No Spam
No
mis-selling
No pushy
sales
Life Secure Plan
670/- per month
VS
Zindagi Protect
568-/ per month
Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.
Bajaj Life Secure Plan offers you a range of benefits including:
| PLAN DETAILS |
Life Secure Plan |
Zindagi Protect |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - Whole life | Maximum Maturity Age - 100 years |
| Plan Sum Assured | Base sum assured: No limit | Base sum assured: Rs 50 lakhs to 1 crore |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 55 years | Minimum Age: 18 years, Maximum Age: 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Life Secure Plan. | Policy loan is not available under the Zindagi Protect Plan. |
| Plan Sample Premium | Rs 670/- per month | Rs 568-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 100 minus Entry Age | Minimum term - 5 years Maximum term - 100 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.29% |
|
Edelweiss Tokio Zindagi Plus Life Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Edelweiss Life Zindagi Protect:
In case of the policyholder’s demise due to an accident, benefits are paid to the nominee.
Under this rider, you will be paid an immediate lump sum amount upon the diagnosis of any of the listed 12 critical diseases, including cancer and brain tumour. This immediate lump sum helps manage treatment expenses.
Under this rider, all future premiums of your ongoing term plan will be waived off if you are diagnosed with any of the listed 12 critical diseases or become physically disabled due to an accident during the policy term.
Under the accidental disability rider, benefits are offered in case of the policyholder’s disability or demise due to an accident.
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
ChatGPT
Claude
Perplexity
2862-1768461875.png)
4573-17437572564599-1745910534.png){kind=logo}
