Icici Prudential Investment vs Hdfc Child Life Insurance 2026 | PolicyX

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Overview

ICICI Prudential Investment Plans: Overview

ICICI Prudential Life Insurance provides a wide variety of ICICI Investment plans. One such insurance product offered by the company is its savings and money-back investment plans, catering to the multiple needs of customers. Investment plans like ICICI Pru Savings Suraksha, ICICI Pru Signature, ICICI Pru Smart Kid, and more are designed to give you calculated financial planning.

ICICI Prudential Savings Plans help you secure your life and allow you to build a financially independent future. ICICI Prudential Investment Plans help individuals build a financial corpus for a child's marriage or schooling, or for retirement. ICICI Investment Plans help people invest in plans that give larger returns and allow them to secure their future.

ICICI Prudential is among the most dominant players in India's insurance sector, having begun its operations in 2001. ICICI Prudential laid its foundation with the value of customer-centricity, offering long-term savings and protection products to meet the different life stage requirements of customers.

ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited. It has consistently been among the top companies in the Indian Life insurance sector. ICICI Assets Under Management (AUM) on 31st March 2022 were INR 2,404.92 billion.

ICICI Prudential Investment Plans look after your investment needs by offering:

  • Regular Savings
  • Flexibility of Investment
  • Potential for Growth
  • Greater Rewards for Staying Invested
COMPANY DETAILS ✎ Edit

Icici Prudential Investment

✎ Edit

Hdfc Child

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 000 to No limit

Annual Premiums Collected (2024-25)

₹ Rs 1 lakh to No limit
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Payout Options

Minimum Age - 5 year%

Payout Options

Minimum Age- 0 years%
Solvency Ratio

Solvency Ratio

80 years

Solvency Ratio

70 years
Pan India Presence

Pan India Presence

Annual, half-yearly,

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Minimum term - 6 years Maximum term - 30 years

Riders Available

21 ninus child entry age
Policy Term

Policy Term

5 to 12 years

Policy Term

18 ninus child entry
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

-

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

-

Awards and recognitions

-

Riders

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Types of ICICI Prudential Plans

Every plan currently being sold by ICICI Prudential, shown side-by-side so you can shortlist quickly.

ICICI Pru Cash Advantage

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan that offers comprehensive benefits of savings and ... Read More

Unique Features

  • Guaranteed Cash Benefit
  • Life Cover
  • Policy Loan
Sum AssuredMinimum Entry Age: 1 year
Entry AgeMaximum Entry Age: 60 years
View plan

ICICI Prudential Savings Suraksha

'A combination of savings and protection plan.'ICICI Pru Savings Suraksha is a financial plan that helps you save for future finan... Read More

Unique Features

  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses
Sum AssuredMinimum entry age: 0 years
Entry AgeMaximum entry age: 60 years
View plan

ICICI Assured Savings

‘Save smartly with ICICI Pru Assured Savings to get guaranteed returns and life cover’. There's no harm in saving some money f... Read More

Unique Features

  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)
Sum AssuredMinimum entry age - 0 years
Entry AgeMaximum entry age - 60 years
View plan

ICICI Prudential Future Perfect

Build wealth, secure dreams: The ICICI Prudential Future Perfect Plan helps you achieve a brighter future. Savings alone won't mak... Read More

Unique Features

  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Sum AssuredMinimum entry age: 91 Days
Entry AgeMaximum entry age: 58 years
View plan

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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