Kotak Investment vs Sbi Investment Plans Life Insurance 2026 | PolicyX
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Kotak Investment

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Sbi Investment Plans

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 000 to No limit

Annual Premiums Collected (2024-25)

₹ 000 to No limit
Payout Options

Payout Options

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Payout Options

-
Claim ratio

Payout Options

Minimum Age - 5 year%

Payout Options

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

Maturity Age- 75

Solvency Ratio

80 years
Pan India Presence

Pan India Presence

Annual, half-yearly,

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Minimum term: 6 years. Maximum term: 30 years.

Riders Available

Minimum term - 6 years Maximum term - 30 years
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
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Types of Kotak Investment Plans Plans

Every plan currently being sold by Kotak Investment Plans, shown side-by-side so you can shortlist quickly.

Kotak Premier Endowment Plan

The Kotak Life Premier Endowment Plan is a hybrid offering that combines life insurance protection with a savings component, helpi... Read More

Unique Features

  • Guaranteed additions
  • Bonuses
  • Flexible payment term
Sum AssuredMinimum entry age: 18 years
Entry AgeMaximum entry age: 60 years
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Kotak Life Invest Maxima

Kotak Life Invest Maxima is a Unit-Linked Insurance Plan (ULIP) designed by Kotak Life Insurance to offer both life cover and weal... Read More

Unique Features

  • Zero Premium Allocation Charges
  • Flexible Premium Pay
  • Partial Withdrawals
Sum Assured<ul> <li>Minimum Entry Age: 0 years</li> <li>Maximum Entry Age: 65 years</li> <li>Minimum Sum Assured: 5
Entry Age10
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Kotak Life Premier Money Back Plan

The Kotak Life Premier Money Back Investment Plan is a savings-cum-protection plan that offers regular payouts as a percentage of ... Read More

Unique Features

  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions
Sum AssuredMinimum entry age- 2 years
Entry AgeMaximum entry age- 57 years
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Kotak Classic Endowment Plan

The Kotak Life Classic Endowment Plan is a long-term protection-cum-savings plan that offers life cover up to age 75. It provides ... Read More

Unique Features

  • Cover up to 75 Years
  • Special Premium Discount
  • Additional Bonuses
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 70 years
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Kotak Premier Income Plan

The Kotak Life Premier Income Investment Plan is a non-linked, participating whole life insurance plan that offers both savings an... Read More

Unique Features

  • Guaranteed regular payout
  • Bonus benefits
  • Rider protection
Sum AssuredMinimum entry age: 3 years Maximum entry age: 55 years Minimum sum assured: Depends on the premium and policy term Maximum sum assured: Depends on the premium and policy term Maximum policy term: 23 years
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Kotak Single Invest Advantage

Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) from Kotak Life Insurance, combining investment growth with i... Read More

Unique Features

  • Single premium payment option
  • Choice of 5 different funds
  • 3 investment strategies
Sum AssuredMinimum entry age: 3 years
Entry AgeMaximum entry age: 45 years
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Kotak Platinum Insurance plan

The Kotak Platinum Insurance Plan is a unit-linked life insurance savings plan (ULIP) that combines life cover with investment opp... Read More

Unique Features

  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders
Sum AssuredMinimum entry age: 1 year
Entry AgeMaximum entry age: 65 years
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Kotak Guaranteed Savings Plan

Kotak Life's Guaranteed Savings Investment Plan combines life insurance with guaranteed savings, offering death benefits to nomine... Read More

Unique Features

  • Guaranteed Loyalty Additions
  • Limited Premium Payment Options
  • Waiting Period
Sum AssuredMinimum entry age: 3 years; Maximum entry age: 60 years; Minimum sum assured: Based on premium age/policy term/premium payment term; Maximum sum assured: Based on premium age/policy term/premium payment term; Maximum policy term: 20 years.
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Kotak Ace Investment Plan

Kotak Life Ace Investment Plan is a ULIP combining life insurance coverage with investment growth. Policyholders can choose from m... Read More

Unique Features

  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 65 years
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Kotak e-Invest Plan

The Kotak Life e-Investment Plan is a ULIP offering the dual benefits of financial security for loved ones and a maturity amount f... Read More

Unique Features

  • Multiple plan option
  • Partial withdrawals
  • Enhancing options
Sum AssuredMinimum entry age: 3 years. Maximum entry age: 60 years. Minimum sum assured: 10 Times Annual Premium. Maximum sum assured: 10 Times Annual Premium. Maximum policy term: 99 - Age at Entry.
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Kotak Wealth Optima Plan

Kotak Wealth Optima is a ULIP that combines wealth growth with financial protection for families, offering both maturity and death... Read More

Unique Features

  • Wealth boosters
  • Whole life coverage option
  • Yearly additions
Sum AssuredMinimum entry age: 3 years; Maximum entry age: 65 years; Minimum sum assured: 10 times Annual Premium; Maximum sum assured: 10 times Annual Premium; Maximum policy term: 99 years minus age of life insured
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Kotak Assured Income Accelerator

The Kotak Life Assured Income Accelerator is a dual-purpose life insurance plan that combines protection with savings. It offers g... Read More

Unique Features

  • Guaranteed Income
  • Income Boosters
  • Optional Riders
Sum AssuredMinimum entry age: 3 years Maximum entry age: 65 years Minimum sum assured: 10 Times of Annual Premium Maximum sum assured: 10 Times Annual Premium Maximum policy term: 30 years
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Kotak Guaranteed Fortune Builder Plan

Kotak Life's Guaranteed Fortune Builder is a comprehensive investment and savings plan designed to help individuals achieve financ... Read More

Unique Features

  • Get Long or Early Income
  • Earn Yearly Guaranteed Additions
  • In-built Waiver of Premium
Sum AssuredMinimum entry age: 3 years
Entry AgeMaximum entry age: 60 years
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Kotak Fortune Maximiser Plan

The Kotak Life Fortune Maximiser is a limited-pay participating endowment plan offering long-term life coverage up to age 85. It a... Read More

Unique Features

  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
Sum AssuredMinimum entry age- 90 days
Entry AgeMaximum entry age- 60 years
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Kotak Single Invest Plus Plan

The Kotak Mahindra Single Invest Plus Investment Plan is a single-pay unit-linked insurance plan designed for both life protection... Read More

Unique Features

  • Choice of Fund Options
  • Loyalty Additions
  • In-built Joint Life Cover
Sum AssuredMinimum entry age- 3 year
Entry AgeMaximum entry age- 55 years
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Kotak Smart Life Plan

Kotak Smart Life is a non-linked, participating endowment life insurance plan that helps policyholders achieve financial goals and... Read More

Unique Features

  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria
Sum AssuredMinimum entry age - 3 years
Entry AgeMaximum entry age - 55 years
View plan

Types of SBI Investment Plans Plans

Every plan currently being sold by SBI Investment Plans, shown side-by-side so you can shortlist quickly.

SBI Life Smart Platina Plus

The SBI Life Smart Platina Plus is a non-linked, non-participating life insurance savings plan that provides both life cover and a... Read More

Unique Features

  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
Sum AssuredMinimum entry age: 30 years
Entry AgeMaximum entry age: 60 years
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SBI Life New Smart Samridhi

The SBI Life Smart Samriddhi Plan is a savings-linked life insurance policy offering life coverage throughout the tenure with limi... Read More

Unique Features

  • Limited Premium Payment
  • No Medical Test Required
  • Annual Guaranteed Additions
Sum AssuredMinimum Entry Age: 30 Days
Entry AgeMaximum Entry Age: 50 Years
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SBI Life Smart Hamsafar Plan

The SBI Life Smart Humsafar Plan is a joint life insurance-cum-savings plan designed for spouses, offering both protection and inv... Read More

Unique Features

  • Joint life plan
  • Waiver of premiums
  • Participation in profits
Sum AssuredMinimum entry age: 18 years
Entry AgeMaximum entry age: 46 years
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SBI Shubh Nivesh Plan

The SBI Life Shubh Nivesh Plan is a non-linked, participating life insurance policy offering triple benefits: whole life coverage,... Read More

Unique Features

  • Explore SBI Life Shubh Nivesh
  • Understand the Key Features
  • Check the Eligibility Criteria
Sum AssuredMinimum entry age - 18 years
Entry AgeMaximum entry age - 60 years
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SBI Smart Money Back Gold

The SBI Life Smart Money Back Gold plan is a non-linked, participating life insurance savings plan designed to provide both life c... Read More

Unique Features

  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of the Plan
  • Sample Illustration of the Plan
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SBI Smart Platina Assure

The SBI Life Smart Platina Assure is a non-linked, non-participating life endowment savings plan that combines life cover with gua... Read More

Unique Features

  • Explore SBI Life Smart Platina Assure
  • Key Features of the Plan
  • How the Plan Works
Sum AssuredMinimum Age - 18 years Maximum Age - 60 years
Entry Agesum assured: Rs 5
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SBI Smart Bachat

The SBI Life Smart Bachat Plan is an individual, non-linked, participating life insurance savings product designed to help individ... Read More

Unique Features

  • Know All About SBI Life Smart Bachat
  • Explore the Key Features and Benefits
  • Understand the Exclusions
Sum AssuredMinimum entry age: 3 years
Entry AgeMaximum entry age: 50 years
View plan

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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