Aajeevan Suraksha Plan vs Diabetic Plan Sub 8 Hba1c Plan Term Insurance Plan 2026 | PolicyX

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The PNB Metlife Aajeevan Suraksha Term Plan offers comprehensive whole life coverage up to age 99, with flexible premium payment options and the ability to include a spouse under a joint life cover. Policyholders can choose from various benefit options li
PLAN DETAILS

Aajeevan Suraksha Plan

Diabetic Plan Sub 8 Hba1c Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover
  • Keep Fit Benefit
  • Health Coaching
  • Second Medical Opinion
Plan Maturity age Maximum Maturity Age - 99 years Minimum Maturity Age: 35 years, Maximum Maturity Age: 75 years
Plan Sum Assured Basic Sum Assured: From ₹25 Lakhs (no upper limit) Base Sum Assured: Rs 25 lakhs to no limit.
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 45 years Minimum Entry Age: 30 years, Maximum Entry Age: 60 years
Plan Payment modes Yearly, half-yearly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under PNB Metlife Aajeevan Suraksha Plan. The policy loan is not available under Bajaj Life Diabetic Term Plan Sub 8 HbA1c.
Plan Sample Premium Rs 510-/ per month Rs 850/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years, Maximum Policy Term: 99 years Minimum Policy Term: 5 years, Maximum Policy Term: 25 years
Claim Settlement Ratio (2024-25) 99.57% 99.66%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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