Indiafirst Life vs Hdfc Investment Life Insurance 2026 | PolicyX

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Overview

IndiaFirst Life Insurance

IndiaFirst Life Insurance Company Limited is one of India's fastest-growing private life insurers, with a share capital of ₹754.37 crores. Since its establishment in 2009, IndiaFirst has been catering to customers' protection, savings, and retirement needs with its pocket-friendly and easy-to-understand products. IndiaFirst Life Insurance holds an impressive Claim Settlement Ratio of 97.04% as of March 31, FY 2022-23. The insurer's shareholders are the Bank of Baroda, Union Bank of India, and Carmel Point Investments India Private Limited. As of April 1, 2024, the insurer offered 29 life insurance products and 6 riders under the following categories: Participating, Non-Participating, Savings, Protection, ULIPs, Group Protection, and Corporate Funds plans. IndiaFirst has been rewarded with plenty of awards & accolades throughout its journey. For instance, in the Fest Leadership Awards 2023, they were awarded Best Customer-centric Company and the Economic Times's Best Brands in 2021.

IndiaFirst Life Insurance Company ensures to look after your insurance needs by offering:

  • Customer-centric plans

  • Pocket-friendly premiums

  • Tailor-made plans for every customer

  • Online available plans

COMPANY DETAILS ✎ Edit

Indiafirst Life

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Hdfc Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 7218.09 crores

Annual Premiums Collected (2024-25)

₹ 000 to No limit
Payout Options

Payout Options

Critical Illness Rider, Disability Rider, Accidental Death Rider, Terminal Illness Rider, Income Ben

Payout Options

-
Claim ratio

Payout Options

98.04%%

Payout Options

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

2.00

Solvency Ratio

80 years
Pan India Presence

Pan India Presence

100+

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Term Insurance Rider

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 76 years

Policy Term

5 to 12 years
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

-

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

-

Awards and recognitions

-

Riders

Riders You Can Avail With IndiaFirst Life Insurance Plans

Name of the rider Benefits
IndiaFirst Term Rider This rider enhances your life cover with extra coverage at affordable prices. In case of the policyholder's demise during the policy tenure, additional benefits are paid to their nominee.
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Types of HDFC Investment Plans Plans

Every plan currently being sold by HDFC Investment Plans, shown side-by-side so you can shortlist quickly.

HDFC Super Income

HDFC Super Income Plan is a comprehensive, non-linked savings plan that provides a combination of regular income and insurance cov... Read More

Unique Features

  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
Sum AssuredMinimum entry age: 30 Days
Entry AgeMaximum entry age: 59 years
View plan

HDFC Sampoorn Samridhi Plus

‘A plan that offers you dual benefits - savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and ... Read More

Unique Features

  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
Sum AssuredMinimum entry age- 30 Days
Entry AgeMaximum entry age- 60 years
View plan

HDFC Life Uday Plan

Invest today for a worry-free tomorrow with the HDFC Life Uday Savings Plan for a brighter future.HDFC Life Uday, from HDFC Life I... Read More

Unique Features

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits
Sum AssuredMinimum entry age: 18 years
Entry AgeMaximum entry age: 55 years
View plan

HDFC Assured Gain Plus

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family... Read More

Unique Features

  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
Sum AssuredMinimum entry age- 3 years
Entry AgeMaximum entry age- 65 years
View plan

HDFC Guaranteed Wealth Plus

'A plan that helps you save for your future goals.' The insurance market is filled with several insurance products, each with its ... Read More

Unique Features

  • Dual Benefits
  • Guaranteed Income
  • Lump Sum and Income Variant
Sum AssuredMinimum Entry Age: 12 years
Entry AgeMaximum Entry Age: 60 years
View plan

HDFC Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular inco... Read More

Unique Features

  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
Sum Assured<ul> <li>Minimum entry age: 3 years</li> <li>Maximum entry age: 65 years</li> <li>Minimum sum assured: Depends on monthly premiums</li> <li>Maximum sum assured: No Limit</li> <li>Maximum policy term: 15 years</li> </ul>
View plan

HDFC My Assured Income Plan

‘A combination of income and family protection plan’. HDFC Life My Assured Income Plan is a perfect blend of a guaranteed inco... Read More

Unique Features

  • Guaranteed income benefits
  • Terminal benefits
  • Life coverage
Sum AssuredMinimum entry age: 2 years Maximum entry age: 60 years Minimum sum assured: NA Maximum sum assured: NA Maximum policy term: 16 years
View plan

HDFC Sanchay Plus

Achieving personal milestones is crucial for securing your future. These milestones often come with added responsibilities, expens... Read More

Unique Features

  • Guaranteed Benefits
  • Death Benefits
  • Sample Premium Rates
Sum AssuredMinimum entry age: 5 years
Entry AgeMaximum entry age: 60 years
View plan

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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