Hdfc Assured Gain Plus vs Retire Smart Life Insurance Plan 2026 | PolicyX

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HDFC Assured Gains Plus is a non-linked, participating savings life insurance plan that provides both financial protection for the family and a savings component for future planning. It offers a limited premium payment term, a guaranteed sum assured on ma
PLAN DETAILS

Hdfc Assured Gain Plus

Retire Smart

Premium Including GST
Key Features
(Key features of the plan)
  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
  • Protection After Retirement For A Better Tomorrow
  • Guaranteed Additions Available
  • Get Tax Benefits On Premiums Paid
Plan Maturity age Maximum Maturity Age- 80 years Maximum Maturity Age - 80 years
Plan Sum Assured Limited, Single 5/8/10/15 years
Plan Entry Age Min- 3 years, Max- 65 years Minimum Age - 30 years Maximum Age - 70 years
Plan Payment modes No limit Rs 1 lakh to No limit
Plan Policy loan Monthly, Quarterly, Half-Yearly or Annually Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 12, 15 years 10, 15, 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 30 year
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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