Tata Aia Investment vs Bharti Axa Investment Life Insurance 2026 | PolicyX

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Overview

Tata AIA Investment Plans: Overview

Tata AIA Life Insurance is a joint venture between Tata Sons and AIA Group Ltd. It is one of the leading life insurers in India, offering a range of insurance solutions including: term insurance plans, child plans, retirement solutions, etc.

Tata AIA Investment Plans are designed to offer life coverage along with maturity benefits to ensure wealth creation. Tata AIA offers various investment plans, allowing you to choose one that best fits your requirements and risk appetite.

Tata AIA Investment Plans address your investment needs by offering:

  • Financial Security
  • Wealth Accumulation
  • Additions and Bonuses
  • Tax Benefits
COMPANY DETAILS ✎ Edit

Tata Aia Investment

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Bharti Axa Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 000 to No limit

Annual Premiums Collected (2024-25)

₹ 000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Payout Options

Minimum Age - 0 year%

Payout Options

Minimum Age - 0 year%
Solvency Ratio

Solvency Ratio

100 years

Solvency Ratio

99 years
Pan India Presence

Pan India Presence

Yearly, half-yearly

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Minimum term: 6 years Maximum term: 30 years

Riders Available

Minimum term: 6 years. Maximum term: 30 years.
Policy Term

Policy Term

5 to 30 years

Policy Term

5 to 12 years
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

-

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

-

Awards and recognitions

-

Riders

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Types of Tata AIA Investment Plans Plans

Every plan currently being sold by Tata AIA Investment Plans, shown side-by-side so you can shortlist quickly.

Gold Income Plan

Tata AIA Gold Income Plan is a non-linked individual life insurance saving plan. This plan is designed to offer guaranteed returns... Read More

Unique Features

  • Guaranteed income
  • Income booster available
  • Enhanced protection through riders
Sum AssuredMinimum entry age - 3 years
Entry AgeMaximum entry age - 65 years
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Tata AIA Smart Income Plus Plan

Invest smartly with Tata AIA Smart Income Plus – secure savings, guaranteed income, and financial security. This investment ... Read More

Unique Features

  • Income/Endowment Option
  • Premium Boost Discounts
  • 2 Optional Riders
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 50 years
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Fortune Guarantee Plus

Tata AIA Fortune Guarantee Plus by Tata AIA Life Insurance is an individual non-linked life insurance savings plan. It is designed... Read More

Unique Features

  • Guaranteed annual income
  • Joint life option
  • 2% online discount for women
Sum AssuredEntry Age: Minimum 1 year
Entry AgeMaximum 60 years
View plan

Tata AIA MahaLife Gold

Tata AIA MahaLife Gold is a traditional life insurance savings plan offered by Tata AIA Life Insurance. It offers whole-life cover... Read More

Unique Features

  • Whole life coverage
  • Paid annual income
  • Guaranteed amount on maturity
Sum AssuredMinimum entry age: 30 days
Entry AgeMaximum entry age: 65 years
View plan

Tata AIA Guaranteed Monthly Income

Invest Smartly with Tata AIA Monthly Income Plan – Guaranteed Income and Assured Life Cover.Tata AIA Life Insurance Guaranteed M... Read More

Unique Features

  • Large Premium Boost
  • Guaranteed Monthly Income
  • 3D cover
Sum AssuredMinimum Entry Age: 6 years
Entry AgeMaximum Entry Age: 13 years. Sum Assured: 11 times the Annualized Premiums. Maximum Policy Term: 12 years.
View plan

Tata AIA Smart Value Income Plan

To save more, invest smartly with the Tata AIA Smart Value Income Plan. The Tata AIA Smart Value Income Plan, from Tata AIA Life I... Read More

Unique Features

  • Whole Life Cover
  • Life Protect Feature
  • Premium Offset Benefit
Sum AssuredMinimum entry age- 45 years
Entry AgeMaximum entry age- 65 years
View plan

Tata AIA Guaranteed Return Insurance Plan

Tata AIA Guaranteed Return Insurance Plan by Tata AIA Life Insurance is a savings plan with assured life cover. With this plan, yo... Read More

Unique Features

  • 3 Plan Options
  • Whole Life Protection
  • Joint Life Cover
Sum AssuredMinimum entry age: 45 years
Entry AgeMaximum entry age: 65 years
View plan

Types of Bharti Axa Investment Plans Plans

Every plan currently being sold by Bharti Axa Investment Plans, shown side-by-side so you can shortlist quickly.

Bharti Axa Shining Stars

Bharti AXA Life Shining Stars helps you fulfill your child’s dreams without compromise. This investment plan helps you save ... Read More

Unique Features

  • Get guaranteed maturity benefits
  • Advanced premium payment options
  • Flexible policy tenure
Sum AssuredMinimum entry age: 18 years
Entry AgeMaximum entry age: 60 years
View plan

Bharti AXA Super Series Plan

With the Bharti AXA Super Series Plan, enjoy guaranteed savings and income for a worry-free tomorrow! Bharti AXA Life Super Series... Read More

Unique Features

  • Guaranteed Maturity Additions
  • Guaranteed Money Back
  • 3 Premium Payment Options
Sum AssuredMinimum Entry Age: 0 year
Entry AgeMaximum Entry Age: 63 years
View plan

Bharti Axa Guaranteed Income Pro

Bharti AXA Life Guaranteed Pro is a non-linked, non-participating life insurance savings plan. This plan offers the dual benefit o... Read More

Unique Features

  • Regular guaranteed income
  • Lump sum amount at maturity
  • Two plan options
Sum AssuredMinimum entry age - 3 months
Entry AgeMaximum entry age - 65 years
View plan

Bharti AXA Super Endowment Plan

Bharti AXA Super Endowment helps you create wealth and secure the financial future of your loved ones in case of your untimely dem... Read More

Unique Features

  • Multiple policy tenures
  • Guaranteed additions on maturity
  • Benefits paid on survival
Sum AssuredMinimum entry age - 91 days
Entry AgeMaximum entry age - 60 years
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Bharti AXA Life Unnati Plan

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and ... Read More

Unique Features

  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income
Sum AssuredEntry Age: Minimum - 91 days
Entry AgeMaximum - 60 years
View plan

Bharti Axa Life Elite Advantage

Bharti Axa Elite Advantage offers its policyholders dual benefits, including death and maturity benefits. You can also choose ride... Read More

Unique Features

  • Flexible premium payment term
  • Loan on policy
  • Guaranteed maturity sum
Sum AssuredMinimum entry age- 6 year
Entry AgeMaximum entry age- 65 years
View plan

Bharti AXA Life Dhan Varsha Plan

Save extra with Bharti AXA Dhan Varsha Plan – Guaranteed Survival Benefit and Assured Life Cover. Bharti AXA Life's Dhan Var... Read More

Unique Features

  • Survival Benefits
  • Yearly Cash Bonuses
  • Maturity Benefit
Sum AssuredMinimum entry age: 91 days
Entry AgeMaximum entry age: 75 years
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Bharti Axa Life Samriddhi

Bharti AXA Samriddhi is a combination of a life insurance plan and a savings plan. This plan protects your family financially in c... Read More

Unique Features

  • Lump sum benefits
  • Flexible premium payment term
  • Non-guaranteed bonuses
Sum AssuredEntry Age: Minimum 0 years
Entry AgeMaximum 55 years
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Bharti AXA Life Monthly Advantage

Get Income for Tomorrow with Bharti AXA Monthly Advantage Plan – secure savings, guaranteed returns, and financial security.... Read More

Unique Features

  • Guaranteed Monthly Income
  • Earn Yearly Cash Bonuses
  • Extra Protection with Riders
Sum AssuredMinimum entry age: 2 years
Entry AgeMaximum entry age: 65 years
View plan

Bharti AXA Secure Income Plan

Bharti AXA Life Secure Income Plan is a non-linked, guaranteed life insurance plan. It provides regular guaranteed monthly income ... Read More

Unique Features

  • Regular Guaranteed Income
  • Guaranteed Additions
  • Policy Loan Facility
Sum AssuredMinimum Entry Age: 0 years
Entry AgeMaximum Entry Age: 65 years
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Bharti Axa Child Advantage Plan

Bharti Axa Life Child Advantage Plan helps you secure your child's future. This plan comes with maturity benefits as well as life ... Read More

Unique Features

  • Offers Premium Waiver Benefit
  • Choose Maturity Option
  • Choose Premium Payment Term
Sum AssuredMinimum entry age: 0 year
Entry AgeMaximum entry age: 18 years
View plan

Bharti AXA Life Flexi Save

Save More with Bharti AXA Life Flexi Save Plan – Earn Annual Bonuses Along with Assured Life Cover. Bharti AXA Life Flexi Save p... Read More

Unique Features

  • Flexibility to Modify Policy Term
  • Earn Yearly Cash Bonuses
  • Guaranteed Maturity Benefit
Sum AssuredMinimum entry age- 0 year
Entry AgeMaximum entry age- 65 years
View plan

Bharti Axa Life Wealth Pro

Bharti AXA Wealth Pro Plan offers dual benefits: life cover to protect your family financially and wealth creation over time. This... Read More

Unique Features

  • Wealth boosters
  • Loyalty additions
  • Multiple investment strategies
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 65 years
View plan

Bharti Axa Life Future Invest Plan

Bharti Axa Future Invest is a combination of a life insurance product and an investment plan. Your family gets financial protectio... Read More

Unique Features

  • Zero allocation charges
  • Expandable investment period
  • Limited premium payment term
Sum AssuredEntry age - 18 years
Entry AgeMax entry age - 59 years
View plan

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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