Hdfc Ulip Plans vs Sbi Investment Plans Life Insurance 2026 | PolicyX

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Overview

HDFC ULIP Plans: Overview

HDFC ULIP plans, offered by HDFC Life, combine investment and protection. An HDFC ULIP plan provides the benefits of a life insurance cover and market-linked investments, which are subject to risks associated with capital markets. HDFC Life ULIP plans offer the flexibility to invest in debt or equity funds, depending on the life assured's risk appetite and financial objectives.

HDFC Life ULIP plans also offer tax benefits on premium payments, helping you achieve future goals such as securing your child's future, creating wealth, and planning for retirement. HDFC Life ULIP offers numerous plans to choose from, aligning with the financial needs of Indian citizens.

HDFC ULIP Plans ensure your investment needs are met by offering:

  • Higher returns
  • Death benefits
  • Maturity benefits
  • Partial withdrawal benefits
COMPANY DETAILS ✎ Edit

Hdfc Ulip Plans

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Sbi Investment Plans

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ Rs 1 lakh to No limit

Annual Premiums Collected (2024-25)

₹ 000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Payout Options

Minimum Age- 14 year%

Payout Options

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

70 years

Solvency Ratio

80 years
Pan India Presence

Pan India Presence

Annual, half-yearly,

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

10 to 30 years

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

10 to 30 years

Policy Term

5 to 12 years
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

-

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

-

Awards and recognitions

-

Riders

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Types of HDFC ULIP Plans Plans

Every plan currently being sold by HDFC ULIP Plans, shown side-by-side so you can shortlist quickly.

Types of SBI Investment Plans Plans

Every plan currently being sold by SBI Investment Plans, shown side-by-side so you can shortlist quickly.

SBI Life Smart Platina Plus

SBI Life Smart Platina Plus is a comprehensive, non-linked, non-participating individual life insurance savings product offered by... Read More

Unique Features

  • Guaranteed addition on maturity
  • Flexible income payout option
  • Limited premium payment option
Sum AssuredMinimum entry age: 30 years
Entry AgeMaximum entry age: 60 years
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SBI Life New Smart Samridhi

SBI Life Smart Samriddhi Plan is a fusion of an insurance plan and a savings plan. This SBI plan offers life coverage throughout t... Read More

Unique Features

  • Limited Premium Payment
  • No Medical Test Required
  • Annual Guaranteed Additions
Sum AssuredMinimum Entry Age: 30 Days
Entry AgeMaximum Entry Age: 50 Years
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SBI Life Smart Hamsafar Plan

SBI Life Smart Humsafar Plan is an insurance-cum-savings plan that offers dual benefits of protection and savings. It is a joint l... Read More

Unique Features

  • Joint life plan
  • Waiver of premiums
  • Participation in profits
Sum AssuredMinimum entry age: 18 years
Entry AgeMaximum entry age: 46 years
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SBI Shubh Nivesh Plan

A penny saved is a penny earned. Save your money with SBI Life Shubh Nivesh Plan and meet your long-term financial goals. SBI Life... Read More

Unique Features

  • Explore SBI Life Shubh Nivesh
  • Understand the Key Features
  • Check the Eligibility Criteria
Sum AssuredMinimum entry age - 18 years
Entry AgeMaximum entry age - 60 years
View plan

SBI Smart Money Back Gold

Your family depends on you. Provide them with the life you've dreamt of. With SBI Life Smart Money Back Gold, invest your money an... Read More

Unique Features

  • All About SBI Life Smart Money Back Gold
  • Key Features & Benefits of the Plan
  • Sample Illustration of the Plan
View plan

SBI Smart Platina Assure

Don't save money to save. Save money to invest and fulfill your long-term goals.SBI Life Smart Platina Assure gives your family th... Read More

Unique Features

  • Explore SBI Life Smart Platina Assure
  • Key Features of the Plan
  • How the Plan Works
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SBI Smart Bachat

Save yourself and your family from rising inflation with SBI Life Smart Bachat. It is important to plan for future savings and exp... Read More

Unique Features

  • Know All About SBI Life Smart Bachat
  • Explore the Key Features and Benefits
  • Understand the Exclusions
Sum AssuredMinimum entry age: 3 years
Entry AgeMaximum entry age: 50 years
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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