Bharti Axa Investment vs Lic Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Customer rating

Lic Life Insurance

4.2 / 5Bharti Axa Investment 4.5 / 5Lic Life Insurance

Claim settlement ratio

Lic Life Insurance

Minimum Age - 0 year%Bharti Axa Investment 98.5%Lic Life Insurance

Share of death claims the insurer paid

Solvency ratio

Bharti Axa Investment

99 yearsBharti Axa Investment 1.98Lic Life Insurance

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Bharti Axa Investment

✎ Edit

Lic Life Insurance

Customer rating

Customer rating

4.2 / 5

Customer rating

4.5 / 5 Higher
Life insurance plans listed

Life insurance plans listed

15 plans ❯

Life insurance plans listed

31 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 25,000 to No limit

Annual premiums collected (2024-25)

₹ 4,75,751.92 crores
Claim settlement ratio

Claim settlement ratio

Minimum Age - 0 year%

Claim settlement ratio

98.5% Higher
Solvency ratio

Solvency ratio

99 years Higher

Solvency ratio

1.98
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

2048
Payout options

Payout options

Not available

Payout options

Lump sum, regular frequencies or a combination of both
Riders available

Riders available

Minimum term: 6 years. Maximum term: 30 years.

Riders available

Accidental Death and Disability Benefits Rider, Accidental Death Benefits Rider, Critical Illness Rider, Waiver Benefit Rider
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Plans from Bharti Axa Investment and Lic Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Investment Plan

Bharti AXA Guaranteed Wealth Pro

The Bharti AXA Guaranteed Wealth Pro is an investment plan designed for wealth creation with the added benefit of life insurance… Read More

  • Choose your pay structure
  • Insurance cover
  • Multiple income options
Sum assured5, 6, 8, 10, 12 years
Entry ageMin- 0 years, Max- 60 years
View plan
Investment Plan

Bharti Axa Shining Stars

The Bharti AXA Shining Stars Investment Plan helps secure a child's future by combining lump-sum savings with life insurance cove… Read More

  • Get guaranteed maturity benefits
  • Advanced premium payment options
  • Flexible policy tenure
Sum assured7 to 15 years
Entry age18 years
View plan
Investment Plan

Bharti AXA Super Series Plan

The Bharti AXA Super Series Investment Plan provides guaranteed savings and income, coupled with life cover, for a secure financi… Read More

  • Guaranteed Maturity Additions
  • Guaranteed Money Back
  • 3 Premium Payment Options
Sum assured6, 7, and 10 years
Entry ageMin- 0 years, Max- 63 years
View plan
Investment Plan

Bharti Axa Guaranteed Income Pro

Bharti AXA Life Guaranteed Income Pro is a non-linked, non-participating life insurance savings plan offering both guaranteed inc… Read More

  • Regular guaranteed income
  • Lump sum amount at maturity
  • Two plan options
Sum assuredAnnual, semi-annual, quarterly & monthly
Entry ageMinimum- 3 months, Maximum- 65 years
View plan
Investment Plan

Bharti AXA Super Endowment Plan

The Bharti AXA Super Endowment Plan is a non-participating, non-linked savings life insurance plan designed to help build wealth… Read More

  • Multiple policy tenures
  • Guaranteed additions on maturity
  • Benefits paid on survival
Sum assured8 to 15 years
Entry ageMinimum - 91 days, Maximum - 60 years
View plan
Investment Plan

Bharti AXA Life Unnati Plan

The Bharti AXA Life Unnati plan is a dual-purpose life insurance policy, combining protection and savings with coverage up to 100… Read More

  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
Sum assured5,7,10,12 years
Entry ageMinimum - 91 days, Maximum - 60 years
View plan
Investment Plan

Bharti Axa Life Elite Advantage

The Bharti Axa Elite Advantage Investment Plan provides policyholders with dual benefits, combining life insurance coverage for f… Read More

  • Flexible premium payment term
  • Loan on policy
  • Guaranteed maturity sum
Sum assured5,7 and, 12 years
Entry ageMinimum - 6 years
View plan
Investment Plan

Bharti AXA Life Dhan Varsha Plan

Bharti AXA Dhan Varsha is a long-term savings and family protection plan designed to offer both guaranteed benefits and potential… Read More

  • Survival Benefits
  • Yearly Cash Bonuses
  • Maturity Benefit
Sum assured10, 15 years
Entry ageMin- 91 days, Max- 55 years
View plan
Investment Plan

Bharti Axa Life Samriddhi

The Bharti AXA Samriddhi Investment Plan combines life insurance with savings, offering financial protection for the family and h… Read More

  • Lump sum benefits
  • Flexible premium payment term
  • Non-guaranteed bonuses
Sum assured5, 12 years, or the same as the policy…
Entry ageMinimum: 0 years, Maximum: 55 years
View plan
Investment Plan

Bharti AXA Life Monthly Advantage

The Bharti AXA Monthly Advantage Investment Plan is a non-participating life insurance savings plan designed to provide guarantee… Read More

  • Guaranteed Monthly Income
  • Earn Yearly Cash Bonuses
  • Extra Protection with Riders
Sum assured6, 8, 12 years
Entry ageMin- 91 days, Max- 65 years
View plan
Investment Plan

Bharti AXA Secure Income Plan

The Bharti AXA Secure Income Investment Plan is a non-linked, guaranteed life insurance plan offering regular, tax-free monthly i… Read More

  • Regular Guaranteed Income
  • Guaranteed Additions
  • Policy Loan Facility
Sum assured5,7,10 years
Entry ageMinimum Entry Age: 0 years, Maximum Ent…
View plan
Investment Plan

Bharti Axa Child Advantage Plan

The Bharti Axa Child Advantage Investment Plan helps secure a child's future by combining investment growth with life insurance c… Read More

  • Offers Premium Waiver Benefit
  • Choose Maturity Option
  • Choose Premium Payment Term
Sum assuredSame as the policy term
Entry age18 years
View plan
Investment Plan

Bharti AXA Life Flexi Save

The Bharti AXA Flexi Save Investment Plan is a non-participating savings plan offering both life cover and wealth growth through… Read More

  • Flexibility to Modify Policy Term
  • Earn Yearly Cash Bonuses
  • Guaranteed Maturity Benefit
Sum assured5,7,12 years
Entry ageMinimum Age - 0 days Maximum Age - 65 y…
View plan
Investment Plan

Bharti Axa Life Wealth Pro

The Bharti AXA Wealth Pro Investment Plan combines life insurance coverage with wealth creation, offering dual benefits for finan… Read More

  • Wealth boosters
  • Loyalty additions
  • Multiple investment strategies
Sum assured5,7,10,15,20, Single Pay
Entry ageMinimum Age: 0 days, Maximum Age: 65 ye…
View plan
Investment Plan

Bharti Axa Life Future Invest Plan

Bharti Axa Future Invest is a unit-linked plan combining life insurance coverage with investment opportunities, offering financia… Read More

  • Zero allocation charges
  • Expandable investment period
  • Limited premium payment term
Sum assuredSingle Pay and 5 years
Entry ageMinimum Age - 18 years, Maximum Age - 5…
View plan
Lic Life Insurance Plans

LIC Jeevan Labh

LIC Jeevan Labh (Plan 936) is a non-linked, limited premium paying endowment plan from LIC, combining protection and savings. It… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10,15,16 years
Entry ageMinimum Age: 18 years, Maximum Age: 65…
View plan
Lic Life Insurance Plans

LIC Premium Endowment

The LIC Premium Endowment Plan (830) offers a dual benefit, providing financial protection for the family in case of the policyho… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Age - 30 days, Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Jeevan Tarun

LIC's Jeevan Tarun Plan (934) is a participating, non-linked, limited premium plan offering protection and savings tailored for a… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured20 Minus Age at Entry
Entry ageMinimum Age - 90 days Maximum Age - 12…
View plan
Lic Life Insurance Plans

LIC New Children Money Back Plan

LIC's New Children Money Back Plan (Plan 932) helps parents and grandparents secure a child's future with financial support up to… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured25 minus Age at Entry
Entry ageMinimum Age - 0 years Maximum Age - 12…
View plan
Lic Life Insurance Plans

LIC Bima Bachat

The LIC Bima Bachat Plan (916) is a single premium participating endowment policy focused on financial security and savings. It f… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured9 to 15 years
Entry ageMinimum Age - 15 years, Maximum Age - 6…
View plan
Lic Life Insurance Plans

LIC Bima Diamond

The LIC Bima Diamond Plan (Table No. 841) was a non-linked, limited premium paying money-back plan, combining insurance and savin… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 15 years
Entry ageMinimum Age: 14 years, Maximum Age: 45…
View plan
Lic Life Insurance Plans

LIC Jeevan Arogya

LIC Jeevan Arogya is a health insurance plan from LIC, offering financial protection against rising medical expenses with afforda… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredNA
Entry ageMinimum Age: 91 days, Maximum Age: 75 y…
View plan
Lic Life Insurance Plans

LIC Jeevan Shagun

LIC Jeevan Shagun (Plan 826) was a single-premium, participating money-back life insurance plan that combined life cover with gua… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Entry Age: 8 years, Maximum Ent…
View plan
Lic Life Insurance Plans

LIC New Money Back 20 Years

The LIC New Money Back Plan 20 Years (Plan 920) is a non-linked, participating plan designed for business and salaried individual… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured15 years
Entry ageMinimum Age - 13 years, Maximum Age - 5…
View plan
Lic Life Insurance Plans

LIC Jeevan Akshay

LIC Jeevan Akshay VI is an immediate annuity pure pension plan from LIC, designed for senior citizens seeking financial independe… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured5 to 20 years
Entry ageMinimum Age: 25 years, Maximum Age: 85…
View plan
Lic Life Insurance Plans

LIC Jeevan Shikhar

The LIC Jeevan Shikhar Plan (837) is a non-linked, participating, single premium endowment plan designed for both savings and pro… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Age - 6 years Maximum Age - 45…
View plan
Lic Life Insurance Plans

LIC Aadhaar Stambh

The LIC Aadhaar Stambh Plan is a non-linked, with-profits endowment plan designed exclusively for male Aadhaar cardholders, combi… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 20 years
Entry ageMinimum Age - 8 years. Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Aadhaar Shila

LIC's Aadhaar Shila Plan is a non-linked, with-profits endowment plan designed exclusively for female Aadhaar cardholders, offeri… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSame as the policy term
Entry ageMinimum Age - 8 years, Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Jeevan Umang

LIC Jeevan Umang (Plan 945) is a whole life insurance plan that combines long-term savings with regular income. It offers yearly… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured15 to 30 years
Entry ageMinimum Age - 90 days Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC New Jeevan Anand

LIC New Jeevan Anand is a participating, non-linked plan that combines lifelong protection with savings, offering a death benefit… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured- ₹1 Lakh
Entry ageMinimum Age - 18 years, Maximum Age - 5…
View plan
Lic Life Insurance Plans

LIC Jeevan Rakshak Plan

LIC Jeevan Rakshak Plan (Table No. 827) is a non-linked, participating plan from LIC that combines life insurance and savings, of… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredEqual to the policy term
Entry ageMinimum Age: 8 years, Maximum Age: 55 y…
View plan
Lic Life Insurance Plans

LIC Jeevan Lakshya Plan

LIC Jeevan Lakshya (Plan 933) is a non-linked, With-Profits Endowment Assurance plan designed to provide financial security for c… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredPolicy term minus 3 years
Entry ageMinimum Age - 18 years Maximum Age - 50…
View plan
Lic Life Insurance Plans

LIC New Endowment Plan

The LIC New Endowment Plan (914) is a non-linked life insurance policy offering guaranteed returns and bonuses, suitable for indi… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSame as policy term
Entry ageMinimum Age - 8 years Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Single Premium Endowment

The LIC Single Premium Endowment Plan (Plan 917) is a traditional endowment policy offering both investment and protection with a… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Age - 90 days, Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Jeevan Saral

LIC Jeevan Saral Plan (165) is an endowment assurance plan where the policyholder chooses the premium amount, receiving approxima… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 35 years
Entry ageMinimum Age - 18 years Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Pradhan Mantri Vaya Vandana Yojana

The Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government-subsidized, single-premium pension plan from LIC, offering an assu… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredDepends on the policy tenure
Entry ageMinimum Age - 60 years Maximum Age - No…
View plan
Lic Life Insurance Plans

LIC Kanyadan Policy

The LIC Kanyadan Policy, a popular term for plans like LIC Jeevan Lakshya, Amritbaal, and Jeevan Labh, helps parents build a fina… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredPolicy term minus 3 years
Entry ageMinimum Age - 18 years Maximum Age - 50…
View plan
Lic Life Insurance Plans

LIC Jeevan Shanti

LIC's New Jeevan Shanti (Plan No. 858) is a non-linked, single premium, deferred annuity plan from LIC, offering guaranteed annui… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured1 to 12 years
Entry ageMinimum Age - 30 years Maximum Age - 79…
View plan
Lic Life Insurance Plans

LIC Jeevan Saathi

LIC Jeevan Saathi (Plan 89) is an endowment assurance policy designed to cover both husband and wife under a single plan, offerin… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 20 years
Entry ageMinimum Age - 18 years Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Micro Bachat

The LIC Micro Bachat Plan is a traditional, non-linked, participating micro-insurance plan offering both protection and savings… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSame as policy term
Entry ageMinimum Age - 18 years Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Komal Jeevan

The LIC Komal Jeevan Plan is a child-specific insurance policy for those aged 0-10, designed to secure their future needs like ed… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured18 years
Entry ageMinimum Age - 90 days Maximum Age - 10…
View plan
Lic Life Insurance Plans

LIC Navjeevan Plan

LIC Nav Jeevan Plan (853) is a non-linked, with-profit endowment insurance plan from LIC, designed to provide financial security… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 18 years
Entry ageMinimum Age - 90 days Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC SIIP Plan

LIC SIIP (Plan 852) is a unit-linked, non-participating individual life insurance plan offering investment opportunities alongsid… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 25 years
Entry ageMinimum Age - 90 days Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Bima Shree

LIC Bima Shree is a traditional, non-linked, money-back life insurance policy that combines security with savings through guarant… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 16 years
Entry ageMinimum Age - 8 years Maximum Age - 45…
View plan
Lic Life Insurance Plans

LIC Nivesh Plus

LIC Nivesh Plus (Plan 849) is a single-premium, unit-linked life insurance plan offering both protection and investment growth. I… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 25 years
Entry ageMinimum Age: 90 days; Maximum Age: 70 y…
View plan
Lic Life Insurance Plans

LIC Jeevan Akshay VII

LIC Jeevan Akshay VII is a single premium, non-linked, immediate annuity plan from LIC, designed to provide a lifelong pension to… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured₹1 Lakh
Entry ageMinimum Age - 25 years Maximum Age - 10…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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