Aajeevan Suraksha Plan vs Zindagi Protect Term Insurance Plan 2026 | PolicyX
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The PNB Metlife Aajeevan Suraksha Term Plan offers comprehensive whole life coverage up to age 99, with flexible premium payment options and the ability to include a spouse under a joint life cover. Policyholders can choose from various benefit options li
PLAN DETAILS

Aajeevan Suraksha Plan

Zindagi Protect
Premium Including GST
Key Features
(Key features of the plan)
  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover
  • 6% Discount on Premiums
  • Child Future Protect Benefit
  • Premium Break Benefit
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 100 years
Plan Sum Assured Basic Sum Assured: From ₹25 Lakhs (no upper limit) Base sum assured: Rs 50 lakhs to 1 crore
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 45 years Minimum Age: 18 years, Maximum Age: 65 years
Plan Payment modes Yearly, half-yearly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under PNB Metlife Aajeevan Suraksha Plan. Policy loan is not available under the Zindagi Protect Plan.
Plan Sample Premium Rs 510-/ per month Rs 568-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years, Maximum Policy Term: 99 years Minimum term - 5 years Maximum term - 100 years
Claim Settlement Ratio (2024-25) 99.57% 99.29%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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