Bharti Axa Investment vs Kotak Investment

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Bharti Axa Investment vs Kotak Investment

Bharti Axa Investment

Bharti Axa Life Online Savings Plans help you achieve your future financial goals. Everyone has different financial plans in their life depending on their needs. That’s why Bharti Axa has launched various savings plans and you can choose the one that best suits your needs.

Kotak Investment

Kotak investment plans are versatile and provide the benefit of creating a financial corpus for their customers so that they can fulfill all their aspirations with effective financial planning.

COMPANY DETAILS Edit Bharti Axa Investment Plans

Bharti Axa Investment

Edit Kotak Investment Plans

Kotak Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

000 to No limit

Annual Premiums Collected (2024-25)

000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Claim ratio

Minimum Age - 0 year%

Claim ratio

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

99 years

Solvency Ratio

Maturity Age- 75
Branches

Branches

Annual, half-yearly,

Branches

Annual, half-yearly,
Riders Available

Riders Available

Minimum term - 6 years Maximum term - 30 years

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 12 years

Policy Term

5 to 12 years

Know More About Companies

Overview

Bharti Axa Investment Plans: Overview

Bharti Axa Life Online Savings Plans help you achieve your future financial goals. Everyone has different financial plans in their life depending on their needs. That’s why Bharti Axa has launched various savings plans and you can choose the one that best suits your needs. Various Bharti Axa Life Online Savings Plans are available based on premium payment terms, policy tenure, sum assured, plan options, etc.

Bharti Axa Investment Plans ensures to look after your investment needs by offering different life Insurance plans:

why-choose
  • Guaranteed Returns

  • Flexible-Premium Payment Tenure

  • Multiple Plan Options

  • Policy Loan Option

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Bharti Axa Investment Plans

Bharti Axa Life Online Savings Plans help you achieve your future financial goals. Everyone has different financial plans in their life depending on their needs. That’s why Bharti Axa has launched various savings plans and you can choose the one that best suits your needs.

Investment Plan Plans

Investment Plan

‘A plan that helps you save for your future goals’. Bharti Axa Guaranteed Wealth Pro offers you dual benefits- insurance coverage to provi...

Unique Features

  • Choose your pay structure
  • Insurance cover
  • Multiple income options

Bharti Axa Guaranteed Wealth Pro (Pros)

Bharti Axa Guaranteed Wealth Pro
  • Guaranteed returns
  • Option to choose payout structure
  • Income options

Bharti Axa Guaranteed Wealth Pro (Cons)

Bharti Axa Guaranteed Wealth Pro
  • Suicidal deaths not covered
  • Air accidents not covered

Bharti Axa Guaranteed Wealth Pro (Other Benefits)

Bharti Axa Guaranteed Wealth Pro
  • Choose premium payment term and policy term
  • Insurance cover
  • Additional rider options

Bharti Axa Guaranteed Wealth Pro (Eligibility Criteria)

Bharti Axa Guaranteed Wealth Pro
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum- 105% of total premiums paid
  • Maximum- No limit
  • Maximum policy term- 12 years

Investment Plan

Bharti Axa Life Shining Stars helps you fulfil your child’s dreams without any compromise. This investment plan helps you save a lump sum amount...

Unique Features

  • Get guaranteed maturity benefits
  • Advanced premium payment options
  • Flexible policy tenure

Bharti Axa Shining Stars (Pros)

Bharti Axa Shining Stars
  • Multiple policy and premium payment tenure
  • Maturity benefits
  • Death benefits

Bharti Axa Shining Stars (Cons)

Bharti Axa Shining Stars
  • Suicidal death not covered
  • Aviation accident not covered
  • Adventurous incidents not covered

Bharti Axa Shining Stars (Other Benefits)

Bharti Axa Shining Stars
  • Multiple maturity options to choose from
  • Advanced premium option
  • Paid up benefits

Bharti Axa Shining Stars (Eligibility Criteria)

Bharti Axa Shining Stars
  • Minimum entry age- 18 year
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 50
  • 000
  • Maximum sum assured- No Limit
  • Maximum policy term- 20 years

Investment Plan

With the Bharti AXA Super Series Plan, enjoy guaranteed savings and income for worry-free tomorrow! Bharti AXA Life Super Series provides guaranteed s...

Unique Features

  • Guaranteed Maturity Additions
  • Guaranteed Money Back
  • 3 Premium Payment Options

Bharti AXA Super Series Plan (Pros)

Bharti AXA Super Series Plan
  • Guaranteed Money Back
  • Maturity Benefit
  • Guaranteed Maturity Addition

Bharti AXA Super Series Plan (Cons)

Bharti AXA Super Series Plan
  • Limited Flexibility
  • High premiums
  • Potential lower return

Bharti AXA Super Series Plan (Other Benefits)

Bharti AXA Super Series Plan
  • 3 variants
  • Guaranteed cash payout
  • 5 optional riders

Bharti AXA Super Series Plan (Eligibility Criteria)

Bharti AXA Super Series Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 63 years
  • Sum Assured- No Limit
  • Maximum policy term- 20 years

Investment Plan

Bharti AXA Life Guaranteed Pro is a non-linked, non-participating life insurance savings plan. This plan has the dual benefit of a long-term income op...

Unique Features

  • Regular guaranteed income
  • Lumpsum amount at maturity
  • 2 Plan option

Bharti Axa Guaranteed Income Pro (Pros)

Bharti Axa Guaranteed Income Pro
  • Life insurance cover
  • Two plan options
  • Receive all premiums back
  • Flexibility

Bharti Axa Guaranteed Income Pro (Cons)

Bharti Axa Guaranteed Income Pro
  • No suicidal cover
  • Air accident not covered

Bharti Axa Guaranteed Income Pro (Other Benefits)

Bharti Axa Guaranteed Income Pro
  • Life insurance covers for the whole policy tenure
  • Two plan options: endowment and income option
  • Get paid premium back under the income option

Bharti Axa Guaranteed Income Pro (Eligibility Criteria)

Bharti Axa Guaranteed Income Pro
  • Minimum entry age- 3 months
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No Limit
  • Maximum policy term- 25 years

Investment Plan

Bharti Axa Super Endowment helps you create wealth and even secure the future of your loved ones financially in case of your uncertain demise. You can...

Unique Features

  • Multiple policy tenure
  • Guaranteed additions on maturity
  • Benefits paid on survival

Bharti Axa Super Endowment Plan (Pros)

Bharti Axa Super Endowment Plan
  • Flexible policy tenure and premium payment tenure
  • Guaranteed additions
  • Surrender benefits
  • Maturity benefits

Bharti Axa Super Endowment Plan (Cons)

Bharti Axa Super Endowment Plan
  • Aviation accident not covered
  • No suicidal coverage
  • High premiums

Bharti Axa Super Endowment Plan (Other Benefits)

Bharti Axa Super Endowment Plan
  • Death benefits
  • Extended life cover available
  • Loan against the policy
  • Advance premiums

Bharti Axa Super Endowment Plan (Eligibility Criteria)

Bharti Axa Super Endowment Plan
  • Minimum entry age- 91 days
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 3000
  • Maximum sum assured- No Limit
  • Maximum policy term- 20 years

Investment Plan

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benef...

Unique Features

  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income

Bharti AXA Life Unnati Plan (Pros)

Bharti AXA Life Unnati Plan
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income

Bharti AXA Life Unnati Plan (Cons)

Bharti AXA Life Unnati Plan
  • Suicidal death not covered
  • Illegal activities not covered
  • High premiums

Bharti AXA Life Unnati Plan (Other Benefits)

Bharti AXA Life Unnati Plan
  • Waiver of Premiums
  • Cash Bonuses
  • Guaranteed Income

Bharti AXA Life Unnati Plan (Eligibility Criteria)

Bharti AXA Life Unnati Plan
  • Entry Age: Minimum- 91 days Maximum- 60 years
  • SA: No limit
  • Maximum Maturity Age: 84 years

Investment Plan

Bharti Axa Elite Advantage offers its policyholders dual benefits, including death and maturity benefits. You can also choose rider benefits with this...

Unique Features

  • Flexible premium payment term
  • Loan on policy
  • Guaranteed maturity sum

Bharti Axa Life Elite Advantage (Pros)

Bharti Axa Life Elite Advantage
  • Flexible premium payment terms
  • Life insurance cover
  • Maturity benefits
  • Loan on policy

Bharti Axa Life Elite Advantage (Cons)

Bharti Axa Life Elite Advantage
  • Limited policy term
  • Charges and fees
  • High premiums

Bharti Axa Life Elite Advantage (Other Benefits)

Bharti Axa Life Elite Advantage
  • Grace period
  • Policy loan
  • Free-look option

Bharti Axa Life Elite Advantage (Eligibility Criteria)

Bharti Axa Life Elite Advantage
  • Minimum entry age- 6 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Depends on the minimum premium
  • Maximum sum assured- No Limit
  • Maximum policy term- 12 years

Investment Plan

Save extra with Bharti AXA Dhan Varsha Plan – Guaranteed Survival Benefit and Assured Life Cover. Bharti AXA Life's Dhan Varsha plan is a long-t...

Unique Features

  • Survival Benefits
  • Yearly Cash Bonuses
  • Maturity Benefit

Bharti AXA Life Dhan Varsha Plan (Pros)

Bharti AXA Life Dhan Varsha Plan
  • Guaranteed Survival Benefit
  • Guaranteed Maturity Benefit
  • Cash Bonuses

Bharti AXA Life Dhan Varsha Plan (Cons)

Bharti AXA Life Dhan Varsha Plan
  • Guaranteed Additions
  • No High Sum Assured Rebate
  • No Auto Cover Continuance

Bharti AXA Life Dhan Varsha Plan (Other Benefits)

Bharti AXA Life Dhan Varsha Plan
  • Flexible Premium Payment
  • Flexible Policy Term
  • 4 Add-on Riders

Bharti AXA Life Dhan Varsha Plan (Eligibility Criteria)

Bharti AXA Life Dhan Varsha Plan
  • Minimum entry age- 91 days
  • Maximum entry age- 75 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No Limit

Investment Plan

Bharti Axa Samriddhi is a combination of a life insurance plan and a savings plan. This plan protects your family financially in case of your absence ...

Unique Features

  • Lump sum benefits
  • Flexible premium payment term
  • Non guaranteed bonuses

Bharti Axa Life Samriddhi (Pros)

Bharti Axa Life Samriddhi
  • Life cover
  • Maturity benefits
  • Flexible premium payment term

Bharti Axa Life Samriddhi (Cons)

Bharti Axa Life Samriddhi
  • No death benefits in case of policyholder& 039;s suicide within 12 months
  • No premium discontinuance
  • No pre-existing cover

Bharti Axa Life Samriddhi (Other Benefits)

Bharti Axa Life Samriddhi
  • Lump sum benefits
  • Flexible premium payment term
  • Non guaranteed bonuses

Bharti Axa Life Samriddhi (Eligibility Criteria)

Bharti Axa Life Samriddhi
  • Entry age: Minimum- 0 years Maximum- 55 years
  • SA: Depends on the minimum and maximum premium
  • Premium payment term: 5/12 years or the same as the policy term

Investment Plan

Get Income for Tomorrow with Bharti AXA Monthly Advantage Plan – secure savings, guaranteed returns, and financial security. Bharti AXA Life Mon...

Unique Features

  • Guaranteed Monthly Income
  • Earn Yearly Cash Bonuses
  • Extra Protection with Riders

Bharti AXA Life Monthly Advantage (Pros)

Bharti AXA Life Monthly Advantage
  • Guaranteed monthly income
  • In-built accidental total permanent disability covered
  • Earn annual cash bonus

Bharti AXA Life Monthly Advantage (Cons)

Bharti AXA Life Monthly Advantage
  • No high sum assured rebate
  • Premium offset
  • No auto cover continuance

Bharti AXA Life Monthly Advantage (Other Benefits)

Bharti AXA Life Monthly Advantage
  • Flexible premium payment
  • Add-on riders
  • Guaranteed surrender value

Bharti AXA Life Monthly Advantage (Eligibility Criteria)

Bharti AXA Life Monthly Advantage
  • Minimum entry age- 2 years
  • Maximum entry age- 65 years
  • Policy term- Up to 24 years
  • Minimum sum assured- Rs. 50
  • 000

Investment Plan

Bharti AXA Life Secure Income Plan is a non-linked guaranteed life insurance plan. It provides regular guaranteed monthly income along with fixed guar...

Unique Features

  • Regular Guaranteed Income
  • Guaranteed additions
  • Policy loan facility

Bharti AXA Secure Income Plan (Pros)

Bharti AXA Secure Income Plan
  • Regular guaranteed ncome
  • Guaranteed additions
  • Policy loan facility

Bharti AXA Secure Income Plan (Cons)

Bharti AXA Secure Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti AXA Secure Income Plan (Other Benefits)

Bharti AXA Secure Income Plan
  • Life insurance cover
  • Maturity benefits
  • Tax benefits

Bharti AXA Secure Income Plan (Eligibility Criteria)

Bharti AXA Secure Income Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No limit
  • Maximum policy term- 20 years

Investment Plan

Bharti Axa Life Child Advantage Plan helps you secure your child's future. This plan comes with maturity benefits as well as life insurance coverage. ...

Unique Features

  • Offers Premium Waiver Benefit
  • Choose Maturity Option
  • Choose Premium Payment Term

Bharti Axa Child Advantage Plan (Pros)

Bharti Axa Child Advantage Plan
  • Offers you Premium Waiver Benefit
  • Choose your maturity option
  • Choose your premium payment term

Bharti Axa Child Advantage Plan (Cons)

Bharti Axa Child Advantage Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti Axa Child Advantage Plan (Other Benefits)

Bharti Axa Child Advantage Plan
  • Potential bonuses
  • Maturity benefits
  • Guaranteed payout

Bharti Axa Child Advantage Plan (Eligibility Criteria)

Bharti Axa Child Advantage Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 18 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No limit
  • Maximum policy term- 21 years

Investment Plan

Save More with Bharti AXA Life Flexi Save Plan – Earn Annual Bonuses Along with Assured Life Cover.Bharti AXA Life Flexi Save plan is a non-part...

Unique Features

  • Flexibility to Modify Policy Term
  • Earn Yearly Cash Bonuses
  • Guaranteed Maturity Benefit

Bharti AXA Life Flexi Save (Pros)

Bharti AXA Life Flexi Save
  • Flexibility to modify policy term
  • Cash bonuses
  • Death benefits

Bharti AXA Life Flexi Save (Cons)

Bharti AXA Life Flexi Save
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti AXA Life Flexi Save (Other Benefits)

Bharti AXA Life Flexi Save
  • Maturity benefits
  • Partial withdrawals
  • Tax benefits

Bharti AXA Life Flexi Save (Eligibility Criteria)

Bharti AXA Life Flexi Save
  • Minimum entry age- 0 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Depends on minimum premium
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

Investment Plan

Bharti Axa Wealth Pro Plan offers you dual benefits- life cover to protect your family financially even in your absence and create wealth over a perio...

Unique Features

  • Wealth boosters
  • Loyalty additions
  • Multiple investment strategies

Bharti Axa Life Wealth Pro (Pros)

Bharti Axa Life Wealth Pro
  • Wealth boosters
  • Loyalty additions
  • Multiple investment strategies

Bharti Axa Life Wealth Pro (Cons)

Bharti Axa Life Wealth Pro
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti Axa Life Wealth Pro (Other Benefits)

Bharti Axa Life Wealth Pro
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Bharti Axa Life Wealth Pro (Eligibility Criteria)

Bharti Axa Life Wealth Pro
  • Minimum entry age- 0 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 1
  • 00
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

Investment Plan

Bharti Axa Future Invest is a combination of a life insurance product and an investment plan. Your family gets financial protection in case of your un...

Unique Features

  • Zero allocation charges
  • Expandable investment period
  • Limited premium payment term

Bharti Axa Life Future Invest Plan (Pros)

Bharti Axa Life Future Invest Plan
  • Limited premium payment term
  • Extendable investment period
  • Liquidity benefits

Bharti Axa Life Future Invest Plan (Cons)

Bharti Axa Life Future Invest Plan
  • No Guaranteed Additions
  • No Premium Offset
  • Whole Life Cover Not Available

Bharti Axa Life Future Invest Plan (Other Benefits)

Bharti Axa Life Future Invest Plan
  • Maturity benefits
  • Zero allocation charges
  • Tax Benefits

Bharti Axa Life Future Invest Plan (Eligibility Criteria)

Bharti Axa Life Future Invest Plan
  • Entry age - 18 years
  • Max entry age - 59 years
  • Min sum assured - 125% of Single Premium
  • Max maturity age - 69 years
  • PPT - Single Pay and 5 years

Kotak Investment Plans

Kotak investment plans are versatile and provide the benefit of creating a financial corpus for their customers so that they can fulfill all their aspirations with effective financial planning.

Kotak Investment Plans Plans

Kotak Investment Plans

Kotak Life Assured Savings is a non-participating endowment assurance plan. This investment plan is designed to provide dual benefits of protection al...

Unique Features

  • Guaranteed maturity amount
  • Increasing life cover
  • Policy loan available

Kotak Life Assured Savings (Pros)

Kotak Life Assured Savings
  • Guaranteed Loyalty Addition
  • Tax Benefits
  • Two Policy Terms

Kotak Life Assured Savings (Cons)

Kotak Life Assured Savings
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Life Assured Savings (Other Benefits)

Kotak Life Assured Savings
  • Rider benefits
  • Maturity benefits
  • Guaranteed lump sum

Kotak Life Assured Savings (Eligibility Criteria)

Kotak Life Assured Savings
  • Minimum entry age- 3 years
  • Maximum entry age- 60 years
  • Minimum sum assured - NA
  • Maximum sum assured - NA
  • Maximum policy term- 20 years

Kotak Investment Plans

Kotak e-Invest Plan is a ULIP (Unit Linked Insurance Plan) that offers you dual benefits- financial security to your loved ones in your absence and ma...

Unique Features

  • Multiple plan option
  • Partial withdrawals
  • Enhancing options

Kotak e-Invest Plan (Pros)

Kotak e-Invest Plan
  • Discontinuance
  • Tax Benefits
  • Policy revival

Kotak e-Invest Plan (Cons)

Kotak e-Invest Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak e-Invest Plan (Other Benefits)

Kotak e-Invest Plan
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Kotak e-Invest Plan (Eligibility Criteria)

Kotak e-Invest Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 60 years
  • Minimum sum assured - 10 Times Annual Premium
  • Maximum sum assured - 10 Times Annual Premium
  • Maximum policy term- 99-age at entry

Kotak Investment Plans

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your g...

Unique Features

  • Get Long or Early Income
  • Earn Yearly Guaranteed Additions
  • In-built Waiver of Premium

Kotak Guaranteed Fortune Builder Plan (Pros)

Kotak Guaranteed Fortune Builder Plan
  • Guaranteed Benefits
  • Guaranteed Income
  • Comprehensive Life Cover

Kotak Guaranteed Fortune Builder Plan (Cons)

Kotak Guaranteed Fortune Builder Plan
  • Premium Offset
  • High Sum Assured Rebate
  • Top-up Premium

Kotak Guaranteed Fortune Builder Plan (Other Benefits)

Kotak Guaranteed Fortune Builder Plan
  • Premium Break
  • Spouse Cover
  • Whole Life Cover

Kotak Guaranteed Fortune Builder Plan (Eligibility Criteria)

Kotak Guaranteed Fortune Builder Plan
  • Minimum entry age- 3 year
  • Maximum entry age- 60 years
  • Sum Assured- No Limit
  • Maximum policy term- 10 years

Kotak Investment Plans

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan...

Unique Features

  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout

Kotak Fortune Maximiser Plan (Pros)

Kotak Fortune Maximiser Plan
  • Coverage till 85 years
  • Multiple Plan Options
  • Choice of Bonus Payout

Kotak Fortune Maximiser Plan (Cons)

Kotak Fortune Maximiser Plan
  • Guaranteed Additions
  • No High Sum Assured Rebate
  • No Auto Cover Continuance

Kotak Fortune Maximiser Plan (Other Benefits)

Kotak Fortune Maximiser Plan
  • Spouse Life Cover
  • Encashment of Paid-Up Additions Feature
  • Enhanced Sum Assured for Female Life

Kotak Fortune Maximiser Plan (Eligibility Criteria)

Kotak Fortune Maximiser Plan
  • Minimum entry age- 90 days
  • Maximum entry age- 60 years
  • Sum assured- No Limit
  • Maximum policy term- 85 years

Kotak Investment Plans

Invest once or get benefits for life with the Kotak Single Invest Plus Plan Kotak Single Invest Plus Plan is a single-pay unit-linked insurance plan t...

Unique Features

  • Choice of Fund Options
  • Loyalty Additions
  • In-built Joint Life Cover

Kotak Single Invest Plus Plan (Pros)

Kotak Single Invest Plus Plan
  • Single payment-long-term coverage
  • Joint life cover feature
  • Advantage of loyalty additions

Kotak Single Invest Plus Plan (Cons)

Kotak Single Invest Plus Plan
  • Suicide within 12 months of the policy purchase is not covered
  • Consumption of any intoxicants
  • Death due to any aviation accident
  • Death due to any adventurous sports

Kotak Single Invest Plus Plan (Other Benefits)

Kotak Single Invest Plus Plan
  • Access to your Fund
  • Settlement Options

Kotak Single Invest Plus Plan (Eligibility Criteria)

Kotak Single Invest Plus Plan
  • Minimum entry age- 3 year
  • Maximum entry age- 55 years
  • Minimum sum assured- 1.25 times of the Single Premium
  • Maximum policy term- 15 years

Kotak Investment Plans

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st polic...

Unique Features

  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria

Kotak Smart Life Plan (Pros)

Kotak Smart Life Plan
  • Death Benefit
  • Survival Benefit
  • Maturity benefit

Kotak Smart Life Plan (Cons)

Kotak Smart Life Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Kotak Smart Life Plan (Other Benefits)

Kotak Smart Life Plan
  • Comprehensive Protection
  • Flexibility
  • Availability of Riders

Kotak Smart Life Plan (Eligibility Criteria)

Kotak Smart Life Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 250000
  • Maximum sum assured- No limit
  • Maximum policy terrm- 75 years less entry age of life insured

Investment Plan Plans

Investment Plan

Kotak Life Premier Endowment plan is a combination of a life insurance plan and a savings plan offered by Kotak Life Insurance. Life insurance offers ...

Unique Features

  • Guaranteed additions
  • Bonuses
  • Flexible payment term

Kotak Premier Endowment Plan (Pros)

Kotak Premier Endowment Plan
  • Policy revival
  • Surrender value
  • Policy loan

Kotak Premier Endowment Plan (Cons)

Kotak Premier Endowment Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Premier Endowment Plan (Other Benefits)

Kotak Premier Endowment Plan
  • Death benefit
  • Tax benefit
  • Maturity benefits

Kotak Premier Endowment Plan (Eligibility Criteria)

Kotak Premier Endowment Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 60 years
  • Minimum sum assured - Depends on premium amounts
  • Maximum sum assured - Depends on premium amounts
  • Maximum policy term- 30 years

Investment Plan

Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence a...

Unique Features

  • Zero premium allocation charges
  • Flexible premium pay
  • Partial withdrawals

Kotak Life Invest Maxima (Pros)

Kotak Life Invest Maxima
  • Systematic Switching Strategy
  • Tax benefits
  • Discontinuance

Kotak Life Invest Maxima (Cons)

Kotak Life Invest Maxima
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Life Invest Maxima (Other Benefits)

Kotak Life Invest Maxima
  • Policy revival
  • Free look option
  • Grace period

Kotak Life Invest Maxima (Eligibility Criteria)

Kotak Life Invest Maxima
  • Minimum entry age- 0 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 5
  • 10 and 7 times of annual premium
  • Maximum sum assured - 5
  • 10 and 7 times of annual premium
  • Maximum policy term - 30 years

Investment Plan

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum ...

Unique Features

  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions

Kotak Life Premier Money Back Plan (Pros)

Kotak Life Premier Money Back Plan
  • Regular payout
  • Maturity additions
  • Tax benefits

Kotak Life Premier Money Back Plan (Cons)

Kotak Life Premier Money Back Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Life Premier Money Back Plan (Other Benefits)

Kotak Life Premier Money Back Plan
  • Discounts
  • Cash bonuses
  • Surrender benefit

Kotak Life Premier Money Back Plan (Eligibility Criteria)

Kotak Life Premier Money Back Plan
  • Minimum entry age- 2 years
  • Maximum entry age- 57 years
  • Minimum sum assured - Rs. 1
  • 50
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term - 24 years

Investment Plan

Kotak Classic Endowment Plan is a long-term protection cum savings plan that helps you grow your money. It is a participating endowment plan that offe...

Unique Features

  • Cover up to 75 Years
  • Special Premium Discount
  • Additional Bonuses

Kotak Classic Endowment Plan (Pros)

Kotak Classic Endowment Plan
  • Rider Benefit
  • Maturity Benefit
  • Tax benefits

Kotak Classic Endowment Plan (Cons)

Kotak Classic Endowment Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Classic Endowment Plan (Other Benefits)

Kotak Classic Endowment Plan
  • Surrender Benefit
  • Cash bonuses
  • Paid-up Benefit

Kotak Classic Endowment Plan (Eligibility Criteria)

Kotak Classic Endowment Plan
  • Minimum entry age- 0 years
  • Maximum entry age- 70 years
  • Minimum sum assured - NA
  • Maximum sum assured - NA
  • Maximum policy term - 75 years

Investment Plan

Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) offered by Kotak Life Insurance. It combines the benefits of investment and insur...

Unique Features

  • Single premium payment option
  • Choice of 5 different funds
  • 3 investment strategies

Kotak Single Invest Advantage (Pros)

Kotak Single Invest Advantage
  • Fund options
  • Investment options
  • Tax benefits

Kotak Single Invest Advantage (Cons)

Kotak Single Invest Advantage
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Single Invest Advantage (Other Benefits)

Kotak Single Invest Advantage
  • Death benefit
  • Maturity benefit
  • Partial withdrawal

Kotak Single Invest Advantage (Eligibility Criteria)

Kotak Single Invest Advantage
  • Minimum entry age- 3 years
  • Maximum entry age- 45 years
  • Minimum sum assured - 10 times the basic sum assured
  • Maximum sum assured - 10 times the basic sum assured
  • Maximum policy term - 15 years

Investment Plan

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the sa...

Unique Features

  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders

Kotak Platinum Insurance plan (Pros)

Kotak Platinum Insurance plan
  • 7 fund options
  • Tax benefits
  • Partial withdrawl

Kotak Platinum Insurance plan (Cons)

Kotak Platinum Insurance plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Platinum Insurance plan (Other Benefits)

Kotak Platinum Insurance plan
  • Death benefit
  • Maturity benefit
  • Investment options

Kotak Platinum Insurance plan (Eligibility Criteria)

Kotak Platinum Insurance plan
  • Minimum entry age- 1 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 25 times AP
  • Maximum sum assured - 25 times AP
  • Maximum policy term - 30 years

Investment Plan

Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits...

Unique Features

  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from

Kotak Ace Investment Plan (Pros)

Kotak Ace Investment Plan
  • Grace period
  • Tax benefits
  • Policy revival

Kotak Ace Investment Plan (Cons)

Kotak Ace Investment Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Ace Investment Plan (Other Benefits)

Kotak Ace Investment Plan
  • Discontinuance
  • Life cover
  • Investment strategies

Kotak Ace Investment Plan (Eligibility Criteria)

Kotak Ace Investment Plan
  • Minimum entry age- 0 years
  • Maximum entry age- 65 years
  • Minimum sum assured - Higher of 10 times AP
  • Maximum sum assured - Higher of 10 times AP
  • Maximum policy term - 30 years

Investment Plan

Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of yo...

Unique Features

  • Wealth boosters
  • Whole life coverage option
  • Yearly additions

Kotak Wealth Optima Plan (Pros)

Kotak Wealth Optima Plan
  • Discontinuance
  • Tax benefits
  • Policy revival

Kotak Wealth Optima Plan (Cons)

Kotak Wealth Optima Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Wealth Optima Plan (Other Benefits)

Kotak Wealth Optima Plan
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Kotak Wealth Optima Plan (Eligibility Criteria)

Kotak Wealth Optima Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 10 Times Annual Premium
  • Maximum sum assured - 10 Times Annual Premium
  • Maximum policy term- 99-age of life insured

Investment Plan

Invest smartly for a better tomorrow with Kotak Assured Income Accelerator Kotak Life Assured Income Accelerator Plan is a dual-purpose protection and...

Unique Features

  • Guaranteed Income
  • Income Boosters
  • Optional Riders

Kotak Assured Income Accelerator (Pros)

Kotak Assured Income Accelerator
  • Discontinuance
  • Tax benefits
  • Policy revival

Kotak Assured Income Accelerator (Cons)

Kotak Assured Income Accelerator
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Assured Income Accelerator (Other Benefits)

Kotak Assured Income Accelerator
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Kotak Assured Income Accelerator (Eligibility Criteria)

Kotak Assured Income Accelerator
  • Minimum entry age- 3 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 10 Times of Annual Premium
  • Maximum sum assured - 10 Times Annual Premium
  • Maximum policy term- 30 years

Plans

Kotak Premier Income Plan is a non-linked, participating whole life insurance plan offered by Kotak Life Insurance. It provides dual benefits of savin...

Unique Features

  • Guaranteed regular payout
  • Bonus benefits
  • Rider protection

Kotak Premier Income Plan (Pros)

Kotak Premier Income Plan
  • Rider Benefit
  • Maturity Benefit
  • Tax Benefits

Kotak Premier Income Plan (Cons)

Kotak Premier Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Premier Income Plan (Other Benefits)

Kotak Premier Income Plan
  • Enhanced SI
  • Riders
  • Bonus

Kotak Premier Income Plan (Eligibility Criteria)

Kotak Premier Income Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 55 years
  • Minimum sum assured - Depends on the premium and policy term
  • Maximum sum assured - Depends on the premium and policy term
  • Maximum policy term - 23 years

Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones wil...

Unique Features

  • Guaranteed loyalty additions
  • Limited premium payment options
  • Waiting period

Kotak Guaranteed Savings Plan (Pros)

Kotak Guaranteed Savings Plan
  • Policy loan
  • Tax benefits
  • Flexible premium payment

Kotak Guaranteed Savings Plan (Cons)

Kotak Guaranteed Savings Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Guaranteed Savings Plan (Other Benefits)

Kotak Guaranteed Savings Plan
  • Death benefit
  • Maturity benefit
  • Surrender value

Kotak Guaranteed Savings Plan (Eligibility Criteria)

Kotak Guaranteed Savings Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 60 years
  • Minimum sum assured - Based on premium age/policy term/premium payment term
  • Maximum sum assured - Based on premium age/policy term/premium payment term
  • Maximum policy term - 20 years
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.