Canara HSBC Titanium Plus Investment Plan & Benefits | PolicyX
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Canara HSBC Titanium Plus Plan

Canara HSBC Titanium Plus is an individual-linked life insurance savin ...Read More

🛡️ IRDAI Approved
5.0/5 · 64 reviews
📊 100 years solvency ratio
Minimum Age - 0 year% claim settlement ratio
🌐 Yearly, half-yearly+ pan-India
Written by varun saxena
Reviewed by Anchita Bhattacharyya
Published: 5 Feb 2025
Updated: 26 Jul 2026
Expert Verified
IRDAI Licensed

Overview

Canara HSBC Titanium Plus is an individual-linked life insurance savings plan. It offers the dual benefit of insurance and investment. Unlike a normal savings plan, this investment plan invests in market equity to maximize the return on your investment. There are eight different funds available in this plan, which invest your money across different sectors of the industry. With four different portfolio management options, this plan offers life cover for up to 80 years of age.

In emergencies, you can also partially withdraw your investment.

Benefits of Canara HSBC Titanium Plus Plan

  • Wealth booster and loyalty addition
  • Flexible premium payment term
  • Multiple portfolio management options
  • Switching of investment among different funds
  • Enhanced protection through riders

Key Features

The Canara HSBC Titanium Plus Plan offers the following key features:

  • Eight different funds available for investment across various industry sectors.
  • Four different portfolio management options.
  • Life cover up to 80 years of age.
  • Option for partial withdrawal in emergencies.

How to Buy Canara HSBC Titanium Plus Plan Online via PolicyX.com

  1. Visit the official website of PolicyX.com.
  2. Click on the 'Investment' tab.
  3. A new page will appear on the screen.
  4. Fill out the form at the top of the page with the necessary details.
  5. Select your income and city. Click on 'Proceed'.
  6. Update your education and occupation details.
  7. Choose your preferred plan and click on 'Buy this plan'.
  8. Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

How to Buy Canara HSBC Titanium Plus Plan Directly from Canara HSBC Life Insurance

  1. Visit the official website of Canara HSBC Life Insurance.
  2. Hover over 'Investment Plans' from the top menu.
  3. Click on 'Canara HSBC Titanium Plus'.
  4. Click on 'Buy Now' and you will be redirected to a new page.
  5. Enter your name and contact information. One of their representatives will reach out to you to discuss the quotes.
  6. Once discussed, you can make the premium payment and get the policy documents.

Eligibility Criteria for Canara HSBC Titanium Plus Plan

Entry age
Entry age
Minimum 0 years, Maximum 70 years
Maturity age
Maturity age
Minimum 18 years, Maximum 80 years
Policy tenure
Policy tenure
Minimum 0 years, Maximum 30 years
Premium payment term
Premium payment term
5, 7, 10, 15 years.
Premium payment frequency
Premium payment frequency
Quarterly, Half-yearly, Annually
Sum assured
Sum assured
Minimum 1.25 X Single Premium, Maximum 1.25 X Single Premium

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Wealth booster and loyalty addition
  • Flexible premium payment term
  • Multiple Portfolio Management Options

Cons

  • Suicidal death not covered
  • Joint life cover not applicable
  • You cannot get policy loan

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

Minimum entry age - 0 years
Maximum entry age - 70 years
Maximum sum assured - 1.25 X Single Premium
Maximum policy term - 30 years

Frequently Asked Questions

The 10 most-asked questions about Canara HSBC Titanium Plus Plan, answered.

The minimum age to purchase this plan is 1 month.
The maximum maturity age to purchase this plan is 80 years.
Eight fund options are available in this plan.
No, this plan doesn’t offer a policy loan.
his plan offers four different portfolio management options: Return Protector Option (RPO) Auto Funds Rebalancing (AFR) Safety Switch Option (SSO) Systematic Transfer Option (STO).
Yes, a partial withdrawal option is available in this plan.
No, joint life cover is not available in this plan.
This plan offers some exclusive features, such as Loyalty Additions & Wealth boosters throughout the whole policy term.
Canara HSBC Titanium Plus Plan is a Unit Linked Insurance Plan that provides life cover with market-linked investment. You get partial withdrawal options, tax benefits according to current tax laws, and loyalty additions, which make it suitable for long-term financial objectives.
Under the Canara HSBC Titanium Plus Plan, you generally pay a premium as a Regular Premium over the selected policy term. You choose the frequency and premium amount, like yearly, half-yearly, quarterly, or monthly.

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