Hdfc Life My Assured Income Plan vs Retire Smart Life Insurance Plan 2026 | PolicyX
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HDFC Life My Assured Income Plan is a non-linked, non-participating savings life insurance plan that combines guaranteed income streams with essential family protection. Policyholders pay premiums for a limited term, then receive regular, guaranteed incom
PLAN DETAILS

Hdfc Life My Assured Income Plan

Retire Smart
Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed income benefits
  • Terminal benefits
  • Life coverage
  • Protection After Retirement For A Better Tomorrow
  • Guaranteed Additions Available
  • Get Tax Benefits On Premiums Paid
Plan Maturity age Maximum Maturity Age - NA Maximum Maturity Age - 80 years
Plan Sum Assured 5 years, 8 years 5/8/10/15 years
Plan Entry Age Minimum Age - 2 years Maximum Age - 60 years Minimum Age - 30 years Maximum Age - 70 years
Plan Payment modes Minimum - NA Maximum - NA Rs 1 lakh to No limit
Plan Policy loan Monthly, Half-yearly, and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 10 Years, 16 Years 10, 15, 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 30 year
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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