Etouch Online Term Plan vs Zindagi Protect Term Insurance Plan 2026 | PolicyX
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The Bajaj Life e-Touch Term Plan is a pure term insurance product available in three variants: Life Shield, Life Shield Plus, and Life Shield ROP. It offers high sum assured options, accidental death benefits, and health management services, covering deat
PLAN DETAILS

Etouch Online Term Plan

Zindagi Protect
Premium Including GST
Key Features
(Key features of the plan)
  • High SI Available
  • Accidental Death Benefit
  • Health Management Services
  • 6% Discount on Premiums
  • Child Future Protect Benefit
  • Premium Break Benefit
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 100 years
Plan Sum Assured Base Sum Assured: ₹50 lakhs to no limit. Base sum assured: Rs 50 lakhs to 1 crore
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years Minimum Age: 18 years, Maximum Age: 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan Policy loans are not available under the Smart Total Elite Protection Plan. Policy loan is not available under the Zindagi Protect Plan.
Plan Sample Premium Rs 614/- per month Rs 568-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years, Maximum Policy Term: 85 - Entry Age Minimum term - 5 years Maximum term - 100 years
Claim Settlement Ratio (2024-25) 99.66% 99.29%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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