Shriram Life vs Pnb Investment Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Shriram Life

98.31%Shriram Life Minimum Age - 3 year%Pnb Investment

Share of death claims the insurer paid

Solvency ratio

Pnb Investment

2.62Shriram Life 80 yearsPnb Investment

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Shriram Life

✎ Edit

Pnb Investment

Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

5 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 1919,38 crores

Annual premiums collected (2024-25)

₹ Rs 1.5 lakhs to No limit
Claim settlement ratio

Claim settlement ratio

98.31% Higher

Claim settlement ratio

Minimum Age - 3 year%
Solvency ratio

Solvency ratio

2.62

Solvency ratio

80 years Higher
Pan India presence (branches)

Pan India presence (branches)

537

Pan India presence (branches)

Annually, quarterly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Critical Illness Plus Rider, Accident Benefit Rider, Family Income Benefit Rider, Shriram Extra Insurance Cover Rider, Premium Waiver Riders, Term Conversion Rider, Long-Term Care…

Riders available

Minimum term: 6 years. Maximum term: 30 years.

Plans from Shriram Life and Pnb Investment

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Shriram Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Shriram Life overview, or ask an advisor which of its plans fits you.
Investment Plan

PNB MetLife Century Plan

The PNB MetLife Century Investment Plan provides whole-life coverage and income up to 100 years, offering both survival and death… Read More

  • Multiple plan options
  • Bonuses
  • Flexible income pay
Sum assured5 to 15 years
Entry ageMinimum Age: 30 days, Maximum Age: 65 y…
View plan
Investment Plan

PNB Metlife Mera Wealth Plan

The PNB MetLife Mera Wealth Plan is a ULIP offering both financial protection for the family and investment returns. It provides… Read More

  • Loyalty additions
  • Dual benefits
  • Partial withdrawals
Sum assured5 to 30 years
Entry ageMinimum Age - 30 days Maximum Age - 60…
View plan
Investment Plan

PNB Metlife Super Saver Plan

The PNB MetLife Super Saver is a long-term savings and family protection plan, offering flexible premium payment terms and a choi… Read More

  • Waiver of Premium
  • Yearly Cash Bonuses
  • Choice of Plan Options
Sum assured5,7,10,12,15 years
Entry ageMinimum Age - 0 years, Maximum Age - 60…
View plan
Investment Plan

PNB MetLife Bachat Yojana

The PNB MetLife Bachat Yojana is a long-term savings and life insurance plan, offering dual benefits of financial security and we… Read More

  • Long-term Savings Plan
  • Earn Cash Bonuses Yearly
  • Lower Premiums
Sum assured10 years, Limited Pay
Entry ageMinimum Age: 20 years, Maximum Age: 60…
View plan
Investment

PNB MetLife Guaranteed Savings Plan

The PNB MetLife Guaranteed Savings Plan is a non-participating, non-linked policy that combines savings with life insurance, offe… Read More

  • Get Guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available
Sum assured5,7,10 years
Entry ageMinimum Age: 3 years; Maximum Age: 60 y…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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