Future Generali Life vs Bandhan Life Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Future Generali Life

99.78%Future Generali Life 98.15%Bandhan Life

Share of death claims the insurer paid

Solvency ratio

Bandhan Life

1.70Future Generali Life 2.69Bandhan Life

IRDAI minimum is 1.5

Pan India presence (branches)

Bandhan Life

100+Future Generali Life 130Bandhan Life

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Future Generali Life

 ✎ Edit

Bandhan Life
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

1 plan ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2510.85 crore

Annual premiums collected (2024-25)

₹ 512.28 crores
Claim settlement ratio

Claim settlement ratio

99.78% Higher

Claim settlement ratio

98.15%
Solvency ratio

Solvency ratio

1.70

Solvency ratio

2.69 Higher
Pan India presence (branches)

Pan India presence (branches)

100+

Pan India presence (branches)

130 Higher
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Lump sum, regular frequencies or a combination of both
Riders available

Riders available

Accidental Death Benefit Rider, Total Permanent Disability Protection Rider, Critical Illness Benefit Rider

Riders available

Bandhan Life AD Rider, Critical Illness Rider, Accidental Total and Permanent Disability (ATPD) Rider, Waiver of Premium Rider, Income Benefit Rider, Terminal Illness Benefit
Inception year

Inception year

Not available

Inception year

27,160.06 cr
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Plans from Future Generali Life and Bandhan Life

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Future Generali Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Future Generali Life overview, or ask an advisor which of its plans fits you.
Ulip Plan

Bandhan Life iInvest Ultima Plus

Bandhan Life iInvest Ultima Plus is a unit-linked insurance plan (ULIP) that combines life insurance coverage with market-linked… Read More

  • ULIP Plan
Sum assuredSingle,Quarterly,Annually and Half-Year…
Entry age3 months to 60 years
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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