Hdfc Sampoorn Samridhi Plus vs Sbi Smart Wealth Builder Life Insurance Plan 2026 | PolicyX
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HDFC Sampoorn Samridhi Plus is a non-linked, non-participating life insurance plan that combines savings with whole life coverage, extending up to 100 years. It offers guaranteed additions, tax benefits, and the flexibility to take a loan against the poli
PLAN DETAILS

Hdfc Sampoorn Samridhi Plus

Sbi Smart Wealth Builder
Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Guaranteed Bonus During Policy Term
  • Free Look Period of 15 Days
  • 1 Free Partial Withdrawal
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 70 years
Plan Sum Assured 5 years 5 to 30 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 60 Years Minimum Age - 7 years Maximum Age - 55 years
Plan Payment modes Sum assured at maturity: Rs. 65,463 to no limit 10 X Annualized Premium
Plan Policy loan Monthly, Quarterly, Half-yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 15 to 40 years 5 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 14 year

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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