Bajaj Nvestment Plans vs Canara Hsbc Investment Plans

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  • Multiple sum assured options
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Bajaj Nvestment Plans vs Canara Hsbc Investment Plans

COMPANY DETAILS Edit Bajaj Investment Plans

Bajaj Nvestment Plans

Edit Canara HSBC Investment Plans

Canara Hsbc Investment Plans

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

000 to No limit

Annual Premiums Collected (2024-25)

000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Claim ratio

Minimum Age - 5 year%

Claim ratio

Minimum Age - 0 year%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

100 years
Branches

Branches

Annual, half-yearly,

Branches

Yearly, half-yearly
Riders Available

Riders Available

Minimum Term: 6 years. Maximum Term: 30 years.

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 30 years

Policy Term

5 to 30 years

Overview

Bajaj Investment Plans: Overview

Bajaj Life Insurance is a leading life insurance company offering diverse solutions, including life, term, child, retirement, and investment plans.

Bajaj Investment Plans help you grow your investments and build a corpus to fulfill your financial requirements. These plans also offer life coverage to protect your loved ones.

Bajaj Investment Plans address your investment needs by offering:

  • Creates Saving Habit
  • Financial Protection
  • Tax Savings
  • Emergency Fund Building

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Bajaj Investment Plans

Bajaj Investment Plans help you build a corpus over time to fulfill your future financial goals.

Investment Plan Plans

Investment Plan

Bajaj Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance under the...

Unique Features

  • Joint life cover
  • Six variants
  • Regular guaranteed income

Bajaj Assured Wealth Goal (Pros)

Bajaj Assured Wealth Goal
  • Joint life cover
  • Six variants
  • Regular guaranteed income

Bajaj Assured Wealth Goal (Cons)

Bajaj Assured Wealth Goal
  • No coverage for pre-existing conditions
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Assured Wealth Goal (Other Benefits)

Bajaj Assured Wealth Goal
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

Bajaj Assured Wealth Goal (Eligibility Criteria)

Bajaj Assured Wealth Goal
  • Minimum entry age - 0 years
  • Maximum entry age - 55 years
  • Minimum sum assured - Rs 30
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term - 44 years.

Investment Plan

Bajaj Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and savings. Ra...

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Flexi Income Goal (Pros)

Bajaj  Flexi Income Goal
  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Flexi Income Goal (Cons)

Bajaj  Flexi Income Goal
  • No pre-existing condition coverage
  • Suicide exclusion
  • No auto-cover continuance

Bajaj Flexi Income Goal (Other Benefits)

Bajaj  Flexi Income Goal
  • Cash bonuses
  • Death Benefits
  • Maturity Benefits

Bajaj Flexi Income Goal (Eligibility Criteria)

Bajaj  Flexi Income Goal
  • Minimum entry age: 0 years
  • Maximum entry age: 99 years
  • Minimum sum assured: Rs 1
  • 58
  • 400
  • Maximum sum assured: No limit
  • Maximum policy term: 60 years

Investment Plan

Bajaj Life Guaranteed Income Goal by Bajaj Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of saving and insura...

Unique Features

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Pros)

Guaranteed Income Goal
  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Cons)

Guaranteed Income Goal
  • Suicide not covered
  • Aviation accidents not covered
  • Adventurous activities not covered

Guaranteed Income Goal (Other Benefits)

Guaranteed Income Goal
  • Guaranteed increasing income
  • Extended life cover
  • Flexible policy and premium payment term

Guaranteed Income Goal (Eligibility Criteria)

Guaranteed Income Goal
  • Entry Age: Minimum 6 years
  • Maximum 60 years; Sum Assured: No limit; Maximum Maturity Age: 72 years

Investment Plan

Bajaj POS Goal Suraksha Plan by Bajaj Life Insurance is a combination of a life insurance plan and a savings plan. It provides death benefits to your ...

Unique Features

  • Guaranteed Additions
  • Limited Payment Term
  • Alter Payment Modes

POS Goal Suraksha (Pros)

POS Goal Suraksha
  • Guaranteed Additions
  • Limited Payment Term
  • Alter Payment Modes

POS Goal Suraksha (Cons)

POS Goal Suraksha
  • Lack of Pre-existing Condition Coverage
  • Suicide Exclusion
  • No Auto-Cover Continuance

POS Goal Suraksha (Other Benefits)

POS Goal Suraksha
  • Policy Loan
  • Tax Benefits
  • Death Benefits

POS Goal Suraksha (Eligibility Criteria)

POS Goal Suraksha
  • Minimum Entry Age: 0 years
  • Maximum Entry Age: 55 years
  • Minimum Sum Assured: Rs 30
  • 000
  • Maximum Sum Assured: Rs 25 lakhs
  • Maximum Policy Term: 20 years.

Investment Plan

Bajaj Life Income Assure Plan by Bajaj Life Insurance is a participating savings plan offering guaranteed regular monthly income and assured life cove...

Unique Features

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Pros)

Income Assure
  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Cons)

Income Assure
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Income Assure (Other Benefits)

Income Assure
  • Choice of 2 life cover variants
  • Flexibility to choose premium payment term
  • Special premium rates for women

Income Assure (Eligibility Criteria)

Income Assure
  • Minimum entry age- 0 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 144 times of Guaranteed Monthly Income
  • Maximum sum assured- No limit
  • Maximum policy term- 24 years

Canara HSBC Investment Plans

Canara HSBC Investment Plans are financial products that help you build wealth over a period by investing regular premiums.

Investment Plan Plans

Investment Plan

Canara HSBC Money Back Advantage Plan is an individual non-linked life insurance cum saving plan. It offers comprehensive benefits of saving and prote...

Unique Features

  • 3 Guaranteed money back
  • Policy term for 16 years
  • Limited premium paying term

Canara HSBC Money Back Advantage (Pros)

Canara HSBC Money Back Advantage
  • Family protection
  • Limited premium paying term
  • Guaranteed sum assured on maturity

Canara HSBC Money Back Advantage (Cons)

Canara HSBC Money Back Advantage
  • Suicidal death not covered
  • Aviation accidents not covered
  • Death related to intoxication not covered

Canara HSBC Money Back Advantage (Other Benefits)

Canara HSBC Money Back Advantage
  • Tax benefits as per Income Tax Act 1961
  • Death benefits
  • Maturity benefits

Canara HSBC Money Back Advantage (Eligibility Criteria)

Canara HSBC Money Back Advantage
  • Minimum entry age: 8 years
  • Maximum entry age: 55 years
  • Minimum sum assured: 1 Lakh
  • Maximum sum assured: No Limit
  • Maximum policy term: 16 years

Investment Plan

Canara HSBC Titanium Plus is an individual-linked life insurance savings plan. It offers the dual benefit of insurance and investment. Unlike a normal...

Unique Features

  • Loyalty addition
  • Choice of 8 funds
  • Flexible Premium Payment Term

Canara HSBC Titanium Plus (Pros)

Canara HSBC Titanium Plus
  • Wealth booster and loyalty addition
  • Flexible premium payment term
  • Multiple Portfolio Management Options

Canara HSBC Titanium Plus (Cons)

Canara HSBC Titanium Plus
  • Suicidal death not covered
  • Joint life cover not applicable
  • You cannot get policy loan

Canara HSBC Titanium Plus (Other Benefits)

Canara HSBC Titanium Plus
  • Switching of investment between different funds
  • Enhanced protection through riders
  • Life cover up to the age of 80 years

Canara HSBC Titanium Plus (Eligibility Criteria)

Canara HSBC Titanium Plus
  • Minimum entry age - 0 years
  • Maximum entry age - 70 years
  • Maximum sum assured - 1.25 X Single Premium
  • Maximum policy term - 30 years

Investment Plan

Canara HSBC Easy Bachat plan is a long-term savings and family protection plan. It offers two plan variants, allowing policyholders to select the prot...

Unique Features

  • 2 Plan Options
  • Guaranteed Additions
  • Lower Premiums

Canara HSBC Easy Bachat (Pros)

Canara HSBC Easy Bachat
  • Survival benefit
  • Maturity benefit
  • Life insurance death benefit

Canara HSBC Easy Bachat (Cons)

Canara HSBC Easy Bachat
  • Suicides not covered
  • Death due to aviation accident
  • Death due to any adventurous sports

Canara HSBC Easy Bachat (Other Benefits)

Canara HSBC Easy Bachat
  • Surrender value
  • Endowment options
  • Money back options

Canara HSBC Easy Bachat (Eligibility Criteria)

Canara HSBC Easy Bachat
  • Minimum entry age: 18 years
  • Maximum entry age: 55 years
  • Minimum sum assured: Rs 20
  • 000
  • Maximum sum assured: Rs 10
  • 00
  • 000
  • Maximum policy term: 20 years

Investment Plan

Canara HSBC Invest 4G Plan provides dual benefits to policyholders: life coverage for financial protection for their family, and maturity benefits. Th...

Unique Features

  • Loyalty additions
  • Wealth boosters
  • Minimal associated charges

Canara HSBC Invest 4G (Pros)

Canara HSBC Invest 4G
  • Death benefit
  • Maturity benefit
  • Loyalty additions

Canara HSBC Invest 4G (Cons)

Canara HSBC Invest 4G
  • Suicidal death is not covered
  • Air accidents not covered

Canara HSBC Invest 4G (Other Benefits)

Canara HSBC Invest 4G
  • Wealth boosters
  • Return of mortality charges
  • Partial withdrawal charges

Canara HSBC Invest 4G (Eligibility Criteria)

Canara HSBC Invest 4G
  • Minimum entry age: 18 years
  • Maximum entry age: 50 years
  • Minimum sum assured: Life insurer's age < 45 years - Higher of 10 Times AP 0.5*T*Annualised Premium
  • Maximum policy term: 30 years
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.