Bajaj Nvestment Plans vs Icici Prudential Investment Life Insurance 2026 | PolicyX

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Overview

Bajaj Investment Plans: Overview

Bajaj Life Insurance is a leading life insurance company offering diverse solutions, including life, term, child, retirement, and investment plans.

Bajaj Investment Plans help you grow your investments and build a corpus to fulfill your financial requirements. These plans also offer life coverage to protect your loved ones.

Bajaj Investment Plans address your investment needs by offering:

  • Creates Saving Habit
  • Financial Protection
  • Tax Savings
  • Emergency Fund Building
COMPANY DETAILS ✎ Edit

Bajaj Nvestment Plans

✎ Edit

Icici Prudential Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 000 to No limit

Annual Premiums Collected (2024-25)

₹ 000 to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Payout Options

Minimum Age - 5 year%

Payout Options

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

80 years
Pan India Presence

Pan India Presence

Annual, half-yearly,

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Minimum Term: 6 years. Maximum Term: 30 years.

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 30 years

Policy Term

5 to 12 years
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

-

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

-

Awards and recognitions

-

Riders

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Types of Bajaj Investment Plans Plans

Every plan currently being sold by Bajaj Investment Plans, shown side-by-side so you can shortlist quickly.

Bajaj Flexi Income Goal

Bajaj Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insur... Read More

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 99 years
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Guaranteed Income Goal

Bajaj Life Guaranteed Income Goal by Bajaj Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit ... Read More

Unique Features

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available
Sum AssuredEntry Age: Minimum 6 years
Entry AgeMaximum 60 years; Sum Assured: No limit; Maximum Maturity Age: 72 years
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POS Goal Suraksha

Bajaj POS Goal Suraksha Plan by Bajaj Life Insurance is a combination of a life insurance plan and a savings plan. It provides dea... Read More

Unique Features

  • Guaranteed Additions
  • Limited Payment Term
  • Alter Payment Modes
Sum AssuredMinimum Entry Age: 0 years
Entry AgeMaximum Entry Age: 55 years
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Income Assure

Bajaj Life Income Assure Plan by Bajaj Life Insurance is a participating savings plan offering guaranteed regular monthly income a... Read More

Unique Features

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate
Sum AssuredMinimum entry age- 0 years
Entry AgeMaximum entry age- 50 years
View plan

Types of ICICI Prudential Plans

Every plan currently being sold by ICICI Prudential, shown side-by-side so you can shortlist quickly.

ICICI Pru Cash Advantage

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan that offers comprehensive benefits of savings and ... Read More

Unique Features

  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
Sum AssuredMinimum Entry Age: 1 year
Entry AgeMaximum Entry Age: 60 years
View plan

ICICI Prudential Savings Suraksha

'A combination of savings and protection plan.'ICICI Pru Savings Suraksha is a financial plan that helps you save for future finan... Read More

Unique Features

  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 60 years
View plan

ICICI Assured Savings

‘Save smartly with ICICI Pru Assured Savings to get guaranteed returns and life cover’. There's no harm in saving some money f... Read More

Unique Features

  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
Sum AssuredMinimum entry age - 0 years
Entry AgeMaximum entry age - 60 years
View plan

ICICI Prudential Future Perfect

Build wealth, secure dreams: The ICICI Prudential Future Perfect Plan helps you achieve a brighter future. Savings alone won't mak... Read More

Unique Features

  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Sum AssuredMinimum entry age: 91 Days
Entry AgeMaximum entry age: 58 years
View plan

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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