Canara HSBC Investment Plans
Canara HSBC Investment Plans are financial products that help you build wealth over a period by investing regular ...Read More
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Branch offices and claim service centres across India for easy policy servicing.
Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited was founded in 2008 and is headquartered in Gurugram, Haryana. The company is a joint venture between Canara Bank (51%), HSBC Insurance (Asia Pacific) Holdings Limited (26%), and Punjab National Bank merged with OBC (23%). The company has a well-organized distribution network across the country in Tier 1, 2, and 3 markets, including rural areas.
Canara HSBC Investment Plans are designed to offer life coverage along with maturity benefits to ensure wealth creation. Various investment plans are offered by Canara HSBC, and you can choose the one that best fits your requirements and risk appetite.
Canara HSBC Investment Plans ensure to look after your investment needs by offering:
Good Solvency Ratio:
Canara HSBC Life Insurance has a Solvency Ratio of 2.7 as per the IRDAI annual report 2023-24.
Highest Claim Support:
As per the IRDAI annual report of 2023-24, the claim support of Canara HSBC Life Insurance is 99.01%.
Annual Premiums:
As per the annual report of IRDAI 2023-24, the annual premium of HDFC Life Insurance is Rs. 7,197.38 Cr.
PAN India Presence:
Canara HSBC Life has a PAN India presence with over 100 branch offices across India.
There are multiple benefits of Canara HSBC Life Investment Plans. Read below to understand the advantages provided by the insurer.
Canara HSBC Investment Plans help you accumulate a lump sum amount to fulfill your future financial goals.
Canara HSBC Investment Plans offer financial safety to your loved ones in case something unfortunate happens to you.
Canara HSBC Investment Plans help to accomplish your future goals such as child education, retirement planning, etc.
Canara HSBC Investment Plans offer you to choose additional rider options as per your requirements by paying an additional amount.
Tax Benefits can be availed for premium payments of Canara HSBC Investment plans under the Income Tax Act 1961.
| Name of the Rider | Benefits |
|---|---|
| Canara HSBC Critical Illness Rider | In case you are diagnosed with a critical illness such as a heart attack, cancer, or kidney failure, a lump sum amount is offered. |
| Canara HSBC Accidental Death Rider | If the policyholder dies due to an accident, the nominee will receive the applicable rider benefits. |
| Canara HSBC Waiver of Premium Rider | Future premiums are waived off in case you suffer death or disability due to an accident. |
| Canara HSBC Accelerated Death Benefit Rider | Rider benefits are paid in case you are diagnosed with any of the critical illnesses mentioned in the brochure. |
Every plan currently being sold by Canara HSBC Investment Plans, shown side-by-side so you can shortlist quickly.
Canara HSBC Invest 4G Plan provides dual benefits to policyholders: life coverage for financial protection for their family, and maturity benefits. Th...
Canara HSBC Easy Bachat plan is a long-term savings and family protection plan. It offers two plan variants, allowing policyholders to select the prot...
Canara HSBC Titanium Plus is an individual-linked life insurance savings plan. It offers the dual benefit of insurance and investment. Unlike a normal...
Canara HSBC Money Back Advantage Plan is an individual non-linked life insurance cum saving plan. It offers comprehensive benefits of saving and prote...
Side-by-side across the 3 most-bought Canara HSBC Investment Plans plans on PolicyX.
| Feature | Canara HSBC Invest 4G | Canara HSBC Easy Bachat | Canara HSBC Titanium Plus |
|---|---|---|---|
| Plan type | Investment Plan | Investment Plan | Investment Plan |
| Sum assured | Life insurer’s age < 45 years- Higher of 10 Times AP 0.5*T*Annualised Premium | 10 Lacs | Minimum 1.25 X Single Premium, Maximum 1.25 X Single Premium |
| Entry age | Min- 18, Max- 65 | Min- 18 years, Max- 55 years | Minimum 0 years, Maximum 70 years |
| Top benefits | Death benefit · Maturity benefit | Survival benefit · Maturity benefit | Wealth booster and loyalty addition · Flexible premium payment term |
For policy purchase and claim submission. Have these ready before you start.
Photo ID Proof
Photo ID Proof (any one of the following) - Passport, Aadhaar card, PAN card, Driving license.
Age Proof
Age Proof (any one of the following) - Passport, Aadhaar card, PAN card, Driving license.
Address Proof
Address Proof (any one of the following) - Utility bill, Passport, Voter ID, Ration Card.
Medical Records
Medical records of the policyholder, if requested.
Income Proof
Income Proof (any one of the following) - Bank statement, last three months' salary slips (for salaried individuals).
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
The standard inclusions and exclusions across Canara HSBC Investment Plans plans. Specific plans may add benefits — always check the policy wording before purchase.
Canara HSBC Investment Plans are a perfect choice for anyone looking for a financial product that offers dual benefits of life coverage and guaranteed returns on maturity. Canara HSBC is one of the leading life insurers. For more information related to Tata AIA Life Investment Plans, you can contact PolicyX.com 24/7. Our trusted insurance experts listen to your unique problems and suggest the best possible solutions.
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 2 most-asked questions about Canara HSBC Investment Plans, answered.
Aggregate ratings from 64 verified PolicyX customers who bought a Canara HSBC Investment Plans plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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