Hdfc Ulip Plans vs Lic Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Customer rating

Hdfc Ulip Plans

4.6 / 5Hdfc Ulip Plans 4.5 / 5Lic Life Insurance

Claim settlement ratio

Lic Life Insurance

Minimum Age- 14 year%Hdfc Ulip Plans 98.5%Lic Life Insurance

Share of death claims the insurer paid

Solvency ratio

Hdfc Ulip Plans

70 yearsHdfc Ulip Plans 1.98Lic Life Insurance

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Hdfc Ulip Plans

✎ Edit

Lic Life Insurance

Customer rating

Customer rating

4.6 / 5 Higher

Customer rating

4.5 / 5
Life insurance plans listed

Life insurance plans listed

1 plan ❯

Life insurance plans listed

31 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit

Annual premiums collected (2024-25)

₹ 4,75,751.92 crores
Claim settlement ratio

Claim settlement ratio

Minimum Age- 14 year%

Claim settlement ratio

98.5% Higher
Solvency ratio

Solvency ratio

70 years Higher

Solvency ratio

1.98
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

2048
Payout options

Payout options

Not available

Payout options

Lump sum, regular frequencies or a combination of both
Riders available

Riders available

10 to 30 years

Riders available

Accidental Death and Disability Benefits Rider, Accidental Death Benefits Rider, Critical Illness Rider, Waiver Benefit Rider
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Plans from Hdfc Ulip Plans and Lic Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Hdfc Ulip Plans

HDFC ProGrowth Plus

HDFC Life ProGrowth Plus is a unit-linked insurance plan (ULIP) that combines market-linked investment opportunities with life in… Read More

  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates
Sum assured10 to 30 years
Entry ageMinimum Age: 14 years, Maximum Age: 65…
View plan
Lic Life Insurance Plans

LIC Jeevan Labh

LIC Jeevan Labh (Plan 936) is a non-linked, limited premium paying endowment plan from LIC, combining protection and savings. It… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10,15,16 years
Entry ageMinimum Age: 18 years, Maximum Age: 65…
View plan
Lic Life Insurance Plans

LIC Premium Endowment

The LIC Premium Endowment Plan (830) offers a dual benefit, providing financial protection for the family in case of the policyho… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Age - 30 days, Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Jeevan Tarun

LIC's Jeevan Tarun Plan (934) is a participating, non-linked, limited premium plan offering protection and savings tailored for a… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured20 Minus Age at Entry
Entry ageMinimum Age - 90 days Maximum Age - 12…
View plan
Lic Life Insurance Plans

LIC New Children Money Back Plan

LIC's New Children Money Back Plan (Plan 932) helps parents and grandparents secure a child's future with financial support up to… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured25 minus Age at Entry
Entry ageMinimum Age - 0 years Maximum Age - 12…
View plan
Lic Life Insurance Plans

LIC Bima Bachat

The LIC Bima Bachat Plan (916) is a single premium participating endowment policy focused on financial security and savings. It f… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured9 to 15 years
Entry ageMinimum Age - 15 years, Maximum Age - 6…
View plan
Lic Life Insurance Plans

LIC Bima Diamond

The LIC Bima Diamond Plan (Table No. 841) was a non-linked, limited premium paying money-back plan, combining insurance and savin… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 15 years
Entry ageMinimum Age: 14 years, Maximum Age: 45…
View plan
Lic Life Insurance Plans

LIC Jeevan Arogya

LIC Jeevan Arogya is a health insurance plan from LIC, offering financial protection against rising medical expenses with afforda… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredNA
Entry ageMinimum Age: 91 days, Maximum Age: 75 y…
View plan
Lic Life Insurance Plans

LIC Jeevan Shagun

LIC Jeevan Shagun (Plan 826) was a single-premium, participating money-back life insurance plan that combined life cover with gua… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Entry Age: 8 years, Maximum Ent…
View plan
Lic Life Insurance Plans

LIC New Money Back 20 Years

The LIC New Money Back Plan 20 Years (Plan 920) is a non-linked, participating plan designed for business and salaried individual… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured15 years
Entry ageMinimum Age - 13 years, Maximum Age - 5…
View plan
Lic Life Insurance Plans

LIC Jeevan Akshay

LIC Jeevan Akshay VI is an immediate annuity pure pension plan from LIC, designed for senior citizens seeking financial independe… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured5 to 20 years
Entry ageMinimum Age: 25 years, Maximum Age: 85…
View plan
Lic Life Insurance Plans

LIC Jeevan Shikhar

The LIC Jeevan Shikhar Plan (837) is a non-linked, participating, single premium endowment plan designed for both savings and pro… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Age - 6 years Maximum Age - 45…
View plan
Lic Life Insurance Plans

LIC Aadhaar Stambh

The LIC Aadhaar Stambh Plan is a non-linked, with-profits endowment plan designed exclusively for male Aadhaar cardholders, combi… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 20 years
Entry ageMinimum Age - 8 years. Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Aadhaar Shila

LIC's Aadhaar Shila Plan is a non-linked, with-profits endowment plan designed exclusively for female Aadhaar cardholders, offeri… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSame as the policy term
Entry ageMinimum Age - 8 years, Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Jeevan Umang

LIC Jeevan Umang (Plan 945) is a whole life insurance plan that combines long-term savings with regular income. It offers yearly… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured15 to 30 years
Entry ageMinimum Age - 90 days Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC New Jeevan Anand

LIC New Jeevan Anand is a participating, non-linked plan that combines lifelong protection with savings, offering a death benefit… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured- ₹1 Lakh
Entry ageMinimum Age - 18 years, Maximum Age - 5…
View plan
Lic Life Insurance Plans

LIC Jeevan Rakshak Plan

LIC Jeevan Rakshak Plan (Table No. 827) is a non-linked, participating plan from LIC that combines life insurance and savings, of… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredEqual to the policy term
Entry ageMinimum Age: 8 years, Maximum Age: 55 y…
View plan
Lic Life Insurance Plans

LIC Jeevan Lakshya Plan

LIC Jeevan Lakshya (Plan 933) is a non-linked, With-Profits Endowment Assurance plan designed to provide financial security for c… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredPolicy term minus 3 years
Entry ageMinimum Age - 18 years Maximum Age - 50…
View plan
Lic Life Insurance Plans

LIC New Endowment Plan

The LIC New Endowment Plan (914) is a non-linked life insurance policy offering guaranteed returns and bonuses, suitable for indi… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSame as policy term
Entry ageMinimum Age - 8 years Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Single Premium Endowment

The LIC Single Premium Endowment Plan (Plan 917) is a traditional endowment policy offering both investment and protection with a… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSingle Premium
Entry ageMinimum Age - 90 days, Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Jeevan Saral

LIC Jeevan Saral Plan (165) is an endowment assurance plan where the policyholder chooses the premium amount, receiving approxima… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 35 years
Entry ageMinimum Age - 18 years Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Pradhan Mantri Vaya Vandana Yojana

The Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government-subsidized, single-premium pension plan from LIC, offering an assu… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredDepends on the policy tenure
Entry ageMinimum Age - 60 years Maximum Age - No…
View plan
Lic Life Insurance Plans

LIC Kanyadan Policy

The LIC Kanyadan Policy, a popular term for plans like LIC Jeevan Lakshya, Amritbaal, and Jeevan Labh, helps parents build a fina… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredPolicy term minus 3 years
Entry ageMinimum Age - 18 years Maximum Age - 50…
View plan
Lic Life Insurance Plans

LIC Jeevan Shanti

LIC's New Jeevan Shanti (Plan No. 858) is a non-linked, single premium, deferred annuity plan from LIC, offering guaranteed annui… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured1 to 12 years
Entry ageMinimum Age - 30 years Maximum Age - 79…
View plan
Lic Life Insurance Plans

LIC Jeevan Saathi

LIC Jeevan Saathi (Plan 89) is an endowment assurance policy designed to cover both husband and wife under a single plan, offerin… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 20 years
Entry ageMinimum Age - 18 years Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Micro Bachat

The LIC Micro Bachat Plan is a traditional, non-linked, participating micro-insurance plan offering both protection and savings… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assuredSame as policy term
Entry ageMinimum Age - 18 years Maximum Age - 55…
View plan
Lic Life Insurance Plans

LIC Komal Jeevan

The LIC Komal Jeevan Plan is a child-specific insurance policy for those aged 0-10, designed to secure their future needs like ed… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured18 years
Entry ageMinimum Age - 90 days Maximum Age - 10…
View plan
Lic Life Insurance Plans

LIC Navjeevan Plan

LIC Nav Jeevan Plan (853) is a non-linked, with-profit endowment insurance plan from LIC, designed to provide financial security… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 18 years
Entry ageMinimum Age - 90 days Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC SIIP Plan

LIC SIIP (Plan 852) is a unit-linked, non-participating individual life insurance plan offering investment opportunities alongsid… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 25 years
Entry ageMinimum Age - 90 days Maximum Age - 65…
View plan
Lic Life Insurance Plans

LIC Bima Shree

LIC Bima Shree is a traditional, non-linked, money-back life insurance policy that combines security with savings through guarant… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 16 years
Entry ageMinimum Age - 8 years Maximum Age - 45…
View plan
Lic Life Insurance Plans

LIC Nivesh Plus

LIC Nivesh Plus (Plan 849) is a single-premium, unit-linked life insurance plan offering both protection and investment growth. I… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured10 to 25 years
Entry ageMinimum Age: 90 days; Maximum Age: 70 y…
View plan
Lic Life Insurance Plans

LIC Jeevan Akshay VII

LIC Jeevan Akshay VII is a single premium, non-linked, immediate annuity plan from LIC, designed to provide a lifelong pension to… Read More

  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Sum assured₹1 Lakh
Entry ageMinimum Age - 25 years Maximum Age - 10…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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