… Read More

  • Guaranteed Additions
  • Limited Payment Term
  • Alter Payment Modes
Sum assured5,6,7,8,10,12 years
Entry ageMinimum Age - 0 years Maximum Age - 55…
View plan
Investment Plan

Income Assure

The Bajaj Life Income Assure Plan is a participating savings and investment plan offering guaranteed regular monthly income and a… Read More

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate
Sum assured5 to 12 years
Entry ageMinimum Age - 0 years Maximum Age - 50…
View plan
Ulip Plan

Bandhan Life iInvest Ultima Plus

Bandhan Life iInvest Ultima Plus is a unit-linked insurance plan (ULIP) that combines life insurance coverage with market-linked… Read More

  • ULIP Plan
Sum assuredSingle,Quarterly,Annually and Half-Year…
Entry age3 months to 60 years
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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