Hdfc Super Income Plan vs Retire Smart Life Insurance Plan 2026 | PolicyX
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HDFC Super Income Plan is a non-linked savings plan that combines regular income with life insurance protection. It offers nine flexible plan options, allowing policyholders to start receiving income from the second year and benefit from 3.4% to 12.5% add
PLAN DETAILS

Hdfc Super Income Plan

Retire Smart
Premium Including GST
Key Features
(Key features of the plan)
  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
  • Protection After Retirement For A Better Tomorrow
  • Guaranteed Additions Available
  • Get Tax Benefits On Premiums Paid
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 80 years
Plan Sum Assured NA 5/8/10/15 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 59 years Minimum Age - 30 years Maximum Age - 70 years
Plan Payment modes 18,547 to No Limit Rs 1 lakh to No limit
Plan Policy loan Monthly, Quarterly, Half-Yearly, Annual Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 15 to 27 years 10, 15, 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age- 30 year
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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