Icici Prudential Investment vs Lic Investment Life Insurance 2026 | PolicyX
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Icici Prudential Investment

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Lic Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 000 to No limit

Annual Premiums Collected (2024-25)

₹ 000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Payout Options

Minimum Age - 5 year%

Payout Options

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

80 years
Pan India Presence

Pan India Presence

Annual, half-yearly,

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Minimum term - 6 years Maximum term - 30 years

Riders Available

Minimum term: 6 years. Maximum term: 30 years.
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
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Types of ICICI Prudential Plans

Every plan currently being sold by ICICI Prudential, shown side-by-side so you can shortlist quickly.

ICICI Pru Cash Advantage

The ICICI Prudential Cash Advantage Investment Plan is a non-linked life insurance savings plan that combines protection with guar... Read More

Unique Features

  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
Sum AssuredMinimum Entry Age: 1 year
Entry AgeMaximum Entry Age: 60 years
View plan

ICICI Prudential Savings Suraksha

The ICICI Prudential Savings Suraksha Investment Plan combines savings and protection, helping individuals achieve financial goals... Read More

Unique Features

  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 60 years
View plan

ICICI Assured Savings

ICICI Pru Assured Savings Plan combines life cover with guaranteed returns, offering annual additions of 9% to 11% to the base sum... Read More

Unique Features

  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
Sum AssuredMinimum entry age - 0 years
Entry AgeMaximum entry age - 60 years
View plan

ICICI Prudential Future Perfect

The ICICI Prudential Future Perfect Investment Plan is a versatile savings and protection-oriented life insurance solution designe... Read More

Unique Features

  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Sum AssuredMinimum entry age: 91 Days
Entry AgeMaximum entry age: 58 years
View plan

Life Insurance Articles

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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