Tata Aia Investment vs Kotak Investment Life Insurance 2026 | PolicyX
Select Insurer

At a glance

Which insurer is ahead on the figures both publish

Customer rating

Kotak Investment

4 / 5Tata Aia Investment 4.6 / 5Kotak Investment

Claim settlement ratio

Kotak Investment

Minimum Age - 0 year%Tata Aia Investment Minimum Age - 5 year%Kotak Investment

Share of death claims the insurer paid

Solvency ratio

Tata Aia Investment

100 yearsTata Aia Investment Maturity Age- 75Kotak Investment

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Tata Aia Investment

✎ Edit

Kotak Investment

Customer rating

Customer rating

4 / 5

Customer rating

4.6 / 5 Higher
Life insurance plans listed

Life insurance plans listed

8 plans ❯

Life insurance plans listed

17 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 25,000 to No limit

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit
Claim settlement ratio

Claim settlement ratio

Minimum Age - 0 year%

Claim settlement ratio

Minimum Age - 5 year% Higher
Solvency ratio

Solvency ratio

100 years Higher

Solvency ratio

Maturity Age- 75
Pan India presence (branches)

Pan India presence (branches)

Yearly, half-yearly

Pan India presence (branches)

Annual, half-yearly,
Riders available

Riders available

Minimum term: 6 years Maximum term: 30 years

Riders available

Minimum term: 6 years. Maximum term: 30 years.

Plans from Tata Aia Investment and Kotak Investment

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Investment Plan

Diamond Savings Plan

The Tata AIA Diamond Savings Plan is a life insurance product designed for both protection and savings, providing guaranteed inco… Read More

  • Compound Reversionary Bonus
  • Large Scale Discounts
  • Guaranteed Income
Sum assured8, 12, 18, 25 years
Entry ageMin- 0 years, Max- 50 years
View plan
Investment Plan

Gold Income Plan

The Tata AIA Gold Income Plan is a non-linked life insurance savings plan offering guaranteed returns and life protection for mid… Read More

  • Guaranteed income
  • Income booster available
  • Enhanced protection through riders
Sum assuredMinimum 12 years, Maximum 15 years
Entry ageMinimum 3 years, Maximum 65 years
View plan
Investment Plan

Tata AIA Smart Income Plus Plan

The Tata AIA Smart Income Plus is an investment plan designed to provide guaranteed income, savings, and life coverage. It offers… Read More

  • Income/Endowment Option
  • Premium Boost Discounts
  • 2 Optional Riders
Sum assured7, 10, 12 years
Entry ageMin- 0 years, Max- 50 years
View plan
Investment Plan

Fortune Guarantee Plus

The Tata AIA Fortune Guarantee Plus is a non-linked life insurance savings plan designed to provide guaranteed annual income and… Read More

  • Guaranteed annual income
  • Joint life option
  • 2% online discount for women
Sum assured1 to 12 years
Entry ageMinimum Age: 1 year, Maximum Age: 60 ye…
View plan
Investment Plan

Tata AIA MahaLife Gold

The Tata AIA MahaLife Gold Plan is a traditional life insurance savings plan providing whole-life coverage up to age 100, combini… Read More

  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity
Sum assuredSame as policy term
Entry ageMinimum Age - 30 days, Maximum Age - 60…
View plan
Investment Plan

Tata AIA Guaranteed Monthly Income

The Tata AIA Guaranteed Monthly Plan is a life insurance product offering both assured life cover and a steady stream of guarante… Read More

  • Large Premium Boost
  • Guaranteed Monthly Income
  • 3D cover
Sum assured5 to 12 years
Entry ageMinimum Entry Age: 6 years, Maximum Ent…
View plan
Investment Plan

Tata AIA Smart Value Income Plan

The Tata AIA Smart Value Income Plan is a guaranteed savings plan from Tata AIA Life Insurance, designed to build wealth with fle… Read More

  • Whole Life Cover
  • Life Protect Feature
  • Premium Offset Benefit
Sum assured5 to 12 years
Entry ageMinimum Age - 45 years Maximum Age - 65…
View plan
Investment Plan

Tata AIA Guaranteed Return Insurance Plan

The Tata AIA Guaranteed Return Insurance Plan is a life insurance savings plan designed to build wealth with assured, guaranteed… Read More

  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Sum assured5 to 12 years
Entry ageMinimum Age: 45 years, Maximum Age: 65…
View plan
Kotak Investment Plans

Kotak Life Assured Savings

Kotak Life Assured Savings is a non-participating endowment plan that combines life protection with wealth creation, guaranteeing… Read More

  • Guaranteed maturity amount
  • Increasing life cover
  • Policy loan available
Sum assured5 years, 10 years
Entry ageMin entry age: 3 years Max entry age: 6…
View plan
Investment Plan

Kotak Premier Endowment Plan

The Kotak Life Premier Endowment Plan is a hybrid offering that combines life insurance protection with a savings component, help… Read More

  • Guaranteed additions
  • Bonuses
  • Flexible payment term
Sum assuredSame as the policy term
Entry ageMin entry age: 18 years Max entry age…
View plan
Investment Plan

Kotak Life Invest Maxima

Kotak Life Invest Maxima is a Unit-Linked Insurance Plan (ULIP) designed by Kotak Life Insurance to offer both life cover and wea… Read More

  • Zero Premium Allocation Charges
  • Flexible Premium Pay
  • Partial Withdrawals
Sum assuredSame as the policy term
Entry ageMin entry age: 0 years. Max entry age…
View plan
Investment Plan

Kotak Life Premier Money Back Plan

The Kotak Life Premier Money Back Investment Plan is a savings-cum-protection plan that offers regular payouts as a percentage of… Read More

  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions
Sum assured8, 10 or 12 years
Entry ageMin entry age: 2 years Max entry age: 5…
View plan
Investment Plan

Kotak Classic Endowment Plan

The Kotak Life Classic Endowment Plan is a long-term protection-cum-savings plan that offers life cover up to age 75. It provides… Read More

  • Cover up to 75 Years
  • Special Premium Discount
  • Additional Bonuses
Sum assuredEqual to Policy Term
Entry ageMinimum entry age: 0 years Maximum entr…
View plan
Investment

Kotak Premier Income Plan

The Kotak Life Premier Income Investment Plan is a non-linked, participating whole life insurance plan that offers both savings a… Read More

  • Guaranteed regular payout
  • Bonus benefits
  • Rider protection
Sum assured8/10/12/15/19/23 years
Entry ageMinimum entry age: 3 years; Maximum ent…
View plan
Investment Plan

Kotak Single Invest Advantage

Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) from Kotak Life Insurance, combining investment growth with… Read More

  • Single premium payment option
  • Choice of 5 different funds
  • 3 investment strategies
Sum assuredSingle
Entry ageMinimum entry age: 3 years Maximum entr…
View plan
Investment Plan

Kotak Platinum Insurance plan

The Kotak Platinum Insurance Plan is a unit-linked life insurance savings plan (ULIP) that combines life cover with investment op… Read More

  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders
Sum assured5,10,15 and 30 years
Entry ageMinimum entry age: 1 year, Maximum entr…
View plan
Investment

Kotak Guaranteed Savings Plan

Kotak Life's Guaranteed Savings Investment Plan combines life insurance with guaranteed savings, offering death benefits to nomin… Read More

  • Guaranteed Loyalty Additions
  • Limited Premium Payment Options
  • Waiting Period
Sum assured5,7,8,10 years
Entry ageMinimum entry age: 3 years. Maximum ent…
View plan
Investment Plan

Kotak Ace Investment Plan

Kotak Life Ace Investment Plan is a ULIP combining life insurance coverage with investment growth. Policyholders can choose from… Read More

  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from
Sum assured15/20/25/30 years
Entry ageMinimum entry age: 0 years Maximum entr…
View plan
Kotak Investment Plans

Kotak e-Invest Plan

The Kotak Life e-Investment Plan is a ULIP offering the dual benefits of financial security for loved ones and a maturity amount… Read More

  • Multiple plan option
  • Partial withdrawals
  • Enhancing options
Sum assured10 to 60 - Age at Entry or 5, 7, 10 yea…
Entry ageMinimum entry age: 3 years. Maximum ent…
View plan
Investment Plan

Kotak Wealth Optima Plan

Kotak Wealth Optima is a ULIP that combines wealth growth with financial protection for families, offering both maturity and deat… Read More

  • Wealth boosters
  • Whole life coverage option
  • Yearly additions
Sum assured5/7/10/60- Entry Age
Entry ageMinimum entry age: 3 years; Maximum ent…
View plan
Investment Plan

Kotak Assured Income Accelerator

The Kotak Life Assured Income Accelerator is a dual-purpose life insurance plan that combines protection with savings. It offers… Read More

  • Guaranteed Income
  • Income Boosters
  • Optional Riders
Sum assured7,10,12 years
Entry ageMinimum entry age: 0 years Maximum entr…
View plan
Kotak Investment Plans

Kotak Guaranteed Fortune Builder Plan

Kotak Life's Guaranteed Fortune Builder is a comprehensive investment and savings plan designed to help individuals achieve finan… Read More

  • Get Long or Early Income
  • Earn Yearly Guaranteed Additions
  • In-built Waiver of Premium
Sum assured5, 7, 10 years
Entry ageMin- 3 years, Max- 60 years
View plan
Kotak Investment Plans

Kotak Fortune Maximiser Plan

The Kotak Life Fortune Maximiser is a limited-pay participating endowment plan offering long-term life coverage up to age 85. It… Read More

  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Sum assured6, 8, 10, 12, 15 years
Entry ageMin- 90 days, Max- 60 years
View plan
Kotak Investment Plans

Kotak Single Invest Plus Plan

The Kotak Mahindra Single Invest Plus Investment Plan is a single-pay unit-linked insurance plan designed for both life protectio… Read More

  • Choice of Fund Options
  • Loyalty Additions
  • In-built Joint Life Cover
Sum assured10 years
Entry ageMin- 3 years, Max- 52 years
View plan
Kotak Investment Plans

Kotak Smart Life Plan

Kotak Smart Life is a non-linked, participating endowment life insurance plan that helps policyholders achieve financial goals an… Read More

  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Sum assured6, 8, 10, 12, and 15 years
Entry ageMinimum Age - 3 years Maximum Age - 55…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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