Bajaj Nvestment Plans vs Kotak Investment Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Customer rating

Kotak Investment

4.1 / 5Bajaj Nvestment Plans 4.6 / 5Kotak Investment

Solvency ratio

Bajaj Nvestment Plans

80 yearsBajaj Nvestment Plans Maturity Age- 75Kotak Investment

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Bajaj Nvestment Plans

✎ Edit

Kotak Investment

Customer rating

Customer rating

4.1 / 5

Customer rating

4.6 / 5 Higher
Life insurance plans listed

Life insurance plans listed

5 plans ❯

Life insurance plans listed

17 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit
Claim settlement ratio

Claim settlement ratio

Minimum Age - 5 year%

Claim settlement ratio

Minimum Age - 5 year%
Solvency ratio

Solvency ratio

80 years Higher

Solvency ratio

Maturity Age- 75
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

Annual, half-yearly,
Riders available

Riders available

Minimum Term: 6 years. Maximum Term: 30 years.

Riders available

Minimum term: 6 years. Maximum term: 30 years.

Plans from Bajaj Nvestment Plans and Kotak Investment

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Investment Plan

Bajaj Assured Wealth Goal

The Bajaj Assured Wealth Goal is a non-linked, non-participating life insurance savings plan offering both savings and insurance… Read More

  • Joint life cover
  • Six variants
  • Regular guaranteed income
Sum assured5 to 12 years
Entry ageMinimum Age - 0 years. Maximum Age - 55…
View plan
Investment Plan

Bajaj Flexi Income Goal

The Bajaj Flexi Income Goal Plan is a non-linked, participating life insurance plan offering both insurance and savings benefits… Read More

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income
Sum assured5 to 20 years
Entry ageMinimum Age - 0 years Maximum Age - 99…
View plan
Investment Plan

Guaranteed Income Goal

The Bajaj Guaranteed Income Goal Investment Plan is a non-linked savings life insurance plan from Bajaj Life Insurance, designed… Read More

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available
Sum assured5,7,8,10,12 years
Entry ageMinimum Age - 6 years, Maximum Age - 60…
View plan
Investment Plan

POS Goal Suraksha

Bajaj POS Goal Suraksha offers a dual benefit of life insurance protection for loved ones and a savings component to achieve futu… Read More

  • Guaranteed Additions
  • Limited Payment Term
  • Alter Payment Modes
Sum assured5,6,7,8,10,12 years
Entry ageMinimum Age - 0 years Maximum Age - 55…
View plan
Investment Plan

Income Assure

The Bajaj Life Income Assure Plan is a participating savings and investment plan offering guaranteed regular monthly income and a… Read More

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate
Sum assured5 to 12 years
Entry ageMinimum Age - 0 years Maximum Age - 50…
View plan
Kotak Investment Plans

Kotak Life Assured Savings

Kotak Life Assured Savings is a non-participating endowment plan that combines life protection with wealth creation, guaranteeing… Read More

  • Guaranteed maturity amount
  • Increasing life cover
  • Policy loan available
Sum assured5 years, 10 years
Entry ageMin entry age: 3 years Max entry age: 6…
View plan
Investment Plan

Kotak Premier Endowment Plan

The Kotak Life Premier Endowment Plan is a hybrid offering that combines life insurance protection with a savings component, help… Read More

  • Guaranteed additions
  • Bonuses
  • Flexible payment term
Sum assuredSame as the policy term
Entry ageMin entry age: 18 years Max entry age…
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Investment Plan

Kotak Life Invest Maxima

Kotak Life Invest Maxima is a Unit-Linked Insurance Plan (ULIP) designed by Kotak Life Insurance to offer both life cover and wea… Read More

  • Zero Premium Allocation Charges
  • Flexible Premium Pay
  • Partial Withdrawals
Sum assuredSame as the policy term
Entry ageMin entry age: 0 years. Max entry age…
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Investment Plan

Kotak Life Premier Money Back Plan

The Kotak Life Premier Money Back Investment Plan is a savings-cum-protection plan that offers regular payouts as a percentage of… Read More

  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions
Sum assured8, 10 or 12 years
Entry ageMin entry age: 2 years Max entry age: 5…
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Investment Plan

Kotak Classic Endowment Plan

The Kotak Life Classic Endowment Plan is a long-term protection-cum-savings plan that offers life cover up to age 75. It provides… Read More

  • Cover up to 75 Years
  • Special Premium Discount
  • Additional Bonuses
Sum assuredEqual to Policy Term
Entry ageMinimum entry age: 0 years Maximum entr…
View plan
Investment

Kotak Premier Income Plan

The Kotak Life Premier Income Investment Plan is a non-linked, participating whole life insurance plan that offers both savings a… Read More

  • Guaranteed regular payout
  • Bonus benefits
  • Rider protection
Sum assured8/10/12/15/19/23 years
Entry ageMinimum entry age: 3 years; Maximum ent…
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Investment Plan

Kotak Single Invest Advantage

Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) from Kotak Life Insurance, combining investment growth with… Read More

  • Single premium payment option
  • Choice of 5 different funds
  • 3 investment strategies
Sum assuredSingle
Entry ageMinimum entry age: 3 years Maximum entr…
View plan
Investment Plan

Kotak Platinum Insurance plan

The Kotak Platinum Insurance Plan is a unit-linked life insurance savings plan (ULIP) that combines life cover with investment op… Read More

  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders
Sum assured5,10,15 and 30 years
Entry ageMinimum entry age: 1 year, Maximum entr…
View plan
Investment

Kotak Guaranteed Savings Plan

Kotak Life's Guaranteed Savings Investment Plan combines life insurance with guaranteed savings, offering death benefits to nomin… Read More

  • Guaranteed Loyalty Additions
  • Limited Premium Payment Options
  • Waiting Period
Sum assured5,7,8,10 years
Entry ageMinimum entry age: 3 years. Maximum ent…
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Investment Plan

Kotak Ace Investment Plan

Kotak Life Ace Investment Plan is a ULIP combining life insurance coverage with investment growth. Policyholders can choose from… Read More

  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from
Sum assured15/20/25/30 years
Entry ageMinimum entry age: 0 years Maximum entr…
View plan
Kotak Investment Plans

Kotak e-Invest Plan

The Kotak Life e-Investment Plan is a ULIP offering the dual benefits of financial security for loved ones and a maturity amount… Read More

  • Multiple plan option
  • Partial withdrawals
  • Enhancing options
Sum assured10 to 60 - Age at Entry or 5, 7, 10 yea…
Entry ageMinimum entry age: 3 years. Maximum ent…
View plan
Investment Plan

Kotak Wealth Optima Plan

Kotak Wealth Optima is a ULIP that combines wealth growth with financial protection for families, offering both maturity and deat… Read More

  • Wealth boosters
  • Whole life coverage option
  • Yearly additions
Sum assured5/7/10/60- Entry Age
Entry ageMinimum entry age: 3 years; Maximum ent…
View plan
Investment Plan

Kotak Assured Income Accelerator

The Kotak Life Assured Income Accelerator is a dual-purpose life insurance plan that combines protection with savings. It offers… Read More

  • Guaranteed Income
  • Income Boosters
  • Optional Riders
Sum assured7,10,12 years
Entry ageMinimum entry age: 0 years Maximum entr…
View plan
Kotak Investment Plans

Kotak Guaranteed Fortune Builder Plan

Kotak Life's Guaranteed Fortune Builder is a comprehensive investment and savings plan designed to help individuals achieve finan… Read More

  • Get Long or Early Income
  • Earn Yearly Guaranteed Additions
  • In-built Waiver of Premium
Sum assured5, 7, 10 years
Entry ageMin- 3 years, Max- 60 years
View plan
Kotak Investment Plans

Kotak Fortune Maximiser Plan

The Kotak Life Fortune Maximiser is a limited-pay participating endowment plan offering long-term life coverage up to age 85. It… Read More

  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Sum assured6, 8, 10, 12, 15 years
Entry ageMin- 90 days, Max- 60 years
View plan
Kotak Investment Plans

Kotak Single Invest Plus Plan

The Kotak Mahindra Single Invest Plus Investment Plan is a single-pay unit-linked insurance plan designed for both life protectio… Read More

  • Choice of Fund Options
  • Loyalty Additions
  • In-built Joint Life Cover
Sum assured10 years
Entry ageMin- 3 years, Max- 52 years
View plan
Kotak Investment Plans

Kotak Smart Life Plan

Kotak Smart Life is a non-linked, participating endowment life insurance plan that helps policyholders achieve financial goals an… Read More

  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Sum assured6, 8, 10, 12, and 15 years
Entry ageMinimum Age - 3 years Maximum Age - 55…
View plan
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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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