Kotak Ace Investment Plan vs Retire Smart Life Insurance Plan 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity

Google Ratings (2500+)

★★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

Kotak Life Ace Investment Plan is a ULIP combining life insurance coverage with investment growth. Policyholders can choose from multiple investment strategies, including self-managed, age-based, or systematic switching, alongside options for top-up premi
PLAN DETAILS

Kotak Ace Investment Plan

Retire Smart
Premium Including GST
Key Features
(Key features of the plan)
  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from
  • Protection After Retirement For A Better Tomorrow
  • Guaranteed Additions Available
  • Get Tax Benefits On Premiums Paid
Plan Maturity age Maximum maturity age: 75 years Maximum Maturity Age - 80 years
Plan Sum Assured 15/20/25/30 years 5/8/10/15 years
Plan Entry Age Minimum entry age: 0 years Maximum entry age: 65 years Minimum Age - 30 years Maximum Age - 70 years
Plan Payment modes Higher of 10 times AP Rs 1 lakh to No limit
Plan Policy loan Monthly, Quarterly, Half-yearly, and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - ₹30,000 प्रति वर्ष
Plan Brochure Brochure URL Brochure URL
Policy Term 10/ 15/ 20/25/30 years 10, 15, 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 30 year
Recommended Videos -
SBI Life Retire Smart Pension Plan

SBI Life Retire Smart Pension Plan

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

Compare with Other Plans

Other Life Insurance Companies

Life Insurance Articles

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right life plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

You May Also Know About:

Term Insurance Life Insurance Life Insurance Companies Child Plans Investment Plans Pension Plans ULIP Plans
📞 Call Free