Hdfc Investment vs Lic Life Insurance Life Insurance 2026 | PolicyX
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Hdfc Investment

✎ Edit

Lic Life Insurance

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 000 to No limit

Annual Premiums Collected (2024-25)

₹ 751.92 crores
Payout Options

Payout Options

-

Payout Options

Lump sum, regular frequencies or a combination of both
Claim ratio

Payout Options

Minimum Age - 5 year%

Payout Options

98.5%%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

1.98
Pan India Presence

Pan India Presence

Annual, half-yearly,

Pan India Presence

2048
Riders Available

Riders Available

Minimum term - 6 years Maximum term - 30 years

Riders Available

Accidental Death and Disability Benefits Rider, Accidental Death Benefits Rider, Critical Illness Rider, Waiver Benefit Rider
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
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Types of HDFC Investment Plans Plans

Every plan currently being sold by HDFC Investment Plans, shown side-by-side so you can shortlist quickly.

HDFC Super Income

HDFC Super Income Plan is a non-linked savings plan that combines regular income with life insurance protection. It offers nine fl... Read More

Unique Features

  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
Sum AssuredMinimum entry age: 30 Days
Entry AgeMaximum entry age: 59 years
View plan

HDFC Sampoorn Samridhi Plus

HDFC Sampoorn Samridhi Plus is a non-linked, non-participating life insurance plan that combines savings with whole life coverage,... Read More

Unique Features

  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
Sum AssuredMinimum entry age- 30 Days
Entry AgeMaximum entry age- 60 years
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HDFC Life Uday Plan

HDFC Life Uday is a guaranteed savings plan designed for both wealth creation and family protection. It offers a death benefit, ma... Read More

Unique Features

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits
Sum AssuredMinimum entry age: 18 years
Entry AgeMaximum entry age: 55 years
View plan

HDFC Assured Gain Plus

HDFC Assured Gains Plus is a non-linked, participating savings life insurance plan that provides both financial protection for the... Read More

Unique Features

  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
Sum AssuredMinimum entry age- 3 years
Entry AgeMaximum entry age- 65 years
View plan

HDFC Guaranteed Wealth Plus

HDFC Life Guaranteed Wealth Plus is a non-participating, non-linked savings life insurance plan offering dual benefits: financial ... Read More

Unique Features

  • Dual Benefits
  • Guaranteed Income
  • Lump Sum and Income Variant
Sum AssuredMinimum Entry Age: 12 years
Entry AgeMaximum Entry Age: 60 years
View plan

HDFC Guaranteed Income Plan

The HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance savings plan designed to provide ... Read More

Unique Features

  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
Sum Assured<ul> <li>Minimum entry age: 3 years</li> <li>Maximum entry age: 65 years</li> <li>Minimum sum assured: Depends on monthly premiums</li> <li>Maximum sum assured: No Limit</li> <li>Maximum policy term: 15 years</li> </ul>
View plan

HDFC My Assured Income Plan

HDFC Life My Assured Income Plan is a non-linked, non-participating savings life insurance plan that combines guaranteed income st... Read More

Unique Features

  • Guaranteed income benefits
  • Terminal benefits
  • Life coverage
Sum AssuredMinimum entry age: 2 years Maximum entry age: 60 years Minimum sum assured: NA Maximum sum assured: NA Maximum policy term: 16 years
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HDFC Sanchay Plus

HDFC Life Sanchay Plus is a non-linked, non-participating savings life insurance plan designed to provide guaranteed returns and f... Read More

Unique Features

  • Guaranteed Benefits
  • Death Benefits
  • Sample Premium Rates
Sum AssuredMinimum entry age: 5 years
Entry AgeMaximum entry age: 60 years
View plan

Types of LIC Life Insurance Plans

Every plan currently being sold by LIC Life Insurance, shown side-by-side so you can shortlist quickly.

LIC Premium Endowment

The LIC Premium Endowment Plan (830) offers a dual benefit, providing financial protection for the family in case of the policyhol... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age: 14 years
Entry AgeMaximum entry age: 45 years
View plan

LIC Jeevan Tarun

LIC's Jeevan Tarun Plan (934) is a participating, non-linked, limited premium plan offering protection and savings tailored for a ... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
View plan

LIC New Children Money Back Plan

LIC's New Children Money Back Plan (Plan 932) helps parents and grandparents secure a child's future with financial support up to ... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age - 0 years
Entry AgeMaximum entry age - 12 years
View plan

LIC Bima Bachat

The LIC Bima Bachat Plan (916) is a single premium participating endowment policy focused on financial security and savings. It fu... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age: 15 years
Entry AgeMaximum entry age: 66 years
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LIC Bima Diamond

The LIC Bima Diamond Plan (Table No. 841) was a non-linked, limited premium paying money-back plan, combining insurance and saving... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 14 years
Entry AgeMaximum Entry Age: 45 years
View plan

LIC Jeevan Arogya

LIC Jeevan Arogya is a health insurance plan from LIC, offering financial protection against rising medical expenses with affordab... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 91 days
Entry AgeMaximum Entry Age: 75 years
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LIC Jeevan Shagun

LIC Jeevan Shagun (Plan 826) was a single-premium, participating money-back life insurance plan that combined life cover with guar... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 8 years
Entry AgeMaximum Entry Age: 45 years
View plan

LIC New Money Back 20 Years

The LIC New Money Back Plan 20 Years (Plan 920) is a non-linked, participating plan designed for business and salaried individuals... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age - 13 years
Entry AgeMaximum entry age - 50 years
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LIC Jeevan Akshay

LIC Jeevan Akshay VI is an immediate annuity pure pension plan from LIC, designed for senior citizens seeking financial independen... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 25 years
Entry AgeMaximum Entry Age: 85 years
View plan

LIC Jeevan Shikhar

The LIC Jeevan Shikhar Plan (837) is a non-linked, participating, single premium endowment plan designed for both savings and prot... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
View plan

LIC Aadhaar Stambh

The LIC Aadhaar Stambh Plan is a non-linked, with-profits endowment plan designed exclusively for male Aadhaar cardholders, combin... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age - 8 years
Entry AgeMaximum entry age - 55 years
View plan

LIC Aadhaar Shila

LIC's Aadhaar Shila Plan is a non-linked, with-profits endowment plan designed exclusively for female Aadhaar cardholders, offerin... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 8 years
Entry AgeMaximum Entry Age: 55 years
View plan

LIC Jeevan Umang

LIC Jeevan Umang (Plan 945) is a whole life insurance plan that combines long-term savings with regular income. It offers yearly s... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age- 90 days
Entry AgeMaximum entry age- 55 years
View plan

LIC New Jeevan Anand

LIC New Jeevan Anand is a participating, non-linked plan that combines lifelong protection with savings, offering a death benefit ... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age - 18 years
Entry AgeMaximum entry age - 50 years
View plan

LIC Jeevan Rakshak Plan

LIC Jeevan Rakshak Plan (Table No. 827) is a non-linked, participating plan from LIC that combines life insurance and savings, off... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age: 8 years
Entry AgeMaximum entry age: 55 years
View plan

LIC Jeevan Lakshya Plan

LIC Jeevan Lakshya (Plan 933) is a non-linked, With-Profits Endowment Assurance plan designed to provide financial security for ch... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age- 18 years
Entry AgeMaximum entry age- 50 years
View plan

LIC New Endowment Plan

The LIC New Endowment Plan (914) is a non-linked life insurance policy offering guaranteed returns and bonuses, suitable for indiv... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age- 8 years
Entry AgeMaximum entry age- 55 years
View plan

LIC Single Premium Endowment

The LIC Single Premium Endowment Plan (Plan 917) is a traditional endowment policy offering both investment and protection with a ... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age - 90 days
Entry AgeMaximum entry age - 65 years
View plan

LIC Jeevan Saral

LIC Jeevan Saral Plan (165) is an endowment assurance plan where the policyholder chooses the premium amount, receiving approximat... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age - 12 years
Entry AgeMaximum entry age - 60 years
View plan

LIC Pradhan Mantri Vaya Vandana Yojana

The Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government-subsidized, single-premium pension plan from LIC, offering an assur... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 60 years
Entry AgeMaximum Entry Age: No limit
View plan

LIC Kanyadan Policy

The LIC Kanyadan Policy, a popular term for plans like LIC Jeevan Lakshya, Amritbaal, and Jeevan Labh, helps parents build a finan... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 18 years
Entry AgeMaximum Entry Age: 50 years
View plan

LIC Jeevan Shanti

LIC's New Jeevan Shanti (Plan No. 858) is a non-linked, single premium, deferred annuity plan from LIC, offering guaranteed annuit... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age- 30 years
Entry AgeMaximum entry age- 79 years
View plan

LIC Jeevan Saathi

LIC Jeevan Saathi (Plan 89) is an endowment assurance policy designed to cover both husband and wife under a single plan, offering... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age- 18 years
Entry AgeMaximum entry age- 55 years
View plan

LIC Micro Bachat

The LIC Micro Bachat Plan is a traditional, non-linked, participating micro-insurance plan offering both protection and savings, s... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredEntry Age: 18 to 55 years
Entry AgeMaximum Maturity Age: 70 years
View plan

LIC Komal Jeevan

The LIC Komal Jeevan Plan is a child-specific insurance policy for those aged 0-10, designed to secure their future needs like edu... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 90 days
Entry AgeMaximum Entry Age: 18 years
View plan

LIC Navjeevan Plan

LIC Nav Jeevan Plan (853) is a non-linked, with-profit endowment insurance plan from LIC, designed to provide financial security t... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age- 90 days
Entry AgeMaximum entry age- 45 years
View plan

LIC SIIP Plan

LIC SIIP (Plan 852) is a unit-linked, non-participating individual life insurance plan offering investment opportunities alongside... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age- 90 days
Entry AgeMaximum entry age- 65 years
View plan

LIC Bima Shree

LIC Bima Shree is a traditional, non-linked, money-back life insurance policy that combines security with savings through guarante... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
View plan

LIC Nivesh Plus

LIC Nivesh Plus (Plan 849) is a single-premium, unit-linked life insurance plan offering both protection and investment growth. It... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum entry age: 90 days; Maximum entry age: 70 years; Minimum sum assured: 1 lakh; Maximum sum assured: No limit; Maximum policy term: 25 years
View plan

LIC Jeevan Akshay VII

LIC Jeevan Akshay VII is a single premium, non-linked, immediate annuity plan from LIC, designed to provide a lifelong pension to ... Read More

Unique Features

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum AssuredMinimum Entry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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