Sud Life Insurance vs Ageas Federal Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Sud Life Insurance

98.84%Sud Life Insurance 98.52%Ageas Federal

Share of death claims the insurer paid

Solvency ratio

Ageas Federal

2.30Sud Life Insurance 2.70Ageas Federal

IRDAI minimum is 1.5

Pan India presence (branches)

Sud Life Insurance

11000Sud Life Insurance 3200+Ageas Federal

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Sud Life Insurance

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Ageas Federal
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 8,260.38 crores

Annual premiums collected (2024-25)

₹ 3072.74 crores
Claim settlement ratio

Claim settlement ratio

98.84% Higher

Claim settlement ratio

98.52%
Solvency ratio

Solvency ratio

2.30

Solvency ratio

2.70 Higher
Pan India presence (branches)

Pan India presence (branches)

11000 Higher

Pan India presence (branches)

3200+
Payout options

Payout options

Lump sum, regular frequencies, or a combination of both

Payout options

Lump sum, fixed payouts, or a combination of both
Riders available

Riders available

Accidental Death and Total & Permanent Disability Benefit Rider

Riders available

Accidental Death Benefit Rider, Accidental Disability Benefit Rider, Waiver of Premium Rider, Income Benefit Rider

Plans from Sud Life Insurance and Ageas Federal

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Sud Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Sud Life Insurance overview, or ask an advisor which of its plans fits you.
No Ageas Federal plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Ageas Federal overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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