Bajaj Nvestment Plans vs Pnb Investment

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  • Multiple sum assured options
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Bajaj Nvestment Plans vs Pnb Investment

COMPANY DETAILS Edit Bajaj Investment Plans

Bajaj Nvestment Plans

Edit PNB Metlife Investment Plans

Pnb Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

000 to No limit

Annual Premiums Collected (2024-25)

Rs 1.5 lakhs to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Claim ratio

Minimum Age - 5 year%

Claim ratio

Minimum Age - 3 year%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

80 years
Branches

Branches

Annual, half-yearly,

Branches

Annually, quarterly,
Riders Available

Riders Available

Minimum Term: 6 years. Maximum Term: 30 years.

Riders Available

Minimum term: 6 years. Maximum term: 30 years.
Policy Term

Policy Term

5 to 30 years

Policy Term

5 to 10 years

Overview

Bajaj Investment Plans: Overview

Bajaj Life Insurance is a leading life insurance company offering diverse solutions, including life, term, child, retirement, and investment plans.

Bajaj Investment Plans help you grow your investments and build a corpus to fulfill your financial requirements. These plans also offer life coverage to protect your loved ones.

Bajaj Investment Plans address your investment needs by offering:

  • Creates Saving Habit
  • Financial Protection
  • Tax Savings
  • Emergency Fund Building

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Bajaj Investment Plans

Bajaj Investment Plans help you build a corpus over time to fulfill your future financial goals.

Investment Plan Plans

Investment Plan

Bajaj Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance under the...

Unique Features

  • Joint life cover
  • Six variants
  • Regular guaranteed income

Bajaj Assured Wealth Goal (Pros)

Bajaj Assured Wealth Goal
  • Joint life cover
  • Six variants
  • Regular guaranteed income

Bajaj Assured Wealth Goal (Cons)

Bajaj Assured Wealth Goal
  • No coverage for pre-existing conditions
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Assured Wealth Goal (Other Benefits)

Bajaj Assured Wealth Goal
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

Bajaj Assured Wealth Goal (Eligibility Criteria)

Bajaj Assured Wealth Goal
  • Minimum entry age - 0 years
  • Maximum entry age - 55 years
  • Minimum sum assured - Rs 30
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term - 44 years.

Investment Plan

Bajaj Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and savings. Ra...

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Flexi Income Goal (Pros)

Bajaj  Flexi Income Goal
  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Flexi Income Goal (Cons)

Bajaj  Flexi Income Goal
  • No pre-existing condition coverage
  • Suicide exclusion
  • No auto-cover continuance

Bajaj Flexi Income Goal (Other Benefits)

Bajaj  Flexi Income Goal
  • Cash bonuses
  • Death Benefits
  • Maturity Benefits

Bajaj Flexi Income Goal (Eligibility Criteria)

Bajaj  Flexi Income Goal
  • Minimum entry age: 0 years
  • Maximum entry age: 99 years
  • Minimum sum assured: Rs 1
  • 58
  • 400
  • Maximum sum assured: No limit
  • Maximum policy term: 60 years

Investment Plan

Bajaj Life Guaranteed Income Goal by Bajaj Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of saving and insura...

Unique Features

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Pros)

Guaranteed Income Goal
  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Cons)

Guaranteed Income Goal
  • Suicide not covered
  • Aviation accidents not covered
  • Adventurous activities not covered

Guaranteed Income Goal (Other Benefits)

Guaranteed Income Goal
  • Guaranteed increasing income
  • Extended life cover
  • Flexible policy and premium payment term

Guaranteed Income Goal (Eligibility Criteria)

Guaranteed Income Goal
  • Entry Age: Minimum 6 years
  • Maximum 60 years; Sum Assured: No limit; Maximum Maturity Age: 72 years

Investment Plan

Bajaj POS Goal Suraksha Plan by Bajaj Life Insurance is a combination of a life insurance plan and a savings plan. It provides death benefits to your ...

Unique Features

  • Guaranteed Additions
  • Limited Payment Term
  • Alter Payment Modes

POS Goal Suraksha (Pros)

POS Goal Suraksha
  • Guaranteed Additions
  • Limited Payment Term
  • Alter Payment Modes

POS Goal Suraksha (Cons)

POS Goal Suraksha
  • Lack of Pre-existing Condition Coverage
  • Suicide Exclusion
  • No Auto-Cover Continuance

POS Goal Suraksha (Other Benefits)

POS Goal Suraksha
  • Policy Loan
  • Tax Benefits
  • Death Benefits

POS Goal Suraksha (Eligibility Criteria)

POS Goal Suraksha
  • Minimum Entry Age: 0 years
  • Maximum Entry Age: 55 years
  • Minimum Sum Assured: Rs 30
  • 000
  • Maximum Sum Assured: Rs 25 lakhs
  • Maximum Policy Term: 20 years.

Investment Plan

Bajaj Life Income Assure Plan by Bajaj Life Insurance is a participating savings plan offering guaranteed regular monthly income and assured life cove...

Unique Features

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Pros)

Income Assure
  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Cons)

Income Assure
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Income Assure (Other Benefits)

Income Assure
  • Choice of 2 life cover variants
  • Flexibility to choose premium payment term
  • Special premium rates for women

Income Assure (Eligibility Criteria)

Income Assure
  • Minimum entry age- 0 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 144 times of Guaranteed Monthly Income
  • Maximum sum assured- No limit
  • Maximum policy term- 24 years

PNB Investment Plans

PNB MetLife Savings and Investment Plans provide the benefits of insurance cover as well as market-linked investment, offering flexibility to invest in equity or debt funds, depending on the investor's risk appetite.

Investment Plan Plans

Investment Plan

PNB Century Plan provides whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the po...

Unique Features

  • Multiple plan options
  • Bonuses
  • Flexible income pay

PNB MetLife Century Plan (Pros)

PNB MetLife Century Plan
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise

PNB MetLife Century Plan (Cons)

PNB MetLife Century Plan
  • No auto-cover continuance

PNB MetLife Century Plan (Other Benefits)

PNB MetLife Century Plan
  • Death benefits
  • Maturity benefits
  • Tax benefits

PNB MetLife Century Plan (Eligibility Criteria)

PNB MetLife Century Plan
  • Minimum entry age: 30 days
  • Maximum entry age: 65 years
  • Minimum sum assured: ₹2.4 Lakhs
  • Maximum sum assured: No limit
  • Maximum policy term: 100 minus entry age

Investment Plan

Mera Wealth Plan is a ULIP (Unit Linked Life Insurance Plan) that covers your family financially if something happens to you and offers good returns o...

Unique Features

  • Loyalty additions
  • Dual benefits
  • Partial withdrawals

PNB Metlife Mera Wealth Plan (Pros)

PNB Metlife Mera Wealth Plan
  • Loyalty additions
  • Dual benefits
  • Partial withdrawals

PNB Metlife Mera Wealth Plan (Cons)

PNB Metlife Mera Wealth Plan
  • Pre-existing conditions not covered
  • Suicidal exclusion
  • No auto-cover continuance

PNB Metlife Mera Wealth Plan (Other Benefits)

PNB Metlife Mera Wealth Plan
  • Premium discontinuance
  • Death benefits
  • Maturity benefits

PNB Metlife Mera Wealth Plan (Eligibility Criteria)

PNB Metlife Mera Wealth Plan
  • Minimum entry age: 30 days
  • Maximum entry age: 60 years
  • Minimum sum assured: Rs 50 lakhs
  • Maximum sum assured: No limit
  • Maximum policy term: 30 years

Investment Plan

Save more with PNB MetLife Super Saver Plan and protect your family in your absence. The PNB MetLife Super Saver plan is a long-term savings and famil...

Unique Features

  • Waiver of Premium
  • Yearly Cash Bonuses
  • Choice of Plan Options

PNB Metlife Super Saver Plan (Pros)

PNB Metlife Super Saver Plan
  • Waiver of Premium
  • Yearly Cash Bonuses
  • Choice of Plan Options

PNB Metlife Super Saver Plan (Cons)

PNB Metlife Super Saver Plan
  • No coverage for pre-existing conditions
  • Suicide exclusion
  • No auto-cover continuance

PNB Metlife Super Saver Plan (Other Benefits)

PNB Metlife Super Saver Plan
  • Maturity Benefits
  • Tax Benefits
  • Death Benefits

PNB Metlife Super Saver Plan (Eligibility Criteria)

PNB Metlife Super Saver Plan
  • Minimum entry age - 0 years
  • Maximum entry age - 60 years
  • Minimum sum assured - ₹220000
  • Maximum sum assured - No limit
  • Maximum policy term - 20 years

Investment Plan

To save more, invest smartly with the PNB MetLife Bachat Yojana.PNB MetLife Bachat Yojana plan is a long-term savings plan with the benefit of assured...

Unique Features

  • Long-term Savings Plan
  • Earn Cash Bonuses Yearly
  • Lower Premiums

PNB MetLife Bachat Yojana (Pros)

PNB MetLife Bachat Yojana
  • Death Benefit
  • Survival Benefit
  • Maturity Benefit

PNB MetLife Bachat Yojana (Cons)

PNB MetLife Bachat Yojana
  • No Pre-existing Condition Cover
  • Suicide Exclusion
  • No Auto-Cover Continuance

PNB MetLife Bachat Yojana (Other Benefits)

PNB MetLife Bachat Yojana
  • Comprehensive Protection
  • Flexibility
  • Availability of Riders

PNB MetLife Bachat Yojana (Eligibility Criteria)

PNB MetLife Bachat Yojana
  • Minimum Entry Age: 20 years
  • Maximum Entry Age: 60 years
  • Minimum Sum Assured: Rs 64
  • 800
  • Maximum Sum Assured: Rs 5 Lakhs
  • Maximum Policy Term: 15 years

PNB Metlife Investment Plans Plans

PNB Metlife Investment Plans

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings-plus-life insurance policy. By serving dual purposes of cr...

Unique Features

  • Get Guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available

PNB MetLife Guaranteed Savings Plan (Pros)

PNB MetLife Guaranteed Savings Plan
  • Maturity Benefits
  • Death Benefits
  • Discount on High Sum Assured

PNB MetLife Guaranteed Savings Plan (Cons)

PNB MetLife Guaranteed Savings Plan
  • No Pre-existing Condition
  • Suicide Exclusion
  • No Auto Cover Continuance

PNB MetLife Guaranteed Savings Plan (Other Benefits)

PNB MetLife Guaranteed Savings Plan
  • Yearly Bonuses
  • High Sum Assured Rebates
  • Additional Riders

PNB MetLife Guaranteed Savings Plan (Eligibility Criteria)

PNB MetLife Guaranteed Savings Plan
  • Minimum Entry Age: 3 years; Maximum Entry Age: 60 years; Minimum Sum Assured: Rs 1
  • 50
  • 000; Maximum Sum Assured: Rs 4
  • 00
  • 000; Maximum Policy Term: 20 years
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.