Bharti Axa Life vs Go Digit Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Customer rating

Go Digit Life Insurance

4.6 / 5Bharti Axa Life 5 / 5Go Digit Life Insurance

Claim settlement ratio

Go Digit Life Insurance

99.18%Bharti Axa Life 99.53%Go Digit Life Insurance

Share of death claims the insurer paid

Solvency ratio

Go Digit Life Insurance

1.6%Bharti Axa Life 3.85Go Digit Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Bharti Axa Life

200Bharti Axa Life 75Go Digit Life Insurance

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Bharti Axa Life

✎ Edit

Go Digit Life Insurance

Customer rating

Customer rating

4.6 / 5

Customer rating

5 / 5 Higher
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

1 plan ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 2908.30 crore

Annual premiums collected (2024-25)

₹ 1069.41 crores
Claim settlement ratio

Claim settlement ratio

99.18%

Claim settlement ratio

99.53% Higher
Solvency ratio

Solvency ratio

1.6%

Solvency ratio

3.85 Higher
Pan India presence (branches)

Pan India presence (branches)

200 Higher

Pan India presence (branches)

75
Payout options

Payout options

Lump sum, regular frequencies, or a combination of both.

Payout options

Not available
Riders available

Riders available

Accidental Death Benefit Rider, Accidental Disability Rider, Accelerated Death Benefit, Critical Illness Benefit, Waiver of Premium Benefit, Income Benefit

Riders available

Go Digit Accidental Death Rider, Go Digit Accidental Disability Rider, Go Digit Critical Illness Rider

Plans from Bharti Axa Life and Go Digit Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Bharti Axa Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Bharti Axa Life overview, or ask an advisor which of its plans fits you.
Savings

Digital Icon Guaranteed Return Savings Plan

The Go Digit ICON Guaranteed Returns Savings Plan is a non-linked investment offering comprehensive life coverage and guaranteed… Read More

  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Sum assuredLimited premium, single premium, or reg…
Entry ageMinimum Age: 18 years, Maximum Age: 65…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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